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← CockpitCompetitor Analysis › BHB Bar Harbor Bankshares, Inc.Open in the cockpit ↗

Bar Harbor Bankshares, Inc.BHBCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum strong 76
Mkt cap
$688M
US dollars, full cap
Free float
97%
of shares outstanding
$/day
$3.35M
20-day average traded
P/B
1.28×
price to book
ROE
10.7%
delivered
Implied ROE
9.3%
what the price asks
Next earnings
83 days
28 Jan 2027
Close · USD$41.01
1D-0.6%
1W+1.4%
1M+6.6%
3M+4.2%
6M+17.2%
YTD+32.1%
1Y+35.8%
ATR %2.4%
Beta0.45
52w lowhigh5.3% off high

What Bar Harbor Bankshares does

Employees: 530

Bar Harbor Bankshares at a glance

Size Bar Harbor Bankshares (BHB) is a United States Financials company (Regional Banks) with a market value of $688M, the 2495th largest of 3,117 United States companies the cockpit tracks. Shares closed at $41.01 on 6 Nov 2026.

Performance Over six months the shares gained 17.2%, against +12.1% for the median peer and -1.1% for the United States market (cap-weighted) — 8th highest of 20 in its peer set.

Growth Revenue grew 15.9% over the last twelve months (peer median +10.0%); the operating margin is 36.5% (peer median 24.8%).

Valuation It trades at 1.28× book value against a peer median of 1.06× (9th most expensive of 21).

Price implies The share price implies a return on equity of about 9.3%; Bar Harbor Bankshares delivers 10.7%, so the price asks less than the business earns today.

Short interest Short interest is 2.7% of the free float (15 Oct 2026).

Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026BHB 119Peer median 115
Six months, rebased to 100: Bar Harbor Bankshares against the median of its 20 peers (local-currency closes).

Bar Harbor Bankshares financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$270M$244M$226M$210M$162M
Revenue growth—+8%+7%+30%—
Net income$56.6M$36.9M$43.5M$44.9M$43.6M
Free cash flown/a$47.7M$44.0M$43.5M$49.6M
Capital expendituren/a$4.81M$7.40M$6.12M$2.52M
Total debt$157M$280M$300M$338M$402M

Quarterly statements and history in the cockpit →

Bar Harbor Bankshares competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%-40%-20%0%+20%DCBBANKRRBIIFACNBEQUITASBNKMSBI8399CCB83438541OMASP834425587384BHB6-month return →1-month return →
Up and to the right = strong over both horizons. Bar Harbor Bankshares is the large dot.

Fundamentals: return on equity against price-to-book

5%10%0.50×10×1.50×DCBBANKRRBIBCALIFCWBCACNBEQUITASBNKMSBI8399PFISWCCBCCB83438541OMASPWASH25587384BHBReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Bar Harbor Bankshares is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%DCBBANKRRBIBCALIFCWBCACNBEQUITASBNKMSBI8399PFISWCCBCCB83438541OMASP25587384HTBBHBROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Bar Harbor Bankshares is the large dot.

Bar Harbor Bankshares competitors and peer comparison

How Bar Harbor Bankshares compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Bar Harbor Bankshares against its 20 peers (data as of 6 Nov 2026)
MeasureBHBPeer medianRank in peer set
1-month return+6.6%+0.1%2nd highest of 21
6-month return+17.2%+12.1%8th highest of 20
Return on equity10.7%10.2%10th highest of 21
Price / book1.28×1.06×9th most expensive of 21
Trailing P/E12.2×12.1×9th most expensive of 20
ROE the price implies9.3%9.6%11th least demanding of 21
ROE delivered10.7%10.2%10th highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Bar Harbor Bankshares BHBUnited States$688M+17%+16%11%1.28×9.3%10.7%
DCB Bank DCBBANK.NSIndia$688M+8%+10%13%0.94×16.4%13.0%
Red River Bancshares RRBIUnited States$682M+14%+7%13%1.78×10.0%13.0%
California BanCorp BCALUnited States$696M+13%-4%10%1.20×7.5%10.2%
Banca IFIS IF.MIItaly$673M-53%+68%13%0.30×5.2%13.0%
Community West Bancshares CWBCUnited States$705M+8%+23%7%1.17×10.1%6.7%
ACNB ACNBUnited States$667M+22%+15%13%1.58×13.1%13.4%
Equitas Small Finance Bank EQUITASBNK.NSIndia$662M-25%+15%11%0.95×15.4%11.4%
Midland States Bancorp MSBIUnited States$660M+12%-21%10%1.57×11.0%10.2%
Bank Of The Ryukyus,Limited 8399.TJapan$655M-3%+19%7%0.68×5.3%6.5%
Peoples Financial Services PFISUnited States$723M+22%+4%12%1.37×10.7%11.7%
West Coast Community Bancorp WCCBUnited States$653Mn/a+6%15%1.62×9.1%15.0%
Coastal Financial CCBUnited States$653M-41%+10%-1%1.37×10.8%-0.8%
Akita Bank 8343.TJapan$731M+107%+29%5%0.61×5.3%5.0%
Ehime Bank 8541.TJapan$733M+66%+8%5%0.80×5.2%5.1%
Oma Savings Bank OMASP.HEFinland$643M+47%-20%7%0.92×5.0%6.6%
Yamagata Bank 8344.TJapan$736M+49%+25%5%0.75×5.3%5.1%
Washington Trust Bancorp WASHUnited States$737M+19%+30%12%1.39×10.6%12.0%
Jinshang Bank 2558.HKHong Kong$741M-31%-5%6%0.18×3.5%6.1%
Procrea Holdings,Inc 7384.TJapan$638M-2%+25%2%0.59×4.1%2.4%
HomeTrust Bancshares HTBUnited States$743M+2%-3%11%1.30×10.6%11.3%

Questions

Which companies are Bar Harbor Bankshares's closest peers?
The cockpit's peer set: DCB Bank (DCBBANK.NS), Red River Bancshares (RRBI), California BanCorp (BCAL), Banca IFIS (IF.MI), Community West Bancshares (CWBC), ACNB (ACNB), Equitas Small Finance Bank (EQUITASBNK.NS), Midland States Bancorp (MSBI).
Is Bar Harbor Bankshares expensive compared with its peers?
On price / book it trades at 1.28× against a peer median of 1.06×, 9th most expensive of 21 in its peer set. The share price implies a return on equity of about 9.3%; Bar Harbor Bankshares delivers 10.7%, so the price asks less than the business earns today.
How has Bar Harbor Bankshares stock performed?
Over six months to 6 Nov 2026 the shares returned +17.2% against +12.1% for the median peer; over one year +35.8%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.