Loading…
Employees: 315
Size Southern First Bancshares (SFST) is a United States Financials company (Regional Banks) with a market value of $563M, the 2615th largest of 3,117 United States companies the cockpit tracks. Shares closed at $59.27 on 6 Nov 2026.
Performance Over six months the shares gained 5.3%, against +12.6% for the median peer and -1.1% for the United States market (cap-weighted) — 5th lowest of 21 in its peer set.
Growth Revenue grew 9.0% over the last twelve months (peer median +9.9%); the operating margin is 39.9% (peer median 39.7%).
Valuation It trades at 1.22× book value against a peer median of 1.38× (10th cheapest of 21).
Price implies The share price implies a return on equity of about 9.7%; Southern First Bancshares delivers 10.5%, so the price asks less than the business earns today.
Short interest Short interest is 4.6% of the free float (15 Oct 2026).
Next results Next results expected around 26 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $241M | $225M | $213M | $187M | $127M |
| Revenue growth | — | +5% | +14% | +47% | — |
| Net income | $43.2M | $30.4M | $15.5M | $13.4M | $29.1M |
| Free cash flow | $48.2M | $30.5M | $16.7M | $15.9M | $23.8M |
| Capital expenditure | $2.80M | $581,000 | $785,000 | $1.24M | $13.9M |
| Total debt | $280M | $287M | $288M | $336M | $237M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | SFST | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -1.9% | +3.9% | 5th lowest of 21 |
| 6-month return | +5.3% | +12.6% | 5th lowest of 21 |
| Return on equity | 10.6% | 12.5% | 4th lowest of 21 |
| Price / book | 1.22× | 1.38× | 10th cheapest of 21 |
| Trailing P/E | 12.1× | 10.6× | 7th most expensive of 21 |
| ROE the price implies | 9.7% | 9.3% | 10th most demanding of 21 |
| ROE delivered | 10.5% | 12.5% | 4th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Southern First Bancshares SFST | United States | $563M | +5% | +9% | 11% | 1.22× | 9.7% | 10.5% |
| Bankwell Financial BWFG | United States | $559M | +34% | +10% | 14% | 1.67× | 10.9% | 14.3% |
| Bridgewater Bancshares BWB | United States | $568M | +10% | +10% | 12% | 1.19× | 9.0% | 11.5% |
| Bank7 BSVN | United States | $556M | +33% | -1% | 16% | 2.03× | 14.5% | 16.0% |
| Colony Bankcorp CBAN | United States | $555M | +2% | +21% | 11% | 1.10× | 8.1% | 10.8% |
| Unity Bancorp UNTY | United States | $575M | +7% | +10% | 17% | 1.48× | 10.4% | 17.1% |
| ChoiceOne Financial Services COFS | United States | $547M | +17% | +19% | 12% | 1.17× | 8.8% | 11.9% |
| Northpointe Bancshares NPB | United States | $545M | -11% | +14% | 13% | 0.87× | 5.9% | 13.1% |
| Civista Bancshares CIVB | United States | $587M | +13% | +5% | 11% | 1.06× | 8.4% | 10.9% |
| Bank of Saga 8395.T | Japan | $589M | +10% | +16% | 8% | 0.72× | 5.2% | 8.2% |
| Sierra Bancorp BSRR | United States | $537M | +9% | -1% | 14% | 1.48× | 11.4% | 14.0% |
| Mystate MYS.AX | Australia | $591M | +12% | +27% | 8% | 1.12× | 10.2% | 7.5% |
| Orange County Bancorp OBT | United States | $530M | +14% | +3% | 17% | 1.71× | 9.6% | 17.2% |
| Tochigi Bank 8550.T | Japan | $527M | -17% | +26% | 5% | 0.50× | 5.9% | 5.4% |
| Northrim BanCorp NRIM | United States | $523M | -5% | +3% | 17% | 1.47× | 12.6% | 16.6% |
| West Bancorporation WTBA | United States | $520M | +27% | 0% | 15% | 1.92× | 13.1% | 15.5% |
| Morrow Bank MORROW.ST | Sweden | $518M | +30% | +4% | 11% | 1.57× | 5.7% | 11.4% |
| First Business Financial Services FBIZ | United States | $618M | +31% | +4% | 15% | 1.58× | 11.2% | 14.9% |
| Citizens & Northern CZNC | United States | $501M | +29% | +25% | 11% | 1.46× | 8.5% | 11.0% |
| Farmers & Merchants Bancorp FMAO | United States | $500M | +31% | +7% | 11% | 1.29× | 10.3% | 11.3% |
| Carter Bankshares CARE | United States | $634M | +9% | +40% | 28% | 1.20× | 8.8% | 27.5% |