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← CockpitCompetitor Analysis › CBK Commercial Bancgroup, Inc.Open in the cockpit ↗

Commercial Bancgroup, Inc.CBKCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum strong 62
Mkt cap
$448M
US dollars, full cap
Free float
62%
of shares outstanding
$/day
$1.20M
20-day average traded
P/B
1.44×
price to book
ROE
14.6%
delivered
Implied ROE
9.2%
what the price asks
Next earnings
87 days
1 Feb 2027
Close · USD$32.66
1D+0.1%
1W-0.6%
1M+3.6%
3M-5.9%
6M+12.2%
YTD+33.0%
1Y+34.0%
ATR %2.7%
Beta0.33
52w lowhigh8.7% off high

What Commercial Bancgroup does

Employees: 298

Commercial Bancgroup at a glance

Size Commercial Bancgroup (CBK) is a United States Financials company (Regional Banks) with a market value of $448M, the 2776th largest of 3,117 United States companies the cockpit tracks. Shares closed at $32.66 on 6 Nov 2026.

Performance Over six months the shares gained 12.2%, against +19.8% for the median peer and -1.1% for the United States market (cap-weighted) — 8th lowest of 19 in its peer set.

Growth Revenue fell 1.4% over the last twelve months (peer median +3.8%); the operating margin is 54.1% (peer median 37.0%).

Valuation It trades at 1.44× book value against a peer median of 1.19× (7th most expensive of 21).

Price implies The share price implies a return on equity of about 9.2%; Commercial Bancgroup delivers 14.6%, so the price asks less than the business earns today.

Next results Next results expected around 1 Feb 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026Peer median 121CBK 113
Six months, rebased to 100: Commercial Bancgroup against the median of its 20 peers (local-currency closes).

Commercial Bancgroup financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023
Revenue$132M$131M$133M$112M
Revenue growth—-1%+19%—
Net income$40.5M$37.2M$31.4M$30.7M
Free cash flown/a$35.2M$35.6M$35.7M
Capital expendituren/a$1.87M$3.04M$3.17M
Total debt$211M$168M$111M$151M

Quarterly statements and history in the cockpit →

Commercial Bancgroup competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-40%-20%0%+20%-20%-10%0%+10%GLKBNPBFSJSFBPLBCBMRCRBB2139DJURHBCPDABFRBAPARBCZFSFMAOCBK6-month return →1-month return →
Up and to the right = strong over both horizons. Commercial Bancgroup is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.75×10×1.25×1.50×GLKBNPBFSJSFBPLBCBMRCRBB2139PCBFOBANKDJURHBCPFCBMPBAMDABFRBACHMGPARBCZFSFMAOCZNCCBKReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Commercial Bancgroup is the large dot.

Capital: ROE delivered against the ROE the price implies

0%5%10%15%0%10%GLKBNPBFSJSFBPLBCBMRCRBB2139PCBFOBANKDJURHBCPPBAMDABCHMGPARBCZFSFMAOCBKROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Commercial Bancgroup is the large dot.

Commercial Bancgroup competitors and peer comparison

How Commercial Bancgroup compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Commercial Bancgroup against its 20 peers (data as of 6 Nov 2026)
MeasureCBKPeer medianRank in peer set
1-month return+3.6%+4.4%9th lowest of 21
6-month return+12.2%+19.8%8th lowest of 19
Return on equity14.6%10.2%4th highest of 21
Price / book1.44×1.19×7th most expensive of 21
Trailing P/E11.1×10.8×9th most expensive of 19
ROE the price implies9.2%8.1%6th most demanding of 21
ROE delivered14.6%10.3%4th highest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Commercial Bancgroup CBKUnited States$448M+12%-1%15%1.44×9.2%14.6%
Glarner Kantonalbank GLKBN.SWSwitzerland$442M+19%-16%6%0.81×2.1%5.8%
Pioneer Bancorp PBFSUnited States$456M+26%+18%4%1.38×8.6%4.0%
Jana Small Finance Bank JSFB.NSIndia$457M-13%+18%10%0.88×15.2%10.3%
Plumas Bancorp PLBCUnited States$435M+20%+24%17%1.65×10.7%16.6%
Bank of Marin Bancorp BMRCUnited States$462M+9%-19%-3%1.22×10.2%-2.9%
RBB Bancorp RBBUnited States$433M+7%+4%8%0.81×8.8%8.4%
Bank of Gansu 2139.HKHong Kong$467M-40%-4%2%0.10×3.2%1.8%
PCB Bancorp PCBUnited States$422M+22%+4%11%1.27×8.4%10.8%
Foroya Banki FOBANK.CODenmark$422M+20%-12%14%1.44×5.6%13.6%
Djurslands Bank A/S DJUR.CODenmark$478M+27%+2%15%1.58×5.9%14.6%
Home Bancorp HBCPUnited States$480M-5%+1%10%1.06×7.7%10.2%
First Carolina Financial Services FCBMUnited States$415Mn/a+28%4%0.96×6.5%n/a
Private Bancorp of America PBAMUnited States$484Mn/a+4%17%1.66×8.6%16.8%
Danske Andelskassers Bank A/S DAB.CODenmark$484M-8%-7%8%1.10×4.8%7.7%
First Bank FRBAUnited States$488M+30%+1%10%1.06×7.8%9.6%
Chemung Financial CHMGUnited States$410M+25%+19%15%1.50×10.2%14.7%
Pareto Bank PARB.OLNorway$410M-25%-11%4%0.81×6.9%4.3%
Citizens Financial Services CZFSUnited States$408M+33%+4%13%1.16×7.6%12.7%
Farmers & Merchants Bancorp FMAOUnited States$500M+31%+7%11%1.29×10.3%11.3%
Citizens & Northern CZNCUnited States$501M+29%+25%11%1.46×8.5%11.0%

Questions

Which companies are Commercial Bancgroup's closest peers?
The cockpit's peer set: Glarner Kantonalbank (GLKBN.SW), Pioneer Bancorp (PBFS), Jana Small Finance Bank (JSFB.NS), Plumas Bancorp (PLBC), Bank of Marin Bancorp (BMRC), RBB Bancorp (RBB), Bank of Gansu (2139.HK), PCB Bancorp (PCB).
Is Commercial Bancgroup expensive compared with its peers?
On price / book it trades at 1.44× against a peer median of 1.19×, 7th most expensive of 21 in its peer set. The share price implies a return on equity of about 9.2%; Commercial Bancgroup delivers 14.6%, so the price asks less than the business earns today.
How has Commercial Bancgroup stock performed?
Over six months to 6 Nov 2026 the shares returned +12.2% against +19.8% for the median peer; over one year +34.0%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.