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← CockpitCompetitor Analysis › FDBC Fidelity D & D Bancorp, Inc.Open in the cockpit ↗

Fidelity D & D Bancorp, Inc.FDBCCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum leader 96
Mkt cap
$399M
US dollars, full cap
Free float
78%
of shares outstanding
$/day
$958,099
20-day average traded
P/B
1.62×
price to book
ROE
13.5%
delivered
Implied ROE
12.4%
what the price asks
Close · USD$68.70
1D+0.8%
1W+4.4%
1M+21.3%
3M+28.9%
6M+49.7%
YTD+57.8%
1Y+54.0%
ATR %3.0%
Beta0.21
52w lowhigh4.5% off high

What Fidelity D & D Bancorp does

Employees: 324

Fidelity D & D Bancorp at a glance

Size Fidelity D & D Bancorp (FDBC) is a United States Financials company (Regional Banks) with a market value of $399M, the 2861st largest of 3,117 United States companies the cockpit tracks. Shares closed at $68.70 on 6 Nov 2026.

Performance Over six months the shares gained 49.7%, against +13.3% for the median peer and -1.1% for the United States market (cap-weighted) — highest of 19 in its peer set.

Growth Revenue grew 8.4% over the last twelve months (peer median +3.9%); the operating margin is 36.8% (peer median 41.3%).

Valuation It trades at 1.62× book value against a peer median of 1.20× (3rd most expensive of 21).

Price implies The share price implies a return on equity of about 12.4%; Fidelity D & D Bancorp delivers 13.5%, so the price asks less than the business earns today.

Short interest Short interest is 0.7% of the free float (15 Oct 2026).

Relative performance

10012014016011 May 202611 Aug 20266 Nov 2026FDBC 153Peer median 115
Six months, rebased to 100: Fidelity D & D Bancorp against the median of its 20 peers (local-currency closes).

Fidelity D & D Bancorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$148M$140M$126M$105M$95.5M
Revenue growth—+11%+20%+10%—
Net income$32.2M$28.2M$20.8M$18.2M$30.0M
Free cash flown/a$24.8M$23.9M$24.2M$32.0M
Capital expendituren/a$17.5M$6.66M$6.95M$5.51M
Total debt$137M$16.9M$17.0M$134M$31.0M

Quarterly statements and history in the cockpit →

Fidelity D & D Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%+40%-10%0%+10%+20%CZFSNWFLPARBCHMGPKBKISTRAVBHPCBROGSGRLARBBPLBCUSCBFRSTCBKFDBC6-month return →1-month return →
Up and to the right = strong over both horizons. Fidelity D & D Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.75×10×1.25×1.50×CZFSNWFLPARBCHMGFCBMPKBKISTRGBCAVBHFOBANKPCBROGSGRLARBBHBLNPLBCUSCBGLKBNFRSTCBKFDBCReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Fidelity D & D Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%0%10%CZFSNWFLPARBCHMGPKBKISTRAVBHFOBANKROGSRBBPLBCGLKBNFDBCROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Fidelity D & D Bancorp is the large dot.

Fidelity D & D Bancorp competitors and peer comparison

How Fidelity D & D Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Fidelity D & D Bancorp against its 20 peers (data as of 6 Nov 2026)
MeasureFDBCPeer medianRank in peer set
1-month return+21.3%+3.6%highest of 20
6-month return+49.7%+13.3%highest of 19
Return on equity13.5%12.0%6th highest of 21
Price / book1.62×1.20×3rd most expensive of 21
Trailing P/E12.5×11.1×6th most expensive of 19
ROE the price implies12.4%7.7%most demanding of 20
ROE delivered13.5%12.2%6th highest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Fidelity D & D Bancorp FDBCUnited States$399M+50%+8%14%1.62×12.4%13.5%
Citizens Financial Services CZFSUnited States$408M+33%+4%13%1.16×7.6%12.7%
Norwood Financial NWFLUnited States$389M+17%+46%12%1.37×9.3%12.5%
Pareto Bank PARB.OLNorway$410M-25%-11%4%0.81×6.9%4.3%
Chemung Financial CHMGUnited States$410M+25%+19%15%1.50×10.2%14.7%
First Carolina Financial Services FCBMUnited States$415Mn/a+28%4%0.96×6.5%n/a
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Foroya Banki FOBANK.CODenmark$422M+20%-12%14%1.44×5.6%13.6%
PCB Bancorp PCBUnited States$422M+22%+4%11%1.27×8.4%10.8%
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
RBB Bancorp RBBUnited States$433M+7%+4%8%0.81×8.8%8.4%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
Plumas Bancorp PLBCUnited States$435M+20%+24%17%1.65×10.7%16.6%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Glarner Kantonalbank GLKBN.SWSwitzerland$442M+19%-16%6%0.81×2.1%5.8%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
Commercial Bancgroup CBKUnited States$448M+12%-1%15%1.44×9.2%14.6%

Questions

Which companies are Fidelity D & D Bancorp's closest peers?
The cockpit's peer set: Citizens Financial Services (CZFS), Norwood Financial (NWFL), Pareto Bank (PARB.OL), Chemung Financial (CHMG), First Carolina Financial Services (FCBM), Parke Bancorp (PKBK), Investar (ISTR), Georgia Banking (GBC).
Is Fidelity D & D Bancorp expensive compared with its peers?
On price / book it trades at 1.62× against a peer median of 1.20×, 3rd most expensive of 21 in its peer set. The share price implies a return on equity of about 12.4%; Fidelity D & D Bancorp delivers 13.5%, so the price asks less than the business earns today.
How has Fidelity D & D Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +49.7% against +13.3% for the median peer; over one year +54.0%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.