Leading regional bank in Akita prefecture, Tohoku, providing retail and SME banking services.
Leading regional bank in Akita prefecture, Tohoku, providing retail and SME banking services.
Earns mainly the margin between loan interest and deposit costs, with fees from investment trusts, insurance and cards as a second layer. Its customers are concentrated in one prefecture, so results follow the local economy and small companies' borrowing.
In one line: Akita's community bank.
Moat: narrow (regulatory licence, distribution). Long-standing deposit and branch leadership in Akita prefecture.
Headquarters: Akita, Japan · Employees: 1,175
Size Akita Bank (8343.T) is a Japan Financials company (Regional Banks) with a market value of $731M, the 880th largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥10,340 on 6 Nov 2026.
Performance Over six months the shares gained 106.8%, against +10.2% for the median peer and +1.8% for the Japan market (cap-weighted) — highest of 21 in its peer set.
Growth Revenue grew 28.8% over the last twelve months (peer median +7.7%); the operating margin is 21.8% (peer median 36.5%).
Valuation It trades at 0.61× book value against a peer median of 1.21× (5th cheapest of 21).
Price implies The share price implies a return on equity of about 5.3%; Akita Bank delivers 5.0%, so the price asks more than the business earns today.
Next results Next results expected around 13 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ¥58.2B | ¥51.4B | ¥44.8B | ¥41.4B | ¥46.4B |
| Revenue growth | — | +15% | +8% | -11% | — |
| Net income | ¥8.85B | ¥7.69B | ¥5.66B | ¥4.54B | ¥3.30B |
| Free cash flow | n/a | ¥6.41B | ¥27.2B | ¥23.1B | -¥71.4B |
| Capital expenditure | n/a | ¥1.12B | ¥1.31B | ¥1.35B | ¥1.06B |
| Total debt | ¥141B | ¥154B | ¥88.2B | ¥210B | ¥202B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Akita Bank 8343.T | $731M | +107% | +29% | 5% | 0.61× | 5.3% |
| Bank of Iwate 8345.T | $857M | -6% | +24% | 5% | 0.64× | 5.7% |
| Yamagata Bank 8344.T | $736M | +49% | +25% | 5% | 0.75× | 5.3% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 8343.T | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +24.0% | +0.6% | highest of 21 |
| 6-month return | +106.8% | +10.2% | highest of 21 |
| Return on equity | 5.0% | 11.5% | 2nd lowest of 20 |
| Price / book | 0.61× | 1.21× | 5th cheapest of 21 |
| Trailing P/E | 12.8× | 11.7× | 6th most expensive of 19 |
| ROE the price implies | 5.3% | 9.3% | 5th least demanding of 20 |
| ROE delivered | 5.0% | 11.5% | 2nd lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Akita Bank 8343.T | Japan | $731M | +107% | +29% | 5% | 0.61× | 5.3% | 5.0% |
| Ehime Bank 8541.T | Japan | $733M | +66% | +8% | 5% | 0.80× | 5.2% | 5.1% |
| Yamagata Bank 8344.T | Japan | $736M | +49% | +25% | 5% | 0.75× | 5.3% | 5.1% |
| Washington Trust Bancorp WASH | United States | $737M | +19% | +30% | 12% | 1.39× | 10.6% | 12.0% |
| Peoples Financial Services PFIS | United States | $723M | +22% | +4% | 12% | 1.37× | 10.7% | 11.7% |
| Jinshang Bank 2558.HK | Hong Kong | $741M | -31% | -5% | 6% | 0.18× | 3.5% | 6.1% |
| HomeTrust Bancshares HTB | United States | $743M | +2% | -3% | 11% | 1.30× | 10.6% | 11.3% |
| Shore Bancshares SHBI | United States | $746M | +14% | +3% | 11% | 1.21× | 10.2% | 11.5% |
| VersaBank VBNK.TO | Canada | $752M | +27% | +14% | 6% | 1.86× | 13.6% | 6.2% |
| SpareBank 1 Ringerike Hadeland RING.OL | Norway | $752M | +2% | -4% | 13% | 1.40× | 6.9% | 13.0% |
| Community West Bancshares CWBC | United States | $705M | +8% | +23% | 7% | 1.17× | 10.1% | 6.7% |
| California BanCorp BCAL | United States | $696M | +13% | -4% | 10% | 1.20× | 7.5% | 10.2% |
| Financial Institutions FISI | United States | $776M | +12% | +42% | 30% | 1.29× | n/a | 30.0% |
| DCB Bank DCBBANK.NS | India | $688M | +8% | +10% | 13% | 0.94× | 16.4% | 13.0% |
| AGI AGBK | United States | $777M | -31% | n/a | n/a | 0.84× | 11.3% | n/a |
| Bar Harbor Bankshares BHB | United States | $688M | +17% | +16% | 11% | 1.28× | 9.3% | 10.7% |
| Red River Bancshares RRBI | United States | $682M | +14% | +7% | 13% | 1.78× | 10.0% | 13.0% |
| Luzhou Bank 1983.HK | Hong Kong | $790M | -5% | +6% | 14% | 0.45× | 4.0% | 14.0% |
| Close Brothers CBG.L | United Kingdom | $791M | -10% | -12% | -6% | 0.40× | 8.8% | -5.9% |
| Banca IFIS IF.MI | Italy | $673M | -53% | +68% | 13% | 0.30× | 5.2% | 13.0% |
| South Plains Financial SPFI | United States | $800M | +4% | +10% | 13% | 1.28× | 8.4% | 12.6% |