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← CockpitCompetitor Analysis › ROGS.OL Rogaland SparebankOpen in the cockpit ↗

Rogaland SparebankROGS.OLCompetitor analysis, valuation and peers

Norway · NOK·Financials›Regional Banks
Momentum strong 63
Competitor Analysis ▸ ChartsOpen in the cockpitBonds & Credit
Mkt cap
$375M
US dollars, full cap
Free float
46%
of shares outstanding
$/day
$63,173
20-day average traded
P/B
0.83×
price to book
ROE
6.9%
delivered
Implied ROE
5.3%
what the price asks
Next earnings
103 days
17 Feb 2027
Close · NOKNOK 151.48
1D-1.4%
1W+1.6%
1M+2.4%
3M+2.4%
6M+4.4%
YTD+5.2%
1Y+9.4%
ATR %1.8%
52w lowhigh7.1% off high

What Rogaland Sparebank does

Employees: 174

Rogaland Sparebank at a glance

Size Rogaland Sparebank (ROGS.OL) is a Norway Financials company (Regional Banks) with a market value of $375M, the 105th largest of 115 Norway companies the cockpit tracks. Shares closed at NOK 151.48 on 6 Nov 2026.

Performance Over six months the shares gained 4.4%, against +10.4% for the median peer and +2.7% for the Norway market (cap-weighted) — 8th lowest of 19 in its peer set.

Growth Revenue grew 0.1% over the last twelve months (peer median +8.4%); the operating margin is 53.7% (peer median 34.6%).

Valuation It trades at 0.83× book value against a peer median of 1.23× (4th cheapest of 21).

Price implies The share price implies a return on equity of about 5.3%; Rogaland Sparebank delivers 6.9%, so the price asks less than the business earns today.

Credit Rogaland Sparebank has 4 bonds outstanding ($1.27B).

Next results Next results expected around 17 Feb 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026Peer median 112ROGS.OL 103
Six months, rebased to 100: Rogaland Sparebank against the median of its 20 peers (local-currency closes).

Rogaland Sparebank financials

Reported figures in NOK; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueNOK 2.62BNOK 2.64BNOK 2.46BNOK 1.90BNOK 1.15B
Revenue growth—+7%+30%+65%—
Net incomeNOK 286MNOK 281MNOK 271MNOK 210MNOK 16.9B
Free cash flow-NOK 1.02B-NOK 2.47B-NOK 1.28B-NOK 724Mn/a
Capital expenditureNOK 7.84MNOK 3.90MNOK 696,000NOK 759,000NOK 0
Total debtNOK 21.0BNOK 20.5BNOK 17.9BNOK 16.0BNOK 15.2B

Quarterly statements and history in the cockpit →

Rogaland Sparebank competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%+40%-10%0%+10%+20%GRLAAVBHHBLNISTRPKBKUSCBNWFLFRSTFDBCISBACZFSPARBCHMGCFFIMVBFPCBROGS.OL6-month return →1-month return →
Up and to the right = strong over both horizons. Rogaland Sparebank is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.75×10×1.25×1.50×GRLAAVBHHBLNGBCISTRPKBKUSCBNWFLFRSTFDBCISBACZFSPARBCHMGCFFIBCMLFCBMMVBFFOBANKPCBROGS.OLReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Rogaland Sparebank is the large dot.

Capital: ROE delivered against the ROE the price implies

-5%0%5%10%15%0%10%GRLAAVBHISTRPKBKUSCBFDBCISBAPARBBCMLMVBFFOBANKROGS.OLROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Rogaland Sparebank is the large dot.

Rogaland Sparebank competitors and peer comparison

How Rogaland Sparebank compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Rogaland Sparebank against its 20 peers (data as of 6 Nov 2026)
MeasureROGS.OLPeer medianRank in peer set
1-month return+2.4%+4.3%9th lowest of 20
6-month return+4.4%+10.4%8th lowest of 19
Return on equity6.9%11.7%7th lowest of 21
Price / book0.83×1.23×4th cheapest of 21
Trailing P/E12.2×12.4×10th cheapest of 20
ROE the price implies5.3%7.6%least demanding of 20
ROE delivered6.9%11.7%6th lowest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Norwood Financial NWFLUnited States$389M+17%+46%12%1.37×9.3%12.5%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
Fidelity D & D Bancorp FDBCUnited States$399M+50%+8%14%1.62×12.4%13.5%
Isabella Bank ISBAUnited States$345M-5%+11%9%1.22×7.1%8.9%
Citizens Financial Services CZFSUnited States$408M+33%+4%13%1.16×7.6%12.7%
Pareto Bank PARB.OLNorway$410M-25%-11%4%0.81×6.9%4.3%
Chemung Financial CHMGUnited States$410M+25%+19%15%1.50×10.2%14.7%
C&F Financial CFFIUnited States$342M+41%+8%12%1.27×7.6%11.6%
BayCom BCMLUnited States$340M+1%-5%3%1.02×6.6%2.8%
First Carolina Financial Services FCBMUnited States$415Mn/a+28%4%0.96×6.5%n/a
MVB Financial MVBFUnited States$337M-1%+11%7%1.02×9.5%6.7%
Foroya Banki FOBANK.CODenmark$422M+20%-12%14%1.44×5.6%13.6%
PCB Bancorp PCBUnited States$422M+22%+4%11%1.27×8.4%10.8%

Rogaland Sparebank bonds and credit

Rogaland Sparebank has 4 bonds outstanding with $1.27B face value.

Every bond, yield and spread in the cockpit →

Questions

Which companies are Rogaland Sparebank's closest peers?
The cockpit's peer set: GronlandsBANKEN A/S (GRLA.CO), Avidbank (AVBH), Hypothekarbank Lenzburg (HBLN.SW), Georgia Banking (GBC), Investar (ISTR), Parke Bancorp (PKBK), USCB Financial (USCB), Norwood Financial (NWFL).
Is Rogaland Sparebank expensive compared with its peers?
On price / book it trades at 0.83× against a peer median of 1.23×, 4th cheapest of 21 in its peer set. The share price implies a return on equity of about 5.3%; Rogaland Sparebank delivers 6.9%, so the price asks less than the business earns today.
How has Rogaland Sparebank stock performed?
Over six months to 6 Nov 2026 the shares returned +4.4% against +10.4% for the median peer; over one year +9.4%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.