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← CockpitCompetitor Analysis › MVBF MVB Financial Corp.Open in the cockpit ↗

MVB Financial Corp.MVBFCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum weak 36
Mkt cap
$337M
US dollars, full cap
Free float
90%
of shares outstanding
$/day
$2.13M
20-day average traded
P/B
1.02×
price to book
ROE
6.7%
delivered
Implied ROE
9.5%
what the price asks
Next earnings
104 days
18 Feb 2027
Close · USD$25.91
1D+1.3%
1W+1.7%
1M-12.2%
3M-13.1%
6M-0.6%
YTD+0.3%
1Y-3.1%
ATR %4.3%
Beta0.48
52w lowhigh19.0% off high

What MVB Financial does

Employees: 403

MVB Financial at a glance

Size MVB Financial (MVBF) is a United States Financials company (Regional Banks) with a market value of $337M, the 3013th largest of 3,117 United States companies the cockpit tracks. Shares closed at $25.91 on 6 Nov 2026.

Performance Over six months the shares fell 0.6%, against +8.9% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd lowest of 20 in its peer set.

Growth Revenue grew 11.4% over the last twelve months (peer median +8.1%); the operating margin is 14.0% (peer median 36.3%).

Valuation It trades at 1.02× book value against a peer median of 1.23× (6th cheapest of 21).

Price implies The share price implies a return on equity of about 9.5%; MVB Financial delivers 6.7%, so the price asks more than the business earns today.

Next results Next results expected around 18 Feb 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026Peer median 111MVBF 100
Six months, rebased to 100: MVB Financial against the median of its 20 peers (local-currency closes).

MVB Financial financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$212M$190M$214M$214M$149M
Revenue growth—-11%0%+43%—
Net income$22.1M$26.9M$20.1M$19.4M$15.0M
Free cash flown/a$2.11M-$2.76M$27.4M$26.1M
Capital expendituren/a$15.0M$1.62M$1.92M$3.05M
Total debt$54.1M$103M$105M$99.2M$210M

Quarterly statements and history in the cockpit →

MVB Financial competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+25%+50%+75%+100%0%+20%BCMLCFFICOSOISBAJMSB8551FRSTUSCBFRAFGRLABPRNAVBHISTRMVBF6-month return →1-month return →
Up and to the right = strong over both horizons. MVB Financial is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%10×1.50×BCMLCFFICOSOISBAJMSB8551FRSTUSCBFRAFFCCOHBLNGRLABPRNROGSATLOAVBHISTRPKBKNWFLMVBFReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. MVB Financial is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%0%10%BCMLCFFICOSOISBA8551USCBFRAFGRLABPRNROGSAVBHPKBKMVBFROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. MVB Financial is the large dot.

MVB Financial competitors and peer comparison

How MVB Financial compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

MVB Financial against its 20 peers (data as of 6 Nov 2026)
MeasureMVBFPeer medianRank in peer set
1-month return-12.2%+2.4%lowest of 20
6-month return-0.6%+8.9%3rd lowest of 20
Return on equity6.7%11.6%5th lowest of 21
Price / book1.02×1.23×6th cheapest of 21
Trailing P/E15.4×11.8×2nd most expensive of 20
ROE the price implies9.5%7.7%2nd most demanding of 19
ROE delivered6.7%11.5%5th lowest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
MVB Financial MVBFUnited States$337M-1%+11%7%1.02×9.5%6.7%
BayCom BCMLUnited States$340M+1%-5%3%1.02×6.6%2.8%
C&F Financial CFFIUnited States$342M+41%+8%12%1.27×7.6%11.6%
CoastalSouth Bancshares COSOUnited States$330M+9%+8%12%1.26×7.2%11.5%
Isabella Bank ISBAUnited States$345M-5%+11%9%1.22×7.1%8.9%
John Marshall Bancorp JMSBUnited States$327M+9%+7%10%1.18×7.7%9.9%
Kita-Nippon Bank 8551.TJapan$324M+98%+17%5%0.53×4.4%5.5%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Franklin Financial Services FRAFUnited States$311M+18%+7%16%1.75×8.9%16.2%
First Community FCCOUnited States$309M+8%+19%37%1.51×n/a37.5%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
Princeton Bancorp BPRNUnited States$303M+26%-4%8%1.12×7.7%7.6%
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
Ames National ATLOUnited States$300M+18%+8%13%1.46×7.9%12.5%
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%
Norwood Financial NWFLUnited States$389M+17%+46%12%1.37×9.3%12.5%

Questions

Which companies are MVB Financial's closest peers?
The cockpit's peer set: BayCom (BCML), C&F Financial (CFFI), CoastalSouth Bancshares (COSO), Isabella Bank (ISBA), John Marshall Bancorp (JMSB), Kita-Nippon Bank (8551.T), Primis Financial (FRST), USCB Financial (USCB).
Is MVB Financial expensive compared with its peers?
On price / book it trades at 1.02× against a peer median of 1.23×, 6th cheapest of 21 in its peer set. The share price implies a return on equity of about 9.5%; MVB Financial delivers 6.7%, so the price asks more than the business earns today.
How has MVB Financial stock performed?
Over six months to 6 Nov 2026 the shares returned -0.6% against +8.9% for the median peer; over one year -3.1%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.