Which companies are Jinshang Bank's closest peers?

The cockpit's peer set: HomeTrust Bancshares (HTB), Washington Trust Bancorp (WASH), Yamagata Bank (8344.T), Shore Bancshares (SHBI), Ehime Bank (8541.T), Akita Bank (8343.T), VersaBank (VBNK.TO), SpareBank 1 Ringerike Hadeland (RING.OL).

Is Jinshang Bank expensive compared with its peers?

On price / book it trades at 0.18× against a peer median of 1.25×, cheapest of 21 in its peer set. The share price implies a return on equity of about 3.5%; Jinshang Bank delivers 6.1%, so the price asks less than the business earns today.

How has Jinshang Bank stock performed?

Over six months to 6 Nov 2026 the shares returned -31.3% against +12.7% for the median peer; over one year -16.5%.

← CockpitCompetitor Analysis › 2558.HK Jinshang Bank Co., Ltd. Class HOpen in the cockpit ↗

Jinshang Bank Co., Ltd. Class H2558.HKCompetitor analysis, valuation and peers

Hong Kong · HKD·Financials›Regional Banks

Momentum weak 23

Competitor Analysis ▸ Charts Open in the cockpit

Mkt cap

$741M

US dollars, full cap

Free float

61%

of shares outstanding

$/day

$3,100

20-day average traded

P/B

0.18×

price to book

ROE

6.1%

delivered

Implied ROE

3.5%

what the price asks

Next earnings

144 days

30 Mar 2027

Close · HKDHK$1.01

1Dn/a

1W-1.9%

1M-15.1%

3M-24.1%

6M-31.3%

YTD-28.4%

1Y-16.5%

ATR %1.7%

52w lowhigh41.3% off high

What Jinshang Bank does

Employees: 4,412

Jinshang Bank at a glance

Size Jinshang Bank (2558.HK) is a Hong Kong Financials company (Regional Banks) with a market value of $741M, the 664th largest of 891 Hong Kong companies the cockpit tracks. Shares closed at HK$1.01 on 6 Nov 2026.

Performance Over six months the shares fell 31.3%, against +12.7% for the median peer and -13.4% for the Hong Kong market (cap-weighted) — lowest of 21 in its peer set.

Growth Revenue fell 5.3% over the last twelve months (peer median +7.7%); the operating margin is 25.0% (peer median 36.5%).

Valuation It trades at 0.18× book value against a peer median of 1.25× (cheapest of 21).

Price implies The share price implies a return on equity of about 3.5%; Jinshang Bank delivers 6.1%, so the price asks less than the business earns today.

Next results Next results expected around 30 Mar 2027 (exchange calendar; dates can move).

Relative performance

Six months, rebased to 100: Jinshang Bank against the median of its 20 peers (local-currency closes).

Jinshang Bank financials

Reported figures in HKD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
	TTM	FY2025	FY2024	FY2023	FY2022
Revenue	HK$13.4B	HK$13.4B	HK$14.5B	HK$14.7B	HK$14.6B
Revenue growth	—	-7%	-1%	+1%	—
Net income	HK$1.86B	HK$1.81B	HK$1.90B	HK$2.21B	HK$2.14B
Free cash flow	HK$1.17B	HK$1.93B	HK$6.04B	HK$5.13B	HK$3.75B
Capital expenditure	HK$174M	HK$147M	HK$149M	HK$287M	HK$180M
Total debt	n/a	HK$47.9B	HK$39.8B	HK$50.5B	HK$63.9B

Quarterly statements and history in the cockpit →

Jinshang Bank competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

Up and to the right = strong over both horizons. Jinshang Bank is the large dot.

Fundamentals: return on equity against price-to-book

A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Jinshang Bank is the large dot.

Capital: ROE delivered against the ROE the price implies

Above the diagonal = the price asks for a higher return on equity than the business earns today. Jinshang Bank is the large dot.

Jinshang Bank competitors and peer comparison

How Jinshang Bank compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Jinshang Bank against its 20 peers (data as of 6 Nov 2026)
Measure	2558.HK	Peer median	Rank in peer set
1-month return	-15.1%	+1.1%	4th lowest of 21
6-month return	-31.3%	+12.7%	lowest of 21
Return on equity	6.1%	11.5%	5th lowest of 20
Price / book	0.18×	1.25×	cheapest of 21
Trailing P/E	3.2×	11.9×	cheapest of 19
ROE the price implies	3.5%	10.0%	least demanding of 20
ROE delivered	6.1%	11.5%	5th lowest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
Company	Market	Market cap	6M return	Revenue growth	ROE	Price / book	Implied ROE	Delivered ROE
Jinshang Bank 2558.HK	Hong Kong	$741M	-31%	-5%	6%	0.18×	3.5%	6.1%
HomeTrust Bancshares HTB	United States	$743M	+2%	-3%	11%	1.30×	10.6%	11.3%
Washington Trust Bancorp WASH	United States	$737M	+19%	+30%	12%	1.39×	10.6%	12.0%
Yamagata Bank 8344.T	Japan	$736M	+49%	+25%	5%	0.75×	5.3%	5.1%
Shore Bancshares SHBI	United States	$746M	+14%	+3%	11%	1.21×	10.2%	11.5%
Ehime Bank 8541.T	Japan	$733M	+66%	+8%	5%	0.80×	5.2%	5.1%
Akita Bank 8343.T	Japan	$731M	+107%	+29%	5%	0.61×	5.3%	5.0%
VersaBank VBNK.TO	Canada	$752M	+27%	+14%	6%	1.86×	13.6%	6.2%
SpareBank 1 Ringerike Hadeland RING.OL	Norway	$752M	+2%	-4%	13%	1.40×	6.9%	13.0%
Peoples Financial Services PFIS	United States	$723M	+22%	+4%	12%	1.37×	10.7%	11.7%
Financial Institutions FISI	United States	$776M	+12%	+42%	30%	1.29×	n/a	30.0%
AGI AGBK	United States	$777M	-31%	n/a	n/a	0.84×	11.3%	n/a
Community West Bancshares CWBC	United States	$705M	+8%	+23%	7%	1.17×	10.1%	6.7%
California BanCorp BCAL	United States	$696M	+13%	-4%	10%	1.20×	7.5%	10.2%
Luzhou Bank 1983.HK	Hong Kong	$790M	-5%	+6%	14%	0.45×	4.0%	14.0%
Close Brothers CBG.L	United Kingdom	$791M	-10%	-12%	-6%	0.40×	8.8%	-5.9%
DCB Bank DCBBANK.NS	India	$688M	+8%	+10%	13%	0.94×	16.4%	13.0%
Bar Harbor Bankshares BHB	United States	$688M	+17%	+16%	11%	1.28×	9.3%	10.7%
South Plains Financial SPFI	United States	$800M	+4%	+10%	13%	1.28×	8.4%	12.6%
Independent Bank IBCP	United States	$802M	+5%	+3%	14%	1.39×	10.6%	13.5%
Red River Bancshares RRBI	United States	$682M	+14%	+7%	13%	1.78×	10.0%	13.0%

Questions

Which companies are Jinshang Bank's closest peers?: The cockpit's peer set: HomeTrust Bancshares (HTB), Washington Trust Bancorp (WASH), Yamagata Bank (8344.T), Shore Bancshares (SHBI), Ehime Bank (8541.T), Akita Bank (8343.T), VersaBank (VBNK.TO), SpareBank 1 Ringerike Hadeland (RING.OL).
Is Jinshang Bank expensive compared with its peers?: On price / book it trades at 0.18× against a peer median of 1.25×, cheapest of 21 in its peer set. The share price implies a return on equity of about 3.5%; Jinshang Bank delivers 6.1%, so the price asks less than the business earns today.
How has Jinshang Bank stock performed?: Over six months to 6 Nov 2026 the shares returned -31.3% against +12.7% for the median peer; over one year -16.5%.