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Private-sector Indian bank with a strong presence in Kerala, known for retail banking and NRI remittance services.
Private-sector Indian bank with a strong presence in Kerala, known for retail banking and NRI remittance services.
Earns mostly the spread between what it pays on deposits, including large sums from Indians working abroad, and what it charges on retail, small-business and corporate loans. Fees from remittances and foreign-exchange services add to it. Kerala is its home base, with branches spreading to other states.
In one line: A private Indian regional bank, akin to a strong community bank.
Moat: narrow (brand, distribution). Deep trust and franchise strength in Kerala, especially in NRI remittance banking, though a smaller private bank nationally.
Headquarters: Kochi, India · Founded: 1931 · Employees: 17,681
Size Federal Bank Ltd. (India) (FEDERALBNK.NS) is an India Financials company (Major Banks) with a market value of $8.81B, the 136th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹340.10 on 6 Nov 2026.
Performance Over six months the shares gained 14.5%, against +2.2% for the median peer and 0.0% for the India market (cap-weighted) — 6th highest of 21 in its peer set.
Growth Revenue grew 10.6% over the last twelve months (peer median +6.7%); the operating margin is 38.6% (peer median 41.6%).
Valuation It trades at 1.97× book value against a peer median of 1.17× (most expensive of 21).
Price implies The share price implies a return on equity of about 27.7%; Federal Bank Ltd. (India) delivers 13.1%, so the price asks more than the business earns today.
Next results Next results expected around 15 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹365B | ₹343B | ₹317B | ₹266B | ₹202B |
| Revenue growth | — | +8% | +19% | +32% | — |
| Net income | ₹51.9B | ₹43.5B | ₹41.6B | ₹38.8B | ₹31.6B |
| Free cash flow | n/a | ₹82.0B | ₹60.8B | ₹70.5B | ₹18.4B |
| Capital expenditure | n/a | ₹3.08B | ₹7.55B | ₹3.28B | ₹4.84B |
| Total debt | ₹380B | ₹370B | ₹384B | ₹296B | ₹284B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Federal Bank Ltd. (India) FEDERALBNK.NS | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% |
| South Indian Bank SOUTHBANK.NS | $1.60B | +38% | +5% | 14% | 1.25× | 18.3% |
| ICICI Bank ICICIBANK.NS | $119B | +23% | +8% | 16% | 2.89× | 36.7% |
| CSB Bank CSBBANK.NS | $548M | -16% | +16% | 14% | 1.00× | 13.9% |
| Karur Vysya Bank KARURVYSYA.NS | $3.80B | +18% | +14% | 21% | 2.32× | 30.7% |
| City Union Bank CUB.NS | $2.31B | +8% | +22% | 14% | 1.94× | 29.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | FEDERALBNK.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +5.1% | +2.3% | 2nd highest of 21 |
| 6-month return | +14.5% | +2.2% | 6th highest of 21 |
| Return on equity | 13.1% | 10.5% | 6th highest of 21 |
| Price / book | 1.97× | 1.17× | most expensive of 21 |
| Trailing P/E | 16.6× | 11.1× | 4th most expensive of 21 |
| ROE the price implies | 27.7% | 10.4% | most demanding of 21 |
| ROE delivered | 13.1% | 10.5% | 6th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Federal Bank Ltd. (India) FEDERALBNK.NS | India | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% | 13.1% |
| Jyske Bank A/S JYSK.CO | Denmark | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% | 10.3% |
| IDBI Bank IDBI.NS | India | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% | 11.8% |
| AL Sydbank A/S ALSYDB.CO | Denmark | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% | 9.6% |
| Huishang Bank 3698.HK | Hong Kong | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% | 10.7% |
| Old National Bancorp ONB | United States | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% | 11.5% |
| Unicaja Banco UNI.MC | Spain | $9.53B | +20% | -3% | 10% | 1.34× | 12.2% | 10.1% |
| Zions Bancorporation NA Depositary Shs Repr 1/40th Int Ser A Flt Rt Non Cum Perp Pfd ZIONP | United States | $9.72B | -16% | +4% | 16% | 0.31× | 4.0% | 16.5% |
| BOK Financial BOKF | United States | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% | 11.2% |
| Fukuoka Financial 8354.T | Japan | $7.75B | 0% | +22% | 9% | 1.08× | 7.0% | 8.7% |
| Valley National Bancorp VLY | United States | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% | 9.4% |
| SouthState Bank SSB | United States | $10.1B | +8% | +18% | 10% | 1.11× | 9.3% | 10.3% |
| UMB Financial UMBF | United States | $10.2B | +2% | +17% | 14% | 1.34× | 11.2% | 13.5% |
| Mebuki Financial 7167.T | Japan | $7.57B | +6% | +25% | 9% | 1.16× | 6.2% | 9.2% |
| Shinkin Central Bank Pfd Subs Cert 8421.T | Japan | $10.3B | -1% | +47% | 3% | 1.02× | 4.4% | 3.0% |
| IndusInd Bank INDUSINDBK.NS | India | $7.48B | -4% | -2% | 5% | 1.04× | 17.8% | 4.5% |
| Credito Emiliano CE.MI | Italy | $7.48B | +26% | -2% | 12% | 1.41× | 13.1% | 12.3% |
| Lion Finance BGEO.L | United Kingdom | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% | 27.3% |
| Bank of Maharashtra MAHABANK.NS | India | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% | 23.3% |
| China Zheshang Bank 601916.SS | China | $11.2B | -2% | -4% | 7% | 0.44× | 2.0% | 7.2% |
| Bank of India BANKINDIA.NS | India | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% | 14.1% |