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Employees: 269
Size Pioneer Bancorp (PBFS) is a United States Financials company (Regional Banks) with a market value of $456M, the 2765th largest of 3,117 United States companies the cockpit tracks. Shares closed at $18.35 on 6 Nov 2026.
Performance Over six months the shares gained 25.8%, against +19.1% for the median peer and -1.1% for the United States market (cap-weighted) — 6th highest of 19 in its peer set.
Growth Revenue grew 17.6% over the last twelve months (peer median +2.6%); the operating margin is 16.7% (peer median 39.2%).
Valuation It trades at 1.38× book value against a peer median of 1.19× (8th most expensive of 21).
Price implies The share price implies a return on equity of about 8.6%; Pioneer Bancorp delivers 4.0%, so the price asks more than the business earns today.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $142M | $127M | $98.7M | $85.2M | $57.6M |
| Revenue growth | — | +28% | +16% | +48% | — |
| Net income | $12.6M | $20.3M | $15.3M | $21.9M | $10.3M |
| Free cash flow | n/a | $8.80M | $23.0M | $25.7M | $49.1M |
| Capital expenditure | n/a | $2.32M | $838,000 | $451,000 | $780,000 |
| Total debt | n/a | $54.4M | $6.14M | $5.71M | $0 |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PBFS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +4.1% | +4.4% | 10th lowest of 21 |
| 6-month return | +25.8% | +19.1% | 6th highest of 19 |
| Return on equity | 4.0% | 10.5% | 4th lowest of 21 |
| Price / book | 1.38× | 1.19× | 8th most expensive of 21 |
| Trailing P/E | 35.7× | 10.8× | most expensive of 19 |
| ROE the price implies | 8.6% | 8.1% | 9th most demanding of 21 |
| ROE delivered | 4.0% | 10.8% | 3rd lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Pioneer Bancorp PBFS | United States | $456M | +26% | +18% | 4% | 1.38× | 8.6% | 4.0% |
| Jana Small Finance Bank JSFB.NS | India | $457M | -13% | +18% | 10% | 0.88× | 15.2% | 10.3% |
| Bank of Marin Bancorp BMRC | United States | $462M | +9% | -19% | -3% | 1.22× | 10.2% | -2.9% |
| Commercial Bancgroup CBK | United States | $448M | +12% | -1% | 15% | 1.44× | 9.2% | 14.6% |
| Bank of Gansu 2139.HK | Hong Kong | $467M | -40% | -4% | 2% | 0.10× | 3.2% | 1.8% |
| Glarner Kantonalbank GLKBN.SW | Switzerland | $442M | +19% | -16% | 6% | 0.81× | 2.1% | 5.8% |
| Djurslands Bank A/S DJUR.CO | Denmark | $478M | +27% | +2% | 15% | 1.58× | 5.9% | 14.6% |
| Plumas Bancorp PLBC | United States | $435M | +20% | +24% | 17% | 1.65× | 10.7% | 16.6% |
| Home Bancorp HBCP | United States | $480M | -5% | +1% | 10% | 1.06× | 7.7% | 10.2% |
| RBB Bancorp RBB | United States | $433M | +7% | +4% | 8% | 0.81× | 8.8% | 8.4% |
| Private Bancorp of America PBAM | United States | $484M | n/a | +4% | 17% | 1.66× | 8.6% | 16.8% |
| Danske Andelskassers Bank A/S DAB.CO | Denmark | $484M | -8% | -7% | 8% | 1.10× | 4.8% | 7.7% |
| First Bank FRBA | United States | $488M | +30% | +1% | 10% | 1.06× | 7.8% | 9.6% |
| PCB Bancorp PCB | United States | $422M | +22% | +4% | 11% | 1.27× | 8.4% | 10.8% |
| Foroya Banki FOBANK.CO | Denmark | $422M | +20% | -12% | 14% | 1.44× | 5.6% | 13.6% |
| Farmers & Merchants Bancorp FMAO | United States | $500M | +31% | +7% | 11% | 1.29× | 10.3% | 11.3% |
| First Carolina Financial Services FCBM | United States | $415M | n/a | +28% | 4% | 0.96× | 6.5% | n/a |
| Citizens & Northern CZNC | United States | $501M | +29% | +25% | 11% | 1.46× | 8.5% | 11.0% |
| Chemung Financial CHMG | United States | $410M | +25% | +19% | 15% | 1.50× | 10.2% | 14.7% |
| Pareto Bank PARB.OL | Norway | $410M | -25% | -11% | 4% | 0.81× | 6.9% | 4.3% |
| Citizens Financial Services CZFS | United States | $408M | +33% | +4% | 13% | 1.16× | 7.6% | 12.7% |