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← CockpitCompetitor Analysis › COSO CoastalSouth Bancshares, Inc.Open in the cockpit ↗

CoastalSouth Bancshares, Inc.COSOCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum strong 68
Mkt cap
$330M
US dollars, full cap
Free float
75%
of shares outstanding
$/day
$1.82M
20-day average traded
P/B
1.26×
price to book
ROE
11.5%
delivered
Implied ROE
7.2%
what the price asks
Next earnings
81 days
26 Jan 2027
Close · USD$28.15
1D-0.4%
1W+1.0%
1M+4.7%
3M+1.6%
6M+8.9%
YTD+21.1%
1Y+31.2%
ATR %2.2%
Beta0.36
52w lowhigh4.2% off high

What CoastalSouth Bancshares does

Employees: 196

CoastalSouth Bancshares at a glance

Size CoastalSouth Bancshares (COSO) is a United States Financials company (Regional Banks) with a market value of $330M, the 3030th largest of 3,117 United States companies the cockpit tracks. Shares closed at $28.15 on 6 Nov 2026.

Performance Over six months the shares gained 8.9%, against +6.4% for the median peer and -1.1% for the United States market (cap-weighted) — 9th highest of 20 in its peer set.

Growth Revenue grew 8.1% over the last twelve months (peer median +8.4%); the operating margin is 40.9% (peer median 32.2%).

Valuation It trades at 1.26× book value against a peer median of 1.17× (8th most expensive of 21).

Price implies The share price implies a return on equity of about 7.2%; CoastalSouth Bancshares delivers 11.5%, so the price asks less than the business earns today.

Short interest Short interest is 1.1% of the free float (15 Oct 2026).

Next results Next results expected around 26 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026COSO 111Peer median 108
Six months, rebased to 100: CoastalSouth Bancshares against the median of its 20 peers (local-currency closes).

CoastalSouth Bancshares financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$144M$136M$128M$116M$76.4M
Revenue growth—+6%+11%+51%—
Net income$29.6M$24.9M$21.9M$24.5M$18.2M
Free cash flown/a$61.3M-$14.1M$25.6M$23.3M
Capital expendituren/a$1.83M$1.41M$22.8M$2.16M
Total debt$30.0M$34.6M$46.5M$93.6M$142M

Quarterly statements and history in the cockpit →

CoastalSouth Bancshares competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+25%+50%+75%+100%-40%-20%0%+20%JMSB8551MVBFBCMLCFFIISBAFRAFBPRNUSCBATLOGRLA8338ISTRCOSO6-month return →1-month return →
Up and to the right = strong over both horizons. CoastalSouth Bancshares is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%10×1.50×JMSB8551MVBFBCMLCFFIISBAFRAFFCCOFRSTUSCBATLOHBLNGRLAROGS8338AVBHGBCISTRPKBKCOSOReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. CoastalSouth Bancshares is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%0%10%JMSB8551MVBFBCMLCFFIISBAFRAFFRSTBPRNUSCBGRLAROGS8338AVBHPKBKCOSOROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. CoastalSouth Bancshares is the large dot.

CoastalSouth Bancshares competitors and peer comparison

How CoastalSouth Bancshares compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

CoastalSouth Bancshares against its 20 peers (data as of 6 Nov 2026)
MeasureCOSOPeer medianRank in peer set
1-month return+4.7%+1.5%7th highest of 20
6-month return+8.9%+6.4%9th highest of 20
Return on equity11.5%10.4%10th highest of 21
Price / book1.26×1.17×8th most expensive of 21
Trailing P/E11.8×12.4×9th cheapest of 20
ROE the price implies7.2%7.7%7th least demanding of 19
ROE delivered11.5%9.9%9th highest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
CoastalSouth Bancshares COSOUnited States$330M+9%+8%12%1.26×7.2%11.5%
John Marshall Bancorp JMSBUnited States$327M+9%+7%10%1.18×7.7%9.9%
Kita-Nippon Bank 8551.TJapan$324M+98%+17%5%0.53×4.4%5.5%
MVB Financial MVBFUnited States$337M-1%+11%7%1.02×9.5%6.7%
BayCom BCMLUnited States$340M+1%-5%3%1.02×6.6%2.8%
C&F Financial CFFIUnited States$342M+41%+8%12%1.27×7.6%11.6%
Isabella Bank ISBAUnited States$345M-5%+11%9%1.22×7.1%8.9%
Franklin Financial Services FRAFUnited States$311M+18%+7%16%1.75×8.9%16.2%
First Community FCCOUnited States$309M+8%+19%37%1.51×n/a37.5%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
Princeton Bancorp BPRNUnited States$303M+26%-4%8%1.12×7.7%7.6%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Ames National ATLOUnited States$300M+18%+8%13%1.46×7.9%12.5%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
Tsukuba Bank 8338.TJapan$290M-4%+19%7%0.60×6.6%6.7%
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%

Questions

Which companies are CoastalSouth Bancshares's closest peers?
The cockpit's peer set: John Marshall Bancorp (JMSB), Kita-Nippon Bank (8551.T), MVB Financial (MVBF), BayCom (BCML), C&F Financial (CFFI), Isabella Bank (ISBA), Franklin Financial Services (FRAF), First Community (FCCO).
Is CoastalSouth Bancshares expensive compared with its peers?
On price / book it trades at 1.26× against a peer median of 1.17×, 8th most expensive of 21 in its peer set. The share price implies a return on equity of about 7.2%; CoastalSouth Bancshares delivers 11.5%, so the price asks less than the business earns today.
How has CoastalSouth Bancshares stock performed?
Over six months to 6 Nov 2026 the shares returned +8.9% against +6.4% for the median peer; over one year +31.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.