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← CockpitCompetitor Analysis › ISTR Investar Holding CorpOpen in the cockpit ↗

Investar Holding CorpISTRCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum neutral 44
Mkt cap
$383M
US dollars, full cap
Free float
88%
of shares outstanding
$/day
$2.57M
20-day average traded
P/B
1.00×
price to book
ROE
11.0%
delivered
Implied ROE
7.7%
what the price asks
Next earnings
83 days
28 Jan 2027
Close · USD$27.79
1D0.0%
1W+0.7%
1M-4.4%
3M-6.8%
6M-2.4%
YTD+4.0%
1Y+16.4%
ATR %2.5%
Beta0.48
52w lowhigh12.5% off high

What Investar does

Employees: 327

Investar at a glance

Size Investar (ISTR) is a United States Financials company (Regional Banks) with a market value of $383M, the 2894th largest of 3,117 United States companies the cockpit tracks. Shares closed at $27.79 on 6 Nov 2026.

Performance Over six months the shares fell 2.4%, against +10.6% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd lowest of 19 in its peer set.

Growth Revenue grew 33.9% over the last twelve months (peer median +4.0%); the operating margin is 40.2% (peer median 38.5%).

Valuation It trades at 1.00× book value against a peer median of 1.23× (7th cheapest of 21).

Price implies The share price implies a return on equity of about 7.7%; Investar delivers 11.0%, so the price asks less than the business earns today.

Short interest Short interest is 1.2% of the free float (15 Oct 2026).

Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026Peer median 113ISTR 100
Six months, rebased to 100: Investar against the median of its 20 peers (local-currency closes).

Investar financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$207M$153M$156M$141M$123M
Revenue growth—-2%+11%+14%—
Net income$39.1M$22.9M$20.3M$16.7M$35.7M
Free cash flown/a$17.5M$15.7M$25.4M$41.1M
Capital expendituren/a$8.88M$10.5M$1.07M$6.06M
Total debt$235M$155M$103M$300M$443M

Quarterly statements and history in the cockpit →

Investar competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%+40%-10%0%+10%+20%PKBKAVBHNWFLROGSGRLAHBLNFDBCUSCBFRSTCZFSPARBCHMGPCBISBACFFIISTR6-month return →1-month return →
Up and to the right = strong over both horizons. Investar is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.75×10×1.25×1.50×PKBKGBCAVBHNWFLROGSGRLAHBLNFDBCUSCBFRSTCZFSPARBCHMGFCBMFOBANKPCBISBABCMLRBBISTRReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Investar is the large dot.

Capital: ROE delivered against the ROE the price implies

-5%0%5%10%15%0%10%PKBKAVBHNWFLROGSGRLAFDBCPARBCHMGFOBANKPCBISBABCMLRBBISTRROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Investar is the large dot.

Investar competitors and peer comparison

How Investar compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Investar against its 20 peers (data as of 6 Nov 2026)
MeasureISTRPeer medianRank in peer set
1-month return-4.4%+4.3%3rd lowest of 20
6-month return-2.4%+10.6%3rd lowest of 19
Return on equity11.0%11.7%10th lowest of 21
Price / book1.00×1.23×7th cheapest of 21
Trailing P/E11.0×12.2×8th cheapest of 20
ROE the price implies7.7%7.6%9th most demanding of 20
ROE delivered11.0%11.7%9th lowest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Investar ISTRUnited States$383M-2%+34%11%1.00×7.7%11.0%
Parke Bancorp PKBKUnited States$384M+6%+9%14%1.17×8.3%14.1%
Georgia Banking GBCUnited States$382Mn/an/a12%1.23×8.9%n/a
Avidbank AVBHUnited States$378M+14%-32%-6%1.28×7.3%-5.6%
Norwood Financial NWFLUnited States$389M+17%+46%12%1.37×9.3%12.5%
Rogaland Sparebank ROGS.OLNorway$375M+4%0%7%0.83×5.3%6.9%
GronlandsBANKEN A/S GRLA.CODenmark$373M+43%-13%12%1.59×5.9%11.8%
Hypothekarbank Lenzburg HBLN.SWSwitzerland$368M0%+4%4%0.60×n/a4.3%
Fidelity D & D Bancorp FDBCUnited States$399M+50%+8%14%1.62×12.4%13.5%
USCB Financial USCBUnited States$363M+5%+3%13%1.64×9.9%13.4%
Primis Financial FRSTUnited States$359M0%+17%13%0.82×7.5%13.4%
Citizens Financial Services CZFSUnited States$408M+33%+4%13%1.16×7.6%12.7%
Pareto Bank PARB.OLNorway$410M-25%-11%4%0.81×6.9%4.3%
Chemung Financial CHMGUnited States$410M+25%+19%15%1.50×10.2%14.7%
First Carolina Financial Services FCBMUnited States$415Mn/a+28%4%0.96×6.5%n/a
Foroya Banki FOBANK.CODenmark$422M+20%-12%14%1.44×5.6%13.6%
PCB Bancorp PCBUnited States$422M+22%+4%11%1.27×8.4%10.8%
Isabella Bank ISBAUnited States$345M-5%+11%9%1.22×7.1%8.9%
C&F Financial CFFIUnited States$342M+41%+8%12%1.27×7.6%11.6%
BayCom BCMLUnited States$340M+1%-5%3%1.02×6.6%2.8%
RBB Bancorp RBBUnited States$433M+7%+4%8%0.81×8.8%8.4%

Questions

Which companies are Investar's closest peers?
The cockpit's peer set: Parke Bancorp (PKBK), Georgia Banking (GBC), Avidbank (AVBH), Norwood Financial (NWFL), Rogaland Sparebank (ROGS.OL), GronlandsBANKEN A/S (GRLA.CO), Hypothekarbank Lenzburg (HBLN.SW), Fidelity D & D Bancorp (FDBC).
Is Investar expensive compared with its peers?
On price / book it trades at 1.00× against a peer median of 1.23×, 7th cheapest of 21 in its peer set. The share price implies a return on equity of about 7.7%; Investar delivers 11.0%, so the price asks less than the business earns today.
How has Investar stock performed?
Over six months to 6 Nov 2026 the shares returned -2.4% against +10.6% for the median peer; over one year +16.4%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.