Which companies are Banca IFIS's closest peers?

The cockpit's peer set: ACNB (ACNB), Red River Bancshares (RRBI), Equitas Small Finance Bank (EQUITASBNK.NS), Midland States Bancorp (MSBI), Bar Harbor Bankshares (BHB), DCB Bank (DCBBANK.NS), Bank Of The Ryukyus,Limited (8399.T), West Coast Community Bancorp (WCCB).

Is Banca IFIS expensive compared with its peers?

On price / book it trades at 0.30× against a peer median of 1.20×, cheapest of 21 in its peer set. The share price implies a return on equity of about 5.2%; Banca IFIS delivers 13.0%, so the price asks less than the business earns today.

How has Banca IFIS stock performed?

Over six months to 6 Nov 2026 the shares returned -52.8% against +13.5% for the median peer; over one year -55.7%.

← CockpitCompetitor Analysis › IF.MI Banca IFIS S.p.A.Open in the cockpit ↗

Banca IFIS S.p.A.IF.MICompetitor analysis, valuation and peers

Italy · EUR·Financials›Regional Banks

Momentum laggard 2

Competitor Analysis ▸ Charts Open in the cockpit

Mkt cap

$673M

US dollars, full cap

Free float

55%

of shares outstanding

$/day

$4.58M

20-day average traded

P/B

0.30×

price to book

ROE

12.9%

delivered

Implied ROE

5.2%

what the price asks

Next earnings

97 days

11 Feb 2027

Close · EUR€9.95

1D-0.3%

1W-0.6%

1M-4.5%

3M-35.4%

6M-52.8%

YTD-60.8%

1Y-55.7%

ATR %4.1%

52w lowhigh64.1% off high

What Banca IFIS does

Employees: 2,004

Banca IFIS at a glance

Size Banca IFIS (IF.MI) is an Italy Financials company (Regional Banks) with a market value of $673M, the 97th largest of 123 Italy companies the cockpit tracks. Shares closed at €9.95 on 6 Nov 2026.

Performance Over six months the shares fell 52.8%, against +13.5% for the median peer and +3.1% for the Italy market (cap-weighted) — lowest of 20 in its peer set.

Growth Revenue grew 67.9% over the last twelve months (peer median +12.6%); the operating margin is 22.9% (peer median 32.9%).

Valuation It trades at 0.30× book value against a peer median of 1.20× (cheapest of 21).

Price implies The share price implies a return on equity of about 5.2%; Banca IFIS delivers 13.0%, so the price asks less than the business earns today.

Next results Next results expected around 11 Feb 2027 (exchange calendar; dates can move).

Relative performance

Six months, rebased to 100: Banca IFIS against the median of its 20 peers (local-currency closes).

Banca IFIS financials

Reported figures in EUR; fiscal year ends 2025-12-31. TTM = trailing twelve months.
	TTM	FY2025	FY2024	FY2023	FY2022
Revenue	€1.70B	€1.52B	€1.06B	€961M	€694M
Revenue growth	—	+44%	+10%	+38%	—
Net income	€249M	€328M	€162M	€160M	€141M
Free cash flow	-€64.0M	-€166M	€123M	€119M	€349M
Capital expenditure	€46.3M	€68.7M	€50.7M	€44.7M	€17.6M
Total debt	n/a	€8.65B	€5.87B	€6.38B	€6.10B

Quarterly statements and history in the cockpit →

Banca IFIS competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

Up and to the right = strong over both horizons. Banca IFIS is the large dot.

Fundamentals: return on equity against price-to-book

A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Banca IFIS is the large dot.

Capital: ROE delivered against the ROE the price implies

Above the diagonal = the price asks for a higher return on equity than the business earns today. Banca IFIS is the large dot.

Banca IFIS competitors and peer comparison

How Banca IFIS compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Banca IFIS against its 20 peers (data as of 6 Nov 2026)
Measure	IF.MI	Peer median	Rank in peer set
1-month return	-4.5%	+0.2%	7th lowest of 21
6-month return	-52.8%	+13.5%	lowest of 20
Return on equity	12.9%	10.5%	7th highest of 21
Price / book	0.30×	1.20×	cheapest of 21
Trailing P/E	2.4×	12.1×	cheapest of 20
ROE the price implies	5.2%	9.7%	3rd least demanding of 21
ROE delivered	13.0%	10.4%	5th highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
Company	Market	Market cap	6M return	Revenue growth	ROE	Price / book	Implied ROE	Delivered ROE
Banca IFIS IF.MI	Italy	$673M	-53%	+68%	13%	0.30×	5.2%	13.0%
ACNB ACNB	United States	$667M	+22%	+15%	13%	1.58×	13.1%	13.4%
Red River Bancshares RRBI	United States	$682M	+14%	+7%	13%	1.78×	10.0%	13.0%
Equitas Small Finance Bank EQUITASBNK.NS	India	$662M	-25%	+15%	11%	0.95×	15.4%	11.4%
Midland States Bancorp MSBI	United States	$660M	+12%	-21%	10%	1.57×	11.0%	10.2%
Bar Harbor Bankshares BHB	United States	$688M	+17%	+16%	11%	1.28×	9.3%	10.7%
DCB Bank DCBBANK.NS	India	$688M	+8%	+10%	13%	0.94×	16.4%	13.0%
Bank Of The Ryukyus,Limited 8399.T	Japan	$655M	-3%	+19%	7%	0.68×	5.3%	6.5%
West Coast Community Bancorp WCCB	United States	$653M	n/a	+6%	15%	1.62×	9.1%	15.0%
Coastal Financial CCB	United States	$653M	-41%	+10%	-1%	1.37×	10.8%	-0.8%
California BanCorp BCAL	United States	$696M	+13%	-4%	10%	1.20×	7.5%	10.2%
Community West Bancshares CWBC	United States	$705M	+8%	+23%	7%	1.17×	10.1%	6.7%
Oma Savings Bank OMASP.HE	Finland	$643M	+47%	-20%	7%	0.92×	5.0%	6.6%
Procrea Holdings,Inc 7384.T	Japan	$638M	-2%	+25%	2%	0.59×	4.1%	2.4%
Carter Bankshares CARE	United States	$634M	+9%	+40%	28%	1.20×	8.8%	27.5%
Peoples Financial Services PFIS	United States	$723M	+22%	+4%	12%	1.37×	10.7%	11.7%
Akita Bank 8343.T	Japan	$731M	+107%	+29%	5%	0.61×	5.3%	5.0%
Ehime Bank 8541.T	Japan	$733M	+66%	+8%	5%	0.80×	5.2%	5.1%
First Business Financial Services FBIZ	United States	$618M	+31%	+4%	15%	1.58×	11.2%	14.9%
Yamagata Bank 8344.T	Japan	$736M	+49%	+25%	5%	0.75×	5.3%	5.1%
Washington Trust Bancorp WASH	United States	$737M	+19%	+30%	12%	1.39×	10.6%	12.0%

Questions

Which companies are Banca IFIS's closest peers?: The cockpit's peer set: ACNB (ACNB), Red River Bancshares (RRBI), Equitas Small Finance Bank (EQUITASBNK.NS), Midland States Bancorp (MSBI), Bar Harbor Bankshares (BHB), DCB Bank (DCBBANK.NS), Bank Of The Ryukyus,Limited (8399.T), West Coast Community Bancorp (WCCB).
Is Banca IFIS expensive compared with its peers?: On price / book it trades at 0.30× against a peer median of 1.20×, cheapest of 21 in its peer set. The share price implies a return on equity of about 5.2%; Banca IFIS delivers 13.0%, so the price asks less than the business earns today.
How has Banca IFIS stock performed?: Over six months to 6 Nov 2026 the shares returned -52.8% against +13.5% for the median peer; over one year -55.7%.