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← CockpitCompetitor Analysis › AVBH Avidbank Holdings, Inc.Open in the cockpit ↗

Avidbank Holdings, Inc.AVBHCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum strong 77
Mkt cap
$378M
US dollars, full cap
Free float
76%
of shares outstanding
$/day
$2.64M
20-day average traded
P/B
1.28×
price to book
ROE
-5.6%
delivered
Implied ROE
7.3%
what the price asks
Next earnings
87 days
1 Feb 2027
Close · USD$34.40
1D+0.9%
1W+0.8%
1M+9.7%
3M+6.4%
6M+14.3%
YTD+29.5%
1Y+32.4%
ATR %2.4%
Beta0.37
52w lowhigh4.4% off high

What Avidbank does

Employees: 151

Avidbank at a glance

Size Avidbank (AVBH) is a United States Financials company (Regional Banks) with a market value of $378M, the 2901st largest of 3,117 United States companies the cockpit tracks. Shares closed at $34.40 on 6 Nov 2026.

Performance Over six months the shares gained 14.3%, against +5.5% for the median peer and -1.1% for the United States market (cap-weighted) — 9th highest of 19 in its peer set.

Growth Revenue fell 32.5% over the last twelve months (peer median +8.4%); the operating margin is -43.3% (peer median 38.5%).

Valuation It trades at 1.28× book value against a peer median of 1.19× (7th most expensive of 21).

Price implies The share price implies a return on equity of about 7.3%; Avidbank delivers -5.6%, so the price asks more than the business earns today.

Short interest Short interest is 2.9% of the free float (15 Oct 2026).

Next results Next results expected around 1 Feb 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026AVBH 117Peer median 107
Six months, rebased to 100: Avidbank against the median of its 20 peers (local-currency closes).

Avidbank financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$100.0M$89.4M$148M$122M$87.7M
Revenue growth—-40%+21%+39%—
Net income-$14.1M-$19.6M$21.0M$16.8M$25.0M
Free cash flown/a$38.9M$22.9M$36.5M$28.3M
Capital expendituren/a$93,000$47,000$166,000$534,000
Total debt$27.1M$88.2M$215M$392M$168M

Quarterly statements and history in the cockpit →

Avidbank competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%+40%-10%0%+10%+20%ROGSISTRPKBKGRLAHBLNNWFLUSCBFRSTFDBCCZFSPARBCHMGISBACFFIPCBMVBFAVBH6-month return →1-month return →
Up and to the right = strong over both horizons. Avidbank is the large dot.

Fundamentals: return on equity against price-to-book

-5%0%5%10%15%0.75×10×1.25×1.50×GBCROGSISTRPKBKGRLAHBLNNWFLUSCBFRSTFDBCCZFSPARBCHMGISBAFCBMCFFIBCMLFOBANKMVBFAVBHReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Avidbank is the large dot.

Capital: ROE delivered against the ROE the price implies

-5%0%5%10%15%0%10%ROGSISTRPKBKGRLANWFLFDBCPARBCHMGISBABCMLFOBANKMVBFAVBHROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Avidbank is the large dot.

Avidbank competitors and peer comparison

How Avidbank compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Avidbank against its 20 peers (data as of 6 Nov 2026)
MeasureAVBHPeer medianRank in peer set
1-month return+9.7%+3.6%3rd highest of 20
6-month return+14.3%+5.5%9th highest of 19
Return on equity-5.6%11.7%lowest of 21
Price / book1.28×1.19×7th most expensive of 21
ROE the price implies7.3%7.6%8th least demanding of 20
ROE delivered-5.6%11.7%lowest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
Norwood Financial NWFLUnited States$389M+17%+46%12%1.37×9.3%12.5%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
Fidelity D & D Bancorp FDBCUnited States$399M+50%+8%14%1.62×12.4%13.5%
Citizens Financial Services CZFSUnited States$408M+33%+4%13%1.16×7.6%12.7%
Pareto Bank PARB.OLNorway$410M-25%-11%4%0.81×6.9%4.3%
Chemung Financial CHMGUnited States$410M+25%+19%15%1.50×10.2%14.7%
Isabella Bank ISBAUnited States$345M-5%+11%9%1.22×7.1%8.9%
First Carolina Financial Services FCBMUnited States$415Mn/a+28%4%0.96×6.5%n/a
C&F Financial CFFIUnited States$342M+41%+8%12%1.27×7.6%11.6%
BayCom BCMLUnited States$340M+1%-5%3%1.02×6.6%2.8%
Foroya Banki FOBANK.CODenmark$422M+20%-12%14%1.44×5.6%13.6%
PCB Bancorp PCBUnited States$422M+22%+4%11%1.27×8.4%10.8%
MVB Financial MVBFUnited States$337M-1%+11%7%1.02×9.5%6.7%

Questions

Which companies are Avidbank's closest peers?
The cockpit's peer set: Georgia Banking (GBC), Rogaland Sparebank (ROGS.OL), Investar (ISTR), Parke Bancorp (PKBK), GronlandsBANKEN A/S (GRLA.CO), Hypothekarbank Lenzburg (HBLN.SW), Norwood Financial (NWFL), USCB Financial (USCB).
Is Avidbank expensive compared with its peers?
On price / book it trades at 1.28× against a peer median of 1.19×, 7th most expensive of 21 in its peer set. The share price implies a return on equity of about 7.3%; Avidbank delivers -5.6%, so the price asks more than the business earns today.
How has Avidbank stock performed?
Over six months to 6 Nov 2026 the shares returned +14.3% against +5.5% for the median peer; over one year +32.4%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.