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← CockpitCompetitor Analysis › GBC Georgia Banking Company, Inc.Open in the cockpit ↗

Georgia Banking Company, Inc.GBCCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Mkt cap
$382M
US dollars, full cap
$/day
$1.19M
20-day average traded
P/B
1.23×
price to book
ROE
12.2%
delivered
Implied ROE
8.9%
what the price asks
Close · USD$33.10
1D-1.9%
1W-13.8%
1Mn/a
3Mn/a
6Mn/a
YTDn/a
1Yn/a

What Georgia Banking does

No business profile yet.

Georgia Banking at a glance

Size Georgia Banking (GBC) is a United States Financials company (Regional Banks) with a market value of $382M, the 2896th largest of 3,117 United States companies the cockpit tracks. Shares closed at $33.10 on 6 Nov 2026.

Growth The operating margin is 32.4% (peer median 38.5%).

Valuation It trades at 1.23× book value against a peer median of 1.19× (10th most expensive of 21).

Georgia Banking financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025
Revenuen/a$175M
Revenue growth——
Net incomen/a$22.1M
Free cash flown/a$22.8M
Capital expendituren/a$970,000
Total debt$119M$109M

Quarterly statements and history in the cockpit →

Georgia Banking competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Fundamentals: return on equity against price-to-book

5%10%15%0.75×10×1.25×1.50×ISTRPKBKAVBHROGSNWFLGRLAHBLNFDBCUSCBFRSTCZFSPARBCHMGFCBMISBAFOBANKPCBCFFIBCMLMVBFGBCReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Georgia Banking is the large dot.

Georgia Banking competitors and peer comparison

How Georgia Banking compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Georgia Banking against its 20 peers (data as of 6 Nov 2026)
MeasureGBCPeer medianRank in peer set
Return on equity12.2%11.3%9th highest of 21
Price / book1.23×1.19×10th most expensive of 21
Trailing P/E12.7×12.2×8th most expensive of 20
ROE the price implies8.9%7.6%6th most demanding of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
Norwood Financial NWFLUnited States$389M+17%+46%12%1.37×9.3%12.5%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
Fidelity D & D Bancorp FDBCUnited States$399M+50%+8%14%1.62×12.4%13.5%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
Citizens Financial Services CZFSUnited States$408M+33%+4%13%1.16×7.6%12.7%
Pareto Bank PARB.OLNorway$410M-25%-11%4%0.81×6.9%4.3%
Chemung Financial CHMGUnited States$410M+25%+19%15%1.50×10.2%14.7%
First Carolina Financial Services FCBMUnited States$415Mn/a+28%4%0.96×6.5%n/a
Isabella Bank ISBAUnited States$345M-5%+11%9%1.22×7.1%8.9%
Foroya Banki FOBANK.CODenmark$422M+20%-12%14%1.44×5.6%13.6%
PCB Bancorp PCBUnited States$422M+22%+4%11%1.27×8.4%10.8%
C&F Financial CFFIUnited States$342M+41%+8%12%1.27×7.6%11.6%
BayCom BCMLUnited States$340M+1%-5%3%1.02×6.6%2.8%
MVB Financial MVBFUnited States$337M-1%+11%7%1.02×9.5%6.7%

Questions

Which companies are Georgia Banking's closest peers?
The cockpit's peer set: Investar (ISTR), Parke Bancorp (PKBK), Avidbank (AVBH), Rogaland Sparebank (ROGS.OL), Norwood Financial (NWFL), GronlandsBANKEN A/S (GRLA.CO), Hypothekarbank Lenzburg (HBLN.SW), Fidelity D & D Bancorp (FDBC).
Is Georgia Banking expensive compared with its peers?
On price / book it trades at 1.23× against a peer median of 1.19×, 10th most expensive of 21 in its peer set.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.