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PCB BancorpPCBCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum leader 82
Mkt cap
$422M
US dollars, full cap
Free float
74%
of shares outstanding
$/day
$1.63M
20-day average traded
P/B
1.27×
price to book
ROE
10.8%
delivered
Implied ROE
8.4%
what the price asks
Next earnings
83 days
28 Jan 2027
Close · USD$30.04
1D-0.4%
1W+2.7%
1M+7.7%
3M+9.0%
6M+21.8%
YTD+38.8%
1Y+38.1%
ATR %3.0%
Beta0.34
52w lowhigh6.1% off high

What PCB Bancorp does

Employees: 262

PCB Bancorp at a glance

Size PCB Bancorp (PCB) is a United States Financials company (Regional Banks) with a market value of $422M, the 2816th largest of 3,117 United States companies the cockpit tracks. Shares closed at $30.04 on 6 Nov 2026.

Performance Over six months the shares gained 21.8%, against +13.3% for the median peer and -1.1% for the United States market (cap-weighted) — 5th highest of 19 in its peer set.

Growth Revenue grew 3.7% over the last twelve months (peer median +4.4%); the operating margin is 48.8% (peer median 38.5%).

Valuation It trades at 1.27× book value against a peer median of 1.19× (9th most expensive of 21).

Price implies The share price implies a return on equity of about 8.4%; PCB Bancorp delivers 10.8%, so the price asks less than the business earns today.

Short interest Short interest is 1.7% of the free float (15 Oct 2026).

Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012013011 May 202611 Aug 20266 Nov 2026PCB 125Peer median 115
Six months, rebased to 100: PCB Bancorp against the median of its 20 peers (local-currency closes).

PCB Bancorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$214M$209M$192M$162M$116M
Revenue growth—+9%+19%+39%—
Net income$42.4M$37.2M$25.8M$30.6M$34.8M
Free cash flown/a$25.7M$31.0M$43.6M$24.5M
Capital expendituren/a$2.19M$4.08M$1.31M$5.45M
Total debt$17.8M$53.0M$33.7M$59.1M$26.8M

Quarterly statements and history in the cockpit →

PCB Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-25%0%+25%+50%-20%0%+20%FOBANKRBBPLBCPARBCZFSGLKBNFDBCJSFBBMRCPKBKISTR2139AVBHROGSPCB6-month return →1-month return →
Up and to the right = strong over both horizons. PCB Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

0%5%10%15%0.75×10×1.25×1.50×FOBANKFCBMRBBPLBCCHMGPARBCZFSGLKBNFDBCCBKPBFSJSFBNWFLBMRCPKBKISTR2139GBCAVBHPCBReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. PCB Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%0%10%FOBANKRBBPLBCCHMGPARBGLKBNFDBCCBKPBFSJSFBNWFLBMRCISTR2139AVBHROGSPCBROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. PCB Bancorp is the large dot.

PCB Bancorp competitors and peer comparison

How PCB Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

PCB Bancorp against its 20 peers (data as of 6 Nov 2026)
MeasurePCBPeer medianRank in peer set
1-month return+7.7%+4.1%3rd highest of 20
6-month return+21.8%+13.3%5th highest of 19
Return on equity10.8%10.7%11th highest of 21
Price / book1.27×1.19×9th most expensive of 21
Trailing P/E10.2×11.0×6th cheapest of 18
ROE the price implies8.4%8.4%11th least demanding of 21
ROE delivered10.8%10.7%10th highest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
PCB Bancorp PCBUnited States$422M+22%+4%11%1.27×8.4%10.8%
Foroya Banki FOBANK.CODenmark$422M+20%-12%14%1.44×5.6%13.6%
First Carolina Financial Services FCBMUnited States$415Mn/a+28%4%0.96×6.5%n/a
RBB Bancorp RBBUnited States$433M+7%+4%8%0.81×8.8%8.4%
Plumas Bancorp PLBCUnited States$435M+20%+24%17%1.65×10.7%16.6%
Chemung Financial CHMGUnited States$410M+25%+19%15%1.50×10.2%14.7%
Pareto Bank PARB.OLNorway$410M-25%-11%4%0.81×6.9%4.3%
Citizens Financial Services CZFSUnited States$408M+33%+4%13%1.16×7.6%12.7%
Glarner Kantonalbank GLKBN.SWSwitzerland$442M+19%-16%6%0.81×2.1%5.8%
Fidelity D & D Bancorp FDBCUnited States$399M+50%+8%14%1.62×12.4%13.5%
Commercial Bancgroup CBKUnited States$448M+12%-1%15%1.44×9.2%14.6%
Pioneer Bancorp PBFSUnited States$456M+26%+18%4%1.38×8.6%4.0%
Jana Small Finance Bank JSFB.NSIndia$457M-13%+18%10%0.88×15.2%10.3%
Norwood Financial NWFLUnited States$389M+17%+46%12%1.37×9.3%12.5%
Bank of Marin Bancorp BMRCUnited States$462M+9%-19%-3%1.22×10.2%-2.9%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Bank of Gansu 2139.HKHong Kong$467M-40%-4%2%0.10×3.2%1.8%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%

Questions

Which companies are PCB Bancorp's closest peers?
The cockpit's peer set: Foroya Banki (FOBANK.CO), First Carolina Financial Services (FCBM), RBB Bancorp (RBB), Plumas Bancorp (PLBC), Chemung Financial (CHMG), Pareto Bank (PARB.OL), Citizens Financial Services (CZFS), Glarner Kantonalbank (GLKBN.SW).
Is PCB Bancorp expensive compared with its peers?
On price / book it trades at 1.27× against a peer median of 1.19×, 9th most expensive of 21 in its peer set. The share price implies a return on equity of about 8.4%; PCB Bancorp delivers 10.8%, so the price asks less than the business earns today.
How has PCB Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +21.8% against +13.3% for the median peer; over one year +38.1%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.