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Employees: 642
Size Oma Savings Bank (OMASP.HE) is a Finland Financials company (Regional Banks) with a market value of $643M, the 44th largest of 65 Finland companies the cockpit tracks. Shares closed at €17.22 on 6 Nov 2026.
Performance Over six months the shares gained 46.7%, against +10.0% for the median peer and -2.9% for the Finland market (cap-weighted) — highest of 20 in its peer set.
Growth Revenue fell 19.9% over the last twelve months (peer median +12.6%); the operating margin is 23.2% (peer median 36.6%).
Valuation It trades at 0.92× book value against a peer median of 1.20× (5th cheapest of 21).
Price implies The share price implies a return on equity of about 5.0%; Oma Savings Bank delivers 6.6%, so the price asks less than the business earns today.
Next results Next results expected around 8 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | €307M | €333M | €422M | €384M | €173M |
| Revenue growth | — | -21% | +10% | +121% | — |
| Net income | €40.0M | €39.5M | €59.5M | €110M | €55.4M |
| Free cash flow | €52.7M | €57.9M | €170M | €144M | €64.1M |
| Capital expenditure | €20.6M | €18.2M | €8.14M | €6.56M | €3.55M |
| Total debt | €2.72B | €2.88B | €3.01B | €3.03B | €2.22B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | OMASP.HE | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +0.1% | +0.6% | 10th lowest of 21 |
| 6-month return | +46.7% | +10.0% | highest of 20 |
| Return on equity | 6.6% | 11.1% | 4th lowest of 21 |
| Price / book | 0.92× | 1.20× | 5th cheapest of 21 |
| Trailing P/E | 14.4× | 11.3× | 4th most expensive of 20 |
| ROE the price implies | 5.0% | 10.1% | 2nd least demanding of 21 |
| ROE delivered | 6.6% | 11.2% | 4th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Oma Savings Bank OMASP.HE | Finland | $643M | +47% | -20% | 7% | 0.92× | 5.0% | 6.6% |
| Procrea Holdings,Inc 7384.T | Japan | $638M | -2% | +25% | 2% | 0.59× | 4.1% | 2.4% |
| Carter Bankshares CARE | United States | $634M | +9% | +40% | 28% | 1.20× | 8.8% | 27.5% |
| Coastal Financial CCB | United States | $653M | -41% | +10% | -1% | 1.37× | 10.8% | -0.8% |
| West Coast Community Bancorp WCCB | United States | $653M | n/a | +6% | 15% | 1.62× | 9.1% | 15.0% |
| Bank Of The Ryukyus,Limited 8399.T | Japan | $655M | -3% | +19% | 7% | 0.68× | 5.3% | 6.5% |
| Midland States Bancorp MSBI | United States | $660M | +12% | -21% | 10% | 1.57× | 11.0% | 10.2% |
| Equitas Small Finance Bank EQUITASBNK.NS | India | $662M | -25% | +15% | 11% | 0.95× | 15.4% | 11.4% |
| ACNB ACNB | United States | $667M | +22% | +15% | 13% | 1.58× | 13.1% | 13.4% |
| First Business Financial Services FBIZ | United States | $618M | +31% | +4% | 15% | 1.58× | 11.2% | 14.9% |
| Banca IFIS IF.MI | Italy | $673M | -53% | +68% | 13% | 0.30× | 5.2% | 13.0% |
| Red River Bancshares RRBI | United States | $682M | +14% | +7% | 13% | 1.78× | 10.0% | 13.0% |
| Bar Harbor Bankshares BHB | United States | $688M | +17% | +16% | 11% | 1.28× | 9.3% | 10.7% |
| DCB Bank DCBBANK.NS | India | $688M | +8% | +10% | 13% | 0.94× | 16.4% | 13.0% |
| California BanCorp BCAL | United States | $696M | +13% | -4% | 10% | 1.20× | 7.5% | 10.2% |
| Mystate MYS.AX | Australia | $591M | +12% | +27% | 8% | 1.12× | 10.2% | 7.5% |
| Bank of Saga 8395.T | Japan | $589M | +10% | +16% | 8% | 0.72× | 5.2% | 8.2% |
| Civista Bancshares CIVB | United States | $587M | +13% | +5% | 11% | 1.06× | 8.4% | 10.9% |
| Community West Bancshares CWBC | United States | $705M | +8% | +23% | 7% | 1.17× | 10.1% | 6.7% |
| Unity Bancorp UNTY | United States | $575M | +7% | +10% | 17% | 1.48× | 10.4% | 17.1% |
| Peoples Financial Services PFIS | United States | $723M | +22% | +4% | 12% | 1.37× | 10.7% | 11.7% |