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← CockpitCompetitor Analysis › PBAM Private Bancorp of America, Inc.Open in the cockpit ↗

Private Bancorp of America, Inc.PBAMCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Mkt cap
$484M
US dollars, full cap
Free float
70%
of shares outstanding
$/day
$9.05M
20-day average traded
P/B
1.66×
price to book
ROE
16.8%
delivered
Implied ROE
8.6%
what the price asks
Next earnings
70 days
15 Jan 2027
Close · USD$84.42
1D+0.3%
1W-1.1%
1M-1.2%
3M-1.1%
6Mn/a
YTDn/a
1Yn/a
ATR %2.2%
52w lowhigh8.3% off high

What Private Bancorp of America does

No business profile yet.

Private Bancorp of America at a glance

Size Private Bancorp of America (PBAM) is a United States Financials company (Regional Banks) with a market value of $484M, the 2722nd largest of 3,117 United States companies the cockpit tracks. Shares closed at $84.42 on 6 Nov 2026.

Growth Revenue grew 3.9% over the last twelve months (peer median +2.0%); the operating margin is 47.3% (peer median 35.8%).

Valuation It trades at 1.66× book value against a peer median of 1.33× (3rd most expensive of 21).

Price implies The share price implies a return on equity of about 8.6%; Private Bancorp of America delivers 16.8%, so the price asks less than the business earns today.

Short interest Short interest is 2.6% of the free float (15 Oct 2026).

Next results Next results expected around 15 Jan 2027 (exchange calendar; dates can move).

Private Bancorp of America financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$178M$172M$161M$131M$91.6M
Revenue growth—+7%+23%+43%—
Net income$46.2M$40.3M$35.5M$40.6M$24.5M
Free cash flown/a$43.4M$35.9M$25.7M$26.2M
Capital expendituren/a$1.55M$1.51M$835,000$364,000
Total debt$26.0M$35.7M$53.0M$78.4M$21.9M

Quarterly statements and history in the cockpit →

Private Bancorp of America competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Fundamentals: return on equity against price-to-book

5%10%15%0.50×10×1.50×DABHBCPFRBADJURFMAO2139CZNCBMRCJSFBPBFSMORROWWTBACBKNRIM8550OBTGLKBNBSRRPLBCRBBPBAMReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Private Bancorp of America is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%DABHBCPFRBADJURFMAO2139CZNCBMRCJSFBPBFSMORROWWTBACBKNRIM8550OBTGLKBNBSRRPLBCRBBPBAMROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Private Bancorp of America is the large dot.

Private Bancorp of America competitors and peer comparison

How Private Bancorp of America compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Private Bancorp of America against its 20 peers (data as of 6 Nov 2026)
MeasurePBAMPeer medianRank in peer set
1-month return-1.2%+4.2%5th lowest of 21
Return on equity16.8%10.6%2nd highest of 21
Price / book1.66×1.33×3rd most expensive of 21
Trailing P/E10.5×10.9×7th cheapest of 19
ROE the price implies8.6%8.7%10th least demanding of 21
ROE delivered16.8%10.7%2nd highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Private Bancorp of America PBAMUnited States$484Mn/a+4%17%1.66×8.6%16.8%
Danske Andelskassers Bank A/S DAB.CODenmark$484M-8%-7%8%1.10×4.8%7.7%
Home Bancorp HBCPUnited States$480M-5%+1%10%1.06×7.7%10.2%
First Bank FRBAUnited States$488M+30%+1%10%1.06×7.8%9.6%
Djurslands Bank A/S DJUR.CODenmark$478M+27%+2%15%1.58×5.9%14.6%
Farmers & Merchants Bancorp FMAOUnited States$500M+31%+7%11%1.29×10.3%11.3%
Bank of Gansu 2139.HKHong Kong$467M-40%-4%2%0.10×3.2%1.8%
Citizens & Northern CZNCUnited States$501M+29%+25%11%1.46×8.5%11.0%
Bank of Marin Bancorp BMRCUnited States$462M+9%-19%-3%1.22×10.2%-2.9%
Jana Small Finance Bank JSFB.NSIndia$457M-13%+18%10%0.88×15.2%10.3%
Pioneer Bancorp PBFSUnited States$456M+26%+18%4%1.38×8.6%4.0%
Morrow Bank MORROW.STSweden$518M+30%+4%11%1.57×5.7%11.4%
West Bancorporation WTBAUnited States$520M+27%0%15%1.92×13.1%15.5%
Commercial Bancgroup CBKUnited States$448M+12%-1%15%1.44×9.2%14.6%
Northrim BanCorp NRIMUnited States$523M-5%+3%17%1.47×12.6%16.6%
Tochigi Bank 8550.TJapan$527M-17%+26%5%0.50×5.9%5.4%
Orange County Bancorp OBTUnited States$530M+14%+3%17%1.71×9.6%17.2%
Glarner Kantonalbank GLKBN.SWSwitzerland$442M+19%-16%6%0.81×2.1%5.8%
Sierra Bancorp BSRRUnited States$537M+9%-1%14%1.48×11.4%14.0%
Plumas Bancorp PLBCUnited States$435M+20%+24%17%1.65×10.7%16.6%
RBB Bancorp RBBUnited States$433M+7%+4%8%0.81×8.8%8.4%

Questions

Which companies are Private Bancorp of America's closest peers?
The cockpit's peer set: Danske Andelskassers Bank A/S (DAB.CO), Home Bancorp (HBCP), First Bank (FRBA), Djurslands Bank A/S (DJUR.CO), Farmers & Merchants Bancorp (FMAO), Bank of Gansu (2139.HK), Citizens & Northern (CZNC), Bank of Marin Bancorp (BMRC).
Is Private Bancorp of America expensive compared with its peers?
On price / book it trades at 1.66× against a peer median of 1.33×, 3rd most expensive of 21 in its peer set. The share price implies a return on equity of about 8.6%; Private Bancorp of America delivers 16.8%, so the price asks less than the business earns today.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.