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← CockpitCompetitor Analysis › FCCO First Community CorporationOpen in the cockpit ↗

First Community CorporationFCCOCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum strong 61
Mkt cap
$309M
US dollars, full cap
Free float
91%
of shares outstanding
$/day
$1.53M
20-day average traded
P/B
1.51×
price to book
ROE
37.5%
delivered
Implied ROE
n/a
what the price asks
Next earnings
75 days
20 Jan 2027
Close · USD$32.92
1D+0.9%
1W-0.2%
1M+1.5%
3M-2.6%
6M+8.3%
YTD+11.0%
1Y+22.4%
ATR %2.8%
Beta0.36
52w lowhigh7.9% off high

What First Community does

Employees: 275

First Community at a glance

Size First Community (FCCO) is a United States Financials company (Regional Banks) with a market value of $309M, the 3088th largest of 3,117 United States companies the cockpit tracks. Shares closed at $32.92 on 6 Nov 2026.

Performance Over six months the shares gained 8.3%, against +6.4% for the median peer and -1.1% for the United States market (cap-weighted) — 10th highest of 20 in its peer set.

Growth Revenue grew 18.8% over the last twelve months (peer median +8.1%); the operating margin is 37.0% (peer median 32.2%).

Valuation It trades at 1.51× book value against a peer median of 1.17× (4th most expensive of 21).

Next results Next results expected around 20 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026FCCO 110Peer median 108
Six months, rebased to 100: First Community against the median of its 20 peers (local-currency closes).

First Community financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$133M$114M$103M$83.2M$62.4M
Revenue growth—+10%+24%+33%—
Net income$26.0M$19.2M$14.0M$11.8M$14.6M
Free cash flown/a$17.6M$10.5M$13.8M$15.6M
Capital expendituren/a$1.11M$1.10M$1.07M$1.22M
Total debt$116M$125M$121M$171M$159M

Quarterly statements and history in the cockpit →

First Community competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+25%+50%+75%+100%-40%-20%0%+20%FRAFBPRNATLO8551JMSB8338MVBFBCMLCFFIISBAUSCBGRLAISTRFCCO6-month return →1-month return →
Up and to the right = strong over both horizons. First Community is the large dot.

Fundamentals: return on equity against price-to-book

10%20%30%10×1.50×FRAFBPRNATLO8551JMSB8338COSOMVBFBCMLFRSTUSCBGRLAROGSAVBHISTRPKBKFCCOReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. First Community is the large dot.

First Community competitors and peer comparison

How First Community compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

First Community against its 20 peers (data as of 6 Nov 2026)
MeasureFCCOPeer medianRank in peer set
1-month return+1.5%+2.2%10th lowest of 20
6-month return+8.3%+6.4%10th highest of 20
Return on equity37.5%10.4%highest of 21
Price / book1.51×1.17×4th most expensive of 21
Trailing P/E11.5×12.4×7th cheapest of 20
ROE delivered37.5%9.9%highest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
First Community FCCOUnited States$309M+8%+19%37%1.51×n/a37.5%
Franklin Financial Services FRAFUnited States$311M+18%+7%16%1.75×8.9%16.2%
Princeton Bancorp BPRNUnited States$303M+26%-4%8%1.12×7.7%7.6%
Ames National ATLOUnited States$300M+18%+8%13%1.46×7.9%12.5%
Kita-Nippon Bank 8551.TJapan$324M+98%+17%5%0.53×4.4%5.5%
John Marshall Bancorp JMSBUnited States$327M+9%+7%10%1.18×7.7%9.9%
Tsukuba Bank 8338.TJapan$290M-4%+19%7%0.60×6.6%6.7%
CoastalSouth Bancshares COSOUnited States$330M+9%+8%12%1.26×7.2%11.5%
MVB Financial MVBFUnited States$337M-1%+11%7%1.02×9.5%6.7%
BayCom BCMLUnited States$340M+1%-5%3%1.02×6.6%2.8%
C&F Financial CFFIUnited States$342M+41%+8%12%1.27×7.6%11.6%
Isabella Bank ISBAUnited States$345M-5%+11%9%1.22×7.1%8.9%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%

Questions

Which companies are First Community's closest peers?
The cockpit's peer set: Franklin Financial Services (FRAF), Princeton Bancorp (BPRN), Ames National (ATLO), Kita-Nippon Bank (8551.T), John Marshall Bancorp (JMSB), Tsukuba Bank (8338.T), CoastalSouth Bancshares (COSO), MVB Financial (MVBF).
Is First Community expensive compared with its peers?
On price / book it trades at 1.51× against a peer median of 1.17×, 4th most expensive of 21 in its peer set.
How has First Community stock performed?
Over six months to 6 Nov 2026 the shares returned +8.3% against +6.4% for the median peer; over one year +22.4%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.