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Size Mystate (MYS.AX) is an Australia Financials company (Regional Banks) with a market value of $591M, the 241st largest of 316 Australia companies the cockpit tracks. Shares closed at A$4.99 on 6 Nov 2026.
Performance Over six months the shares gained 11.6%, against +9.5% for the median peer and +4.1% for the Australia market (cap-weighted) — 9th highest of 20 in its peer set.
Growth Revenue grew 26.8% over the last twelve months (peer median +9.9%); the operating margin is 33.3% (peer median 39.2%).
Valuation It trades at 1.12× book value against a peer median of 1.21× (8th cheapest of 21).
Price implies The share price implies a return on equity of about 10.2%; Mystate delivers 7.5%, so the price asks more than the business earns today.
Next results Next results expected around 25 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | |
|---|---|---|---|---|---|
| Revenue | A$810M | A$810M | A$639M | A$507M | A$381M |
| Revenue growth | — | +27% | +26% | +33% | — |
| Net income | A$56.2M | A$56.2M | A$35.6M | A$35.3M | A$38.5M |
| Free cash flow | n/a | A$81.5M | A$56.5M | A$30.7M | A$49.0M |
| Capital expenditure | A$3.84M | A$12.5M | A$6.28M | A$12.5M | A$5.18M |
| Total debt | n/a | A$3.79B | A$3.40B | A$2.31B | A$1.99B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | MYS.AX | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +2.0% | +0.3% | 9th highest of 21 |
| 6-month return | +11.6% | +9.5% | 9th highest of 20 |
| Return on equity | 7.5% | 11.7% | 5th lowest of 21 |
| Price / book | 1.12× | 1.21× | 8th cheapest of 21 |
| Trailing P/E | 16.8× | 10.7× | 2nd most expensive of 20 |
| ROE the price implies | 10.2% | 9.1% | 8th most demanding of 21 |
| ROE delivered | 7.5% | 11.7% | 5th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Mystate MYS.AX | Australia | $591M | +12% | +27% | 8% | 1.12× | 10.2% | 7.5% |
| Bank of Saga 8395.T | Japan | $589M | +10% | +16% | 8% | 0.72× | 5.2% | 8.2% |
| Civista Bancshares CIVB | United States | $587M | +13% | +5% | 11% | 1.06× | 8.4% | 10.9% |
| Unity Bancorp UNTY | United States | $575M | +7% | +10% | 17% | 1.48× | 10.4% | 17.1% |
| Bridgewater Bancshares BWB | United States | $568M | +10% | +10% | 12% | 1.19× | 9.0% | 11.5% |
| First Business Financial Services FBIZ | United States | $618M | +31% | +4% | 15% | 1.58× | 11.2% | 14.9% |
| Southern First Bancshares SFST | United States | $563M | +5% | +9% | 11% | 1.22× | 9.7% | 10.5% |
| Bankwell Financial BWFG | United States | $559M | +34% | +10% | 14% | 1.67× | 10.9% | 14.3% |
| Bank7 BSVN | United States | $556M | +33% | -1% | 16% | 2.03× | 14.5% | 16.0% |
| Colony Bankcorp CBAN | United States | $555M | +2% | +21% | 11% | 1.10× | 8.1% | 10.8% |
| Carter Bankshares CARE | United States | $634M | +9% | +40% | 28% | 1.20× | 8.8% | 27.5% |
| Procrea Holdings,Inc 7384.T | Japan | $638M | -2% | +25% | 2% | 0.59× | 4.1% | 2.4% |
| ChoiceOne Financial Services COFS | United States | $547M | +17% | +19% | 12% | 1.17× | 8.8% | 11.9% |
| Northpointe Bancshares NPB | United States | $545M | -11% | +14% | 13% | 0.87× | 5.9% | 13.1% |
| Oma Savings Bank OMASP.HE | Finland | $643M | +47% | -20% | 7% | 0.92× | 5.0% | 6.6% |
| Sierra Bancorp BSRR | United States | $537M | +9% | -1% | 14% | 1.48× | 11.4% | 14.0% |
| Coastal Financial CCB | United States | $653M | -41% | +10% | -1% | 1.37× | 10.8% | -0.8% |
| West Coast Community Bancorp WCCB | United States | $653M | n/a | +6% | 15% | 1.62× | 9.1% | 15.0% |
| Bank Of The Ryukyus,Limited 8399.T | Japan | $655M | -3% | +19% | 7% | 0.68× | 5.3% | 6.5% |
| Midland States Bancorp MSBI | United States | $660M | +12% | -21% | 10% | 1.57× | 11.0% | 10.2% |
| Orange County Bancorp OBT | United States | $530M | +14% | +3% | 17% | 1.71× | 9.6% | 17.2% |