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← CockpitCompetitor Analysis › CBAN Colony Bankcorp, Inc.Open in the cockpit ↗

Colony Bankcorp, Inc.CBANCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum neutral 48
Mkt cap
$555M
US dollars, full cap
Free float
94%
of shares outstanding
$/day
$2.58M
20-day average traded
P/B
1.10×
price to book
ROE
10.8%
delivered
Implied ROE
8.1%
what the price asks
Next earnings
82 days
27 Jan 2027
Close · USD$20.24
1D+1.4%
1W-0.5%
1M-0.3%
3M-7.7%
6M+2.0%
YTD+13.6%
1Y+24.3%
ATR %2.9%
Beta0.41
52w lowhigh9.9% off high

What Colony Bankcorp does

Employees: 526

Colony Bankcorp at a glance

Size Colony Bankcorp (CBAN) is a United States Financials company (Regional Banks) with a market value of $555M, the 2625th largest of 3,117 United States companies the cockpit tracks. Shares closed at $20.24 on 6 Nov 2026.

Performance Over six months the shares gained 2.0%, against +13.6% for the median peer and -1.1% for the United States market (cap-weighted) — 4th lowest of 21 in its peer set.

Growth Revenue grew 21.2% over the last twelve months (peer median +7.9%); the operating margin is 32.3% (peer median 39.2%).

Valuation It trades at 1.10× book value against a peer median of 1.38× (6th cheapest of 21).

Price implies The share price implies a return on equity of about 8.1%; Colony Bankcorp delivers 10.8%, so the price asks less than the business earns today.

Short interest Short interest is 6.2% of the free float (15 Oct 2026).

Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026Peer median 116CBAN 104
Six months, rebased to 100: Colony Bankcorp against the median of its 20 peers (local-currency closes).

Colony Bankcorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$224M$190M$177M$161M$127M
Revenue growth—+8%+10%+27%—
Net income$37.4M$28.3M$23.9M$21.7M$19.5M
Free cash flown/a-$6.90M$22.3M$22.5M$20.2M
Capital expendituren/a$1.35M$1.08M$3.62M$2.90M
Total debt$263M$268M$249M$240M$205M

Quarterly statements and history in the cockpit →

Colony Bankcorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+20%-20%-10%0%+10%BSVNBWFGCOFSSFSTNPBBWBBSRROBT8550CIVB8395NRIMWTBAMORROWCZNCFMAOFRBACBAN6-month return →1-month return →
Up and to the right = strong over both horizons. Colony Bankcorp is the large dot.

Fundamentals: return on equity against price-to-book

7.5%10%12.5%15%17.5%10×1.50×20×BSVNBWFGCOFSSFSTNPBBWBBSRRUNTYOBT8550CIVB8395NRIMWTBAMYSMORROWCZNCFMAOFBIZFRBACBANReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Colony Bankcorp is the large dot.

Capital: ROE delivered against the ROE the price implies

10%15%10%15%BSVNBWFGCOFSSFSTNPBBWBBSRRUNTYOBT8550CIVB8395NRIMWTBAMYSMORROWFMAOFBIZFRBACBANROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Colony Bankcorp is the large dot.

Colony Bankcorp competitors and peer comparison

How Colony Bankcorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Colony Bankcorp against its 20 peers (data as of 6 Nov 2026)
MeasureCBANPeer medianRank in peer set
1-month return-0.3%+4.7%6th lowest of 21
6-month return+2.0%+13.6%4th lowest of 21
Return on equity10.8%11.7%6th lowest of 21
Price / book1.10×1.38×6th cheapest of 21
Trailing P/E11.2×10.8×10th most expensive of 21
ROE the price implies8.1%9.6%6th least demanding of 21
ROE delivered10.8%11.7%6th lowest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Colony Bankcorp CBANUnited States$555M+2%+21%11%1.10×8.1%10.8%
Bank7 BSVNUnited States$556M+33%-1%16%2.03×14.5%16.0%
Bankwell Financial BWFGUnited States$559M+34%+10%14%1.67×10.9%14.3%
ChoiceOne Financial Services COFSUnited States$547M+17%+19%12%1.17×8.8%11.9%
Southern First Bancshares SFSTUnited States$563M+5%+9%11%1.22×9.7%10.5%
Northpointe Bancshares NPBUnited States$545M-11%+14%13%0.87×5.9%13.1%
Bridgewater Bancshares BWBUnited States$568M+10%+10%12%1.19×9.0%11.5%
Sierra Bancorp BSRRUnited States$537M+9%-1%14%1.48×11.4%14.0%
Unity Bancorp UNTYUnited States$575M+7%+10%17%1.48×10.4%17.1%
Orange County Bancorp OBTUnited States$530M+14%+3%17%1.71×9.6%17.2%
Tochigi Bank 8550.TJapan$527M-17%+26%5%0.50×5.9%5.4%
Civista Bancshares CIVBUnited States$587M+13%+5%11%1.06×8.4%10.9%
Bank of Saga 8395.TJapan$589M+10%+16%8%0.72×5.2%8.2%
Northrim BanCorp NRIMUnited States$523M-5%+3%17%1.47×12.6%16.6%
West Bancorporation WTBAUnited States$520M+27%0%15%1.92×13.1%15.5%
Mystate MYS.AXAustralia$591M+12%+27%8%1.12×10.2%7.5%
Morrow Bank MORROW.STSweden$518M+30%+4%11%1.57×5.7%11.4%
Citizens & Northern CZNCUnited States$501M+29%+25%11%1.46×8.5%11.0%
Farmers & Merchants Bancorp FMAOUnited States$500M+31%+7%11%1.29×10.3%11.3%
First Business Financial Services FBIZUnited States$618M+31%+4%15%1.58×11.2%14.9%
First Bank FRBAUnited States$488M+30%+1%10%1.06×7.8%9.6%

Questions

Which companies are Colony Bankcorp's closest peers?
The cockpit's peer set: Bank7 (BSVN), Bankwell Financial (BWFG), ChoiceOne Financial Services (COFS), Southern First Bancshares (SFST), Northpointe Bancshares (NPB), Bridgewater Bancshares (BWB), Sierra Bancorp (BSRR), Unity Bancorp (UNTY).
Is Colony Bankcorp expensive compared with its peers?
On price / book it trades at 1.10× against a peer median of 1.38×, 6th cheapest of 21 in its peer set. The share price implies a return on equity of about 8.1%; Colony Bankcorp delivers 10.8%, so the price asks less than the business earns today.
How has Colony Bankcorp stock performed?
Over six months to 6 Nov 2026 the shares returned +2.0% against +13.6% for the median peer; over one year +24.3%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.