Which companies are Ehime Bank's closest peers?

The cockpit's peer set: Akita Bank (8343.T), Yamagata Bank (8344.T), Washington Trust Bancorp (WASH), Jinshang Bank (2558.HK), Peoples Financial Services (PFIS), HomeTrust Bancshares (HTB), Shore Bancshares (SHBI), VersaBank (VBNK.TO).

Is Ehime Bank expensive compared with its peers?

On price / book it trades at 0.80× against a peer median of 1.21×, 7th cheapest of 21 in its peer set. The share price implies a return on equity of about 5.2%; Ehime Bank delivers 5.1%, so the price asks more than the business earns today.

How has Ehime Bank stock performed?

Over six months to 6 Nov 2026 the shares returned +66.4% against +10.2% for the median peer; over one year +139.0%.

← CockpitCompetitor Analysis › 8541.T Ehime Bank, Ltd.Open in the cockpit ↗

Ehime Bank, Ltd.8541.TCompetitor analysis, valuation and peers

Japan · JPY·Financials›Regional Banks

Momentum leader 92

Competitor Analysis ▸ Charts Open in the cockpit

Mkt cap

$733M

US dollars, full cap

Free float

78%

of shares outstanding

$/day

$7.46M

20-day average traded

P/B

0.80×

price to book

ROE

5.1%

delivered

Implied ROE

5.2%

what the price asks

Next earnings

3 days

9 Nov 2026

Close · JPY¥2,956

1D-9.1%

1W-19.7%

1M-18.9%

3M+10.5%

6M+66.4%

YTD+98.4%

1Y+139.0%

ATR %6.6%

52w lowhigh21.8% off high

What Ehime Bank does

Employees: 1,350

Ehime Bank at a glance

Size Ehime Bank (8541.T) is a Japan Financials company (Regional Banks) with a market value of $733M, the 876th largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥2,956 on 6 Nov 2026.

Performance Over six months the shares gained 66.4%, against +10.2% for the median peer and +1.8% for the Japan market (cap-weighted) — 2nd highest of 21 in its peer set.

Growth Revenue grew 7.7% over the last twelve months (peer median +10.2%); the operating margin is 16.2% (peer median 36.5%).

Valuation It trades at 0.80× book value against a peer median of 1.21× (7th cheapest of 21).

Price implies The share price implies a return on equity of about 5.2%; Ehime Bank delivers 5.1%, so the price asks more than the business earns today.

Next results Next results expected around 9 Nov 2026 (exchange calendar; dates can move).

Relative performance

Six months, rebased to 100: Ehime Bank against the median of its 20 peers (local-currency closes).

Ehime Bank financials

Reported figures in JPY; fiscal year ends 2026-03-31. TTM = trailing twelve months.
	TTM	FY2025	FY2024	FY2023	FY2022
Revenue	¥65.5B	¥67.8B	¥64.4B	¥64.1B	¥51.4B
Revenue growth	—	+5%	0%	+25%	—
Net income	¥7.21B	¥7.21B	¥5.72B	¥5.06B	¥5.39B
Free cash flow	n/a	¥8.06B	¥13.0B	-¥15.3B	¥12.3B
Capital expenditure	n/a	¥1.44B	¥1.59B	¥3.33B	¥2.22B
Total debt	¥70.4B	¥120B	¥91.1B	¥72.7B	¥95.6B

Quarterly statements and history in the cockpit →

Ehime Bank competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

Up and to the right = strong over both horizons. Ehime Bank is the large dot.

Fundamentals: return on equity against price-to-book

A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Ehime Bank is the large dot.

Capital: ROE delivered against the ROE the price implies

Above the diagonal = the price asks for a higher return on equity than the business earns today. Ehime Bank is the large dot.

Ehime Bank competitors and peer comparison

How Ehime Bank compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Ehime Bank against its 20 peers (data as of 6 Nov 2026)
Measure	8541.T	Peer median	Rank in peer set
1-month return	-18.9%	+0.9%	3rd lowest of 21
6-month return	+66.4%	+10.2%	2nd highest of 21
Return on equity	5.1%	11.5%	4th lowest of 20
Price / book	0.80×	1.21×	7th cheapest of 21
Trailing P/E	16.0×	11.7×	3rd most expensive of 19
ROE the price implies	5.2%	9.3%	3rd least demanding of 20
ROE delivered	5.1%	11.5%	4th lowest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
Company	Market	Market cap	6M return	Revenue growth	ROE	Price / book	Implied ROE	Delivered ROE
Ehime Bank 8541.T	Japan	$733M	+66%	+8%	5%	0.80×	5.2%	5.1%
Akita Bank 8343.T	Japan	$731M	+107%	+29%	5%	0.61×	5.3%	5.0%
Yamagata Bank 8344.T	Japan	$736M	+49%	+25%	5%	0.75×	5.3%	5.1%
Washington Trust Bancorp WASH	United States	$737M	+19%	+30%	12%	1.39×	10.6%	12.0%
Jinshang Bank 2558.HK	Hong Kong	$741M	-31%	-5%	6%	0.18×	3.5%	6.1%
Peoples Financial Services PFIS	United States	$723M	+22%	+4%	12%	1.37×	10.7%	11.7%
HomeTrust Bancshares HTB	United States	$743M	+2%	-3%	11%	1.30×	10.6%	11.3%
Shore Bancshares SHBI	United States	$746M	+14%	+3%	11%	1.21×	10.2%	11.5%
VersaBank VBNK.TO	Canada	$752M	+27%	+14%	6%	1.86×	13.6%	6.2%
SpareBank 1 Ringerike Hadeland RING.OL	Norway	$752M	+2%	-4%	13%	1.40×	6.9%	13.0%
Community West Bancshares CWBC	United States	$705M	+8%	+23%	7%	1.17×	10.1%	6.7%
California BanCorp BCAL	United States	$696M	+13%	-4%	10%	1.20×	7.5%	10.2%
Financial Institutions FISI	United States	$776M	+12%	+42%	30%	1.29×	n/a	30.0%
AGI AGBK	United States	$777M	-31%	n/a	n/a	0.84×	11.3%	n/a
DCB Bank DCBBANK.NS	India	$688M	+8%	+10%	13%	0.94×	16.4%	13.0%
Bar Harbor Bankshares BHB	United States	$688M	+17%	+16%	11%	1.28×	9.3%	10.7%
Red River Bancshares RRBI	United States	$682M	+14%	+7%	13%	1.78×	10.0%	13.0%
Luzhou Bank 1983.HK	Hong Kong	$790M	-5%	+6%	14%	0.45×	4.0%	14.0%
Close Brothers CBG.L	United Kingdom	$791M	-10%	-12%	-6%	0.40×	8.8%	-5.9%
Banca IFIS IF.MI	Italy	$673M	-53%	+68%	13%	0.30×	5.2%	13.0%
South Plains Financial SPFI	United States	$800M	+4%	+10%	13%	1.28×	8.4%	12.6%

Questions

Which companies are Ehime Bank's closest peers?: The cockpit's peer set: Akita Bank (8343.T), Yamagata Bank (8344.T), Washington Trust Bancorp (WASH), Jinshang Bank (2558.HK), Peoples Financial Services (PFIS), HomeTrust Bancshares (HTB), Shore Bancshares (SHBI), VersaBank (VBNK.TO).
Is Ehime Bank expensive compared with its peers?: On price / book it trades at 0.80× against a peer median of 1.21×, 7th cheapest of 21 in its peer set. The share price implies a return on equity of about 5.2%; Ehime Bank delivers 5.1%, so the price asks more than the business earns today.
How has Ehime Bank stock performed?: Over six months to 6 Nov 2026 the shares returned +66.4% against +10.2% for the median peer; over one year +139.0%.