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← CockpitCompetitor Analysis › HTB HomeTrust Bancshares, Inc.Open in the cockpit ↗

HomeTrust Bancshares, Inc.HTBCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum neutral 52
Mkt cap
$743M
US dollars, full cap
Free float
90%
of shares outstanding
$/day
$5.47M
20-day average traded
P/B
1.30×
price to book
ROE
11.3%
delivered
Implied ROE
10.6%
what the price asks
Next earnings
83 days
28 Jan 2027
Close · USD$46.98
1D0.0%
1W+1.4%
1M+1.2%
3M-5.1%
6M+1.9%
YTD+9.4%
1Y+17.2%
ATR %2.4%
Beta0.37
52w lowhigh10.5% off high

What HomeTrust Bancshares does

Employees: 574

HomeTrust Bancshares at a glance

Size HomeTrust Bancshares (HTB) is a United States Financials company (Regional Banks) with a market value of $743M, the 2441st largest of 3,117 United States companies the cockpit tracks. Shares closed at $46.98 on 6 Nov 2026.

Performance Over six months the shares gained 1.9%, against +12.7% for the median peer and -1.1% for the United States market (cap-weighted) — 6th lowest of 21 in its peer set.

Growth Revenue fell 2.9% over the last twelve months (peer median +7.7%); the operating margin is 37.3% (peer median 36.4%).

Valuation It trades at 1.30× book value against a peer median of 1.21× (7th most expensive of 21).

Price implies The share price implies a return on equity of about 10.6%; HomeTrust Bancshares delivers 11.3%, so the price asks less than the business earns today.

Short interest Short interest is 9.4% of the free float (15 Oct 2026).

Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026Peer median 115HTB 103
Six months, rebased to 100: HomeTrust Bancshares against the median of its 20 peers (local-currency closes).

HomeTrust Bancshares financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$284M$291M$295M$266M$155M
Revenue growth—-1%+11%+72%—
Net income$65.9M$63.7M$54.3M$49.6M$35.3M
Free cash flown/a$42.8M$28.7M-$25.9M$27.0M
Capital expendituren/a$6.75M$16.8M$45.8M$9.68M
Total debt$214M$184M$208M$455M$8.40M

Quarterly statements and history in the cockpit →

HomeTrust Bancshares competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-25%0%+25%+50%-20%-10%0%2558SHBIWASH8344VBNKRING85418343FISIAGBKCWBC1983CBGBHBHTB6-month return →1-month return →
Up and to the right = strong over both horizons. HomeTrust Bancshares is the large dot.

Fundamentals: return on equity against price-to-book

0%10%20%30%0.50×10×1.50×2558SHBIWASH8344VBNK85418343FISICWBC1983CBGBCALSPFIDCBBANKBHBRRBIHTBReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. HomeTrust Bancshares is the large dot.

Capital: ROE delivered against the ROE the price implies

-5%0%5%10%15%0%10%2558SHBIWASH8344VBNKRINGCWBC1983CBGBCALDCBBANKHTBROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. HomeTrust Bancshares is the large dot.

HomeTrust Bancshares competitors and peer comparison

How HomeTrust Bancshares compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

HomeTrust Bancshares against its 20 peers (data as of 6 Nov 2026)
MeasureHTBPeer medianRank in peer set
1-month return+1.2%+0.9%10th highest of 21
6-month return+1.9%+12.7%6th lowest of 21
Return on equity11.3%11.5%10th lowest of 20
Price / book1.30×1.21×7th most expensive of 21
Trailing P/E11.8×11.8×10th cheapest of 19
ROE the price implies10.6%9.3%7th most demanding of 20
ROE delivered11.3%11.5%10th lowest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
HomeTrust Bancshares HTBUnited States$743M+2%-3%11%1.30×10.6%11.3%
Jinshang Bank 2558.HKHong Kong$741M-31%-5%6%0.18×3.5%6.1%
Shore Bancshares SHBIUnited States$746M+14%+3%11%1.21×10.2%11.5%
Washington Trust Bancorp WASHUnited States$737M+19%+30%12%1.39×10.6%12.0%
Yamagata Bank 8344.TJapan$736M+49%+25%5%0.75×5.3%5.1%
VersaBank VBNK.TOCanada$752M+27%+14%6%1.86×13.6%6.2%
SpareBank 1 Ringerike Hadeland RING.OLNorway$752M+2%-4%13%1.40×6.9%13.0%
Ehime Bank 8541.TJapan$733M+66%+8%5%0.80×5.2%5.1%
Akita Bank 8343.TJapan$731M+107%+29%5%0.61×5.3%5.0%
Peoples Financial Services PFISUnited States$723M+22%+4%12%1.37×10.7%11.7%
Financial Institutions FISIUnited States$776M+12%+42%30%1.29×n/a30.0%
AGI AGBKUnited States$777M-31%n/an/a0.84×11.3%n/a
Community West Bancshares CWBCUnited States$705M+8%+23%7%1.17×10.1%6.7%
Luzhou Bank 1983.HKHong Kong$790M-5%+6%14%0.45×4.0%14.0%
Close Brothers CBG.LUnited Kingdom$791M-10%-12%-6%0.40×8.8%-5.9%
California BanCorp BCALUnited States$696M+13%-4%10%1.20×7.5%10.2%
South Plains Financial SPFIUnited States$800M+4%+10%13%1.28×8.4%12.6%
Independent Bank IBCPUnited States$802M+5%+3%14%1.39×10.6%13.5%
DCB Bank DCBBANK.NSIndia$688M+8%+10%13%0.94×16.4%13.0%
Bar Harbor Bankshares BHBUnited States$688M+17%+16%11%1.28×9.3%10.7%
Red River Bancshares RRBIUnited States$682M+14%+7%13%1.78×10.0%13.0%

Questions

Which companies are HomeTrust Bancshares's closest peers?
The cockpit's peer set: Jinshang Bank (2558.HK), Shore Bancshares (SHBI), Washington Trust Bancorp (WASH), Yamagata Bank (8344.T), VersaBank (VBNK.TO), SpareBank 1 Ringerike Hadeland (RING.OL), Ehime Bank (8541.T), Akita Bank (8343.T).
Is HomeTrust Bancshares expensive compared with its peers?
On price / book it trades at 1.30× against a peer median of 1.21×, 7th most expensive of 21 in its peer set. The share price implies a return on equity of about 10.6%; HomeTrust Bancshares delivers 11.3%, so the price asks less than the business earns today.
How has HomeTrust Bancshares stock performed?
Over six months to 6 Nov 2026 the shares returned +1.9% against +12.7% for the median peer; over one year +17.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.