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← CockpitCompetitor Analysis › DCBBANK.NS DCB Bank LimitedOpen in the cockpit ↗

DCB Bank LimitedDCBBANK.NSCompetitor analysis, valuation and peers

India · INR·Financials›Regional Banks
Momentum strong 70
Mkt cap
$688M
US dollars, full cap
Free float
82%
of shares outstanding
$/day
$2.81M
20-day average traded
P/B
0.94×
price to book
ROE
13.0%
delivered
Implied ROE
16.4%
what the price asks
Next earnings
77 days
22 Jan 2027
Close · INR₹201.74
1D+1.6%
1W+4.7%
1M+0.3%
3M+3.5%
6M+8.2%
YTD+17.2%
1Y+30.3%
ATR %3.8%
Beta1.44
52w lowhigh14.1% off high

What DCB Bank does

Employees: 11,337

DCB Bank at a glance

Size DCB Bank (DCBBANK.NS) is an India Financials company (Regional Banks) with a market value of $688M, the 726th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹201.74 on 6 Nov 2026.

Performance Over six months the shares gained 8.2%, against +13.2% for the median peer and 0.0% for the India market (cap-weighted) — 9th lowest of 20 in its peer set.

Growth Revenue grew 10.2% over the last twelve months (peer median +12.3%); the operating margin is 31.8% (peer median 24.8%).

Valuation It trades at 0.94× book value against a peer median of 1.19× (9th cheapest of 21).

Price implies The share price implies a return on equity of about 16.4%; DCB Bank delivers 13.0%, so the price asks more than the business earns today.

Next results Next results expected around 22 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026Peer median 116DCBBANK.NS 112
Six months, rebased to 100: DCB Bank against the median of its 20 peers (local-currency closes).

DCB Bank financials

Reported figures in INR; fiscal year ends 2026-03-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue₹86.8B₹82.5B₹72.0B₹58.3B₹46.1B
Revenue growth—+15%+23%+27%—
Net income₹8.40B₹7.32B₹6.15B₹5.36B₹4.66B
Free cash flown/a₹15.6B₹3.49B₹9.96B₹8.04B
Capital expendituren/a₹904M₹1.36B₹1.35B₹1.67B
Total debt₹57.5B₹181B₹163B₹111B₹82.2B

Quarterly statements and history in the cockpit →

DCB Bank competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%-40%-20%0%+20%BHBRRBIBCALIFACNBEQUITASBNKMSBI8399CCB834385418344OMASP25587384DCBBANK.NS6-month return →1-month return →
Up and to the right = strong over both horizons. DCB Bank is the large dot.

Fundamentals: return on equity against price-to-book

5%10%0.50×10×1.50×BHBRRBIBCALIFCWBCACNBEQUITASBNKMSBIPFIS8399WCCBCCB83438541WASHOMASP25587384DCBBANK.NSReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. DCB Bank is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%BHBRRBIBCALIFCWBCACNBEQUITASBNKMSBIPFIS8399WCCBCCB83438541OMASP25587384DCBBANK.NSROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. DCB Bank is the large dot.

DCB Bank competitors and peer comparison

How DCB Bank compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

DCB Bank against its 20 peers (data as of 6 Nov 2026)
MeasureDCBBANK.NSPeer medianRank in peer set
1-month return+0.3%+0.1%10th highest of 21
6-month return+8.2%+13.2%9th lowest of 20
Return on equity13.0%10.2%3rd highest of 21
Price / book0.94×1.19×9th cheapest of 21
Trailing P/E7.8×12.1×3rd cheapest of 20
ROE the price implies16.4%9.2%most demanding of 21
ROE delivered13.0%10.2%3rd highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
DCB Bank DCBBANK.NSIndia$688M+8%+10%13%0.94×16.4%13.0%
Bar Harbor Bankshares BHBUnited States$688M+17%+16%11%1.28×9.3%10.7%
Red River Bancshares RRBIUnited States$682M+14%+7%13%1.78×10.0%13.0%
California BanCorp BCALUnited States$696M+13%-4%10%1.20×7.5%10.2%
Banca IFIS IF.MIItaly$673M-53%+68%13%0.30×5.2%13.0%
Community West Bancshares CWBCUnited States$705M+8%+23%7%1.17×10.1%6.7%
ACNB ACNBUnited States$667M+22%+15%13%1.58×13.1%13.4%
Equitas Small Finance Bank EQUITASBNK.NSIndia$662M-25%+15%11%0.95×15.4%11.4%
Midland States Bancorp MSBIUnited States$660M+12%-21%10%1.57×11.0%10.2%
Peoples Financial Services PFISUnited States$723M+22%+4%12%1.37×10.7%11.7%
Bank Of The Ryukyus,Limited 8399.TJapan$655M-3%+19%7%0.68×5.3%6.5%
West Coast Community Bancorp WCCBUnited States$653Mn/a+6%15%1.62×9.1%15.0%
Coastal Financial CCBUnited States$653M-41%+10%-1%1.37×10.8%-0.8%
Akita Bank 8343.TJapan$731M+107%+29%5%0.61×5.3%5.0%
Ehime Bank 8541.TJapan$733M+66%+8%5%0.80×5.2%5.1%
Yamagata Bank 8344.TJapan$736M+49%+25%5%0.75×5.3%5.1%
Washington Trust Bancorp WASHUnited States$737M+19%+30%12%1.39×10.6%12.0%
Oma Savings Bank OMASP.HEFinland$643M+47%-20%7%0.92×5.0%6.6%
Jinshang Bank 2558.HKHong Kong$741M-31%-5%6%0.18×3.5%6.1%
HomeTrust Bancshares HTBUnited States$743M+2%-3%11%1.30×10.6%11.3%
Procrea Holdings,Inc 7384.TJapan$638M-2%+25%2%0.59×4.1%2.4%

Questions

Which companies are DCB Bank's closest peers?
The cockpit's peer set: Bar Harbor Bankshares (BHB), Red River Bancshares (RRBI), California BanCorp (BCAL), Banca IFIS (IF.MI), Community West Bancshares (CWBC), ACNB (ACNB), Equitas Small Finance Bank (EQUITASBNK.NS), Midland States Bancorp (MSBI).
Is DCB Bank expensive compared with its peers?
On price / book it trades at 0.94× against a peer median of 1.19×, 9th cheapest of 21 in its peer set. The share price implies a return on equity of about 16.4%; DCB Bank delivers 13.0%, so the price asks more than the business earns today.
How has DCB Bank stock performed?
Over six months to 6 Nov 2026 the shares returned +8.2% against +13.2% for the median peer; over one year +30.3%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.