Loading…
No business profile yet.
Size Civista Bancshares (CIVB) is a United States Financials company (Regional Banks) with a market value of $587M, the 2591st largest of 3,117 United States companies the cockpit tracks. Shares closed at $28.36 on 6 Nov 2026.
Performance Over six months the shares gained 13.5%, against +9.1% for the median peer and -1.1% for the United States market (cap-weighted) — 7th highest of 20 in its peer set.
Growth Revenue grew 4.9% over the last twelve months (peer median +10.1%); the operating margin is 36.6% (peer median 39.2%).
Valuation It trades at 1.06× book value against a peer median of 1.19× (7th cheapest of 21).
Price implies The share price implies a return on equity of about 8.4%; Civista Bancshares delivers 10.9%, so the price asks less than the business earns today.
Next results Next results expected around 29 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $264M | $255M | $244M | $220M | $155M |
| Revenue growth | — | +4% | +11% | +42% | — |
| Net income | $57.5M | $46.0M | $31.0M | $41.4M | $38.9M |
| Free cash flow | n/a | $44.1M | $38.6M | $57.4M | $14.0M |
| Capital expenditure | n/a | $1.16M | $5.50M | $10.4M | $6.51M |
| Total debt | $230M | $287M | $452M | $456M | $645M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | CIVB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +5.3% | +0.3% | 4th highest of 21 |
| 6-month return | +13.5% | +9.1% | 7th highest of 20 |
| Return on equity | 10.9% | 11.7% | 10th lowest of 21 |
| Price / book | 1.06× | 1.19× | 7th cheapest of 21 |
| Trailing P/E | 10.2× | 10.7× | 7th cheapest of 20 |
| ROE the price implies | 8.4% | 9.1% | 8th least demanding of 21 |
| ROE delivered | 10.9% | 11.7% | 10th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Civista Bancshares CIVB | United States | $587M | +13% | +5% | 11% | 1.06× | 8.4% | 10.9% |
| Bank of Saga 8395.T | Japan | $589M | +10% | +16% | 8% | 0.72× | 5.2% | 8.2% |
| Mystate MYS.AX | Australia | $591M | +12% | +27% | 8% | 1.12× | 10.2% | 7.5% |
| Unity Bancorp UNTY | United States | $575M | +7% | +10% | 17% | 1.48× | 10.4% | 17.1% |
| Bridgewater Bancshares BWB | United States | $568M | +10% | +10% | 12% | 1.19× | 9.0% | 11.5% |
| Southern First Bancshares SFST | United States | $563M | +5% | +9% | 11% | 1.22× | 9.7% | 10.5% |
| Bankwell Financial BWFG | United States | $559M | +34% | +10% | 14% | 1.67× | 10.9% | 14.3% |
| First Business Financial Services FBIZ | United States | $618M | +31% | +4% | 15% | 1.58× | 11.2% | 14.9% |
| Bank7 BSVN | United States | $556M | +33% | -1% | 16% | 2.03× | 14.5% | 16.0% |
| Colony Bankcorp CBAN | United States | $555M | +2% | +21% | 11% | 1.10× | 8.1% | 10.8% |
| ChoiceOne Financial Services COFS | United States | $547M | +17% | +19% | 12% | 1.17× | 8.8% | 11.9% |
| Northpointe Bancshares NPB | United States | $545M | -11% | +14% | 13% | 0.87× | 5.9% | 13.1% |
| Carter Bankshares CARE | United States | $634M | +9% | +40% | 28% | 1.20× | 8.8% | 27.5% |
| Procrea Holdings,Inc 7384.T | Japan | $638M | -2% | +25% | 2% | 0.59× | 4.1% | 2.4% |
| Sierra Bancorp BSRR | United States | $537M | +9% | -1% | 14% | 1.48× | 11.4% | 14.0% |
| Oma Savings Bank OMASP.HE | Finland | $643M | +47% | -20% | 7% | 0.92× | 5.0% | 6.6% |
| Orange County Bancorp OBT | United States | $530M | +14% | +3% | 17% | 1.71× | 9.6% | 17.2% |
| Coastal Financial CCB | United States | $653M | -41% | +10% | -1% | 1.37× | 10.8% | -0.8% |
| West Coast Community Bancorp WCCB | United States | $653M | n/a | +6% | 15% | 1.62× | 9.1% | 15.0% |
| Tochigi Bank 8550.T | Japan | $527M | -17% | +26% | 5% | 0.50× | 5.9% | 5.4% |
| Bank Of The Ryukyus,Limited 8399.T | Japan | $655M | -3% | +19% | 7% | 0.68× | 5.3% | 6.5% |