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Employees: 547
Size Peoples Financial Services (PFIS) is a United States Financials company (Regional Banks) with a market value of $723M, the 2460th largest of 3,117 United States companies the cockpit tracks. Shares closed at $72.24 on 6 Nov 2026.
Performance Over six months the shares gained 21.7%, against +12.7% for the median peer and -1.1% for the United States market (cap-weighted) — 6th highest of 21 in its peer set.
Growth Revenue grew 3.5% over the last twelve months (peer median +13.8%); the operating margin is 37.0% (peer median 36.4%).
Valuation It trades at 1.37× book value against a peer median of 1.19× (6th most expensive of 21).
Price implies The share price implies a return on equity of about 10.7%; Peoples Financial Services delivers 11.7%, so the price asks less than the business earns today.
Short interest Short interest is 3.7% of the free float (15 Oct 2026).
Next results Next results expected around 1 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $292M | $280M | $230M | $164M | $123M |
| Revenue growth | — | +22% | +40% | +33% | — |
| Net income | $60.7M | $59.2M | $8.50M | $27.4M | $38.1M |
| Free cash flow | n/a | $43.3M | $32.1M | $27.3M | $34.5M |
| Capital expenditure | n/a | $10.9M | $2.58M | $5.92M | $13.7M |
| Total debt | $272M | $277M | $156M | $86.5M | $157M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PFIS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +4.6% | +0.6% | 3rd highest of 21 |
| 6-month return | +21.7% | +12.7% | 6th highest of 21 |
| Return on equity | 11.7% | 11.3% | 9th highest of 20 |
| Price / book | 1.37× | 1.19× | 6th most expensive of 21 |
| Trailing P/E | 12.0× | 11.8× | 10th most expensive of 20 |
| ROE the price implies | 10.7% | 10.0% | 6th most demanding of 20 |
| ROE delivered | 11.7% | 11.4% | 9th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Peoples Financial Services PFIS | United States | $723M | +22% | +4% | 12% | 1.37× | 10.7% | 11.7% |
| Akita Bank 8343.T | Japan | $731M | +107% | +29% | 5% | 0.61× | 5.3% | 5.0% |
| Ehime Bank 8541.T | Japan | $733M | +66% | +8% | 5% | 0.80× | 5.2% | 5.1% |
| Yamagata Bank 8344.T | Japan | $736M | +49% | +25% | 5% | 0.75× | 5.3% | 5.1% |
| Washington Trust Bancorp WASH | United States | $737M | +19% | +30% | 12% | 1.39× | 10.6% | 12.0% |
| Jinshang Bank 2558.HK | Hong Kong | $741M | -31% | -5% | 6% | 0.18× | 3.5% | 6.1% |
| Community West Bancshares CWBC | United States | $705M | +8% | +23% | 7% | 1.17× | 10.1% | 6.7% |
| HomeTrust Bancshares HTB | United States | $743M | +2% | -3% | 11% | 1.30× | 10.6% | 11.3% |
| Shore Bancshares SHBI | United States | $746M | +14% | +3% | 11% | 1.21× | 10.2% | 11.5% |
| California BanCorp BCAL | United States | $696M | +13% | -4% | 10% | 1.20× | 7.5% | 10.2% |
| VersaBank VBNK.TO | Canada | $752M | +27% | +14% | 6% | 1.86× | 13.6% | 6.2% |
| SpareBank 1 Ringerike Hadeland RING.OL | Norway | $752M | +2% | -4% | 13% | 1.40× | 6.9% | 13.0% |
| DCB Bank DCBBANK.NS | India | $688M | +8% | +10% | 13% | 0.94× | 16.4% | 13.0% |
| Bar Harbor Bankshares BHB | United States | $688M | +17% | +16% | 11% | 1.28× | 9.3% | 10.7% |
| Red River Bancshares RRBI | United States | $682M | +14% | +7% | 13% | 1.78× | 10.0% | 13.0% |
| Financial Institutions FISI | United States | $776M | +12% | +42% | 30% | 1.29× | n/a | 30.0% |
| Banca IFIS IF.MI | Italy | $673M | -53% | +68% | 13% | 0.30× | 5.2% | 13.0% |
| AGI AGBK | United States | $777M | -31% | n/a | n/a | 0.84× | 11.3% | n/a |
| ACNB ACNB | United States | $667M | +22% | +15% | 13% | 1.58× | 13.1% | 13.4% |
| Equitas Small Finance Bank EQUITASBNK.NS | India | $662M | -25% | +15% | 11% | 0.95× | 15.4% | 11.4% |
| Luzhou Bank 1983.HK | Hong Kong | $790M | -5% | +6% | 14% | 0.45× | 4.0% | 14.0% |