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Holding company for Bank of Georgia, the largest bank in the country of Georgia, offering retail, corporate and investment banking.
Holding company for Bank of Georgia, the largest bank in the country of Georgia, offering retail, corporate and investment banking.
Earns mostly the spread between lending rates and deposit costs, with fees from payments, cards and foreign exchange. A good deal of Georgian lending and deposits is in dollars and euros as well as the lari, the local currency, so currency swings matter. Georgia carries most of the business, yet the shares are listed in London, not at home.
In one line: A dominant emerging-market national bank, comparable to a smaller Banco de Chile.
Moat: narrow (scale, brand, regulatory licence). Leading market share and branch network in a small, high-growth banking market give a strong domestic position.
Headquarters: Tbilisi, Georgia · Founded: 1903 · Employees: 13,247
Size Lion Finance (BGEO.L) is a United Kingdom Financials company (Major Banks) with a market value of $7.39B, the 65th largest of 363 United Kingdom companies the cockpit tracks. Shares closed at £12,790 on 6 Nov 2026.
Performance Over six months the shares gained 20.3%, against +3.8% for the median peer and +3.6% for the United Kingdom market (cap-weighted) — 5th highest of 21 in its peer set.
Growth Revenue grew 18.7% over the last twelve months (peer median +4.2%); the operating margin is 54.2% (peer median 37.9%).
Valuation It trades at 1.89× book value against a peer median of 1.17× (2nd most expensive of 21).
Price implies The share price implies a return on equity of about 21.1%; Lion Finance delivers 27.3%, so the price asks less than the business earns today.
Next results Next results expected around 24 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | £2.27B | £1.98B | £1.63B | £1.18B | £928M |
| Revenue growth | — | +21% | +39% | +27% | — |
| Net income | £686M | £599M | £712M | £427M | £402M |
| Free cash flow | n/a | £724M | £549M | £640M | £396M |
| Capital expenditure | n/a | £79.0M | £66.4M | £47.6M | £33.9M |
| Total debt | £3.45B | £3.46B | £3.15B | £1.65B | £1.83B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Lion Finance BGEO.L | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% |
| TBC Bank TBCG.L | $3.64B | +11% | +16% | 24% | 1.40× | 15.7% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BGEO.L | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.4% | +2.1% | 7th highest of 21 |
| 6-month return | +20.3% | +3.8% | 5th highest of 21 |
| Return on equity | 27.3% | 10.2% | highest of 21 |
| Price / book | 1.89× | 1.17× | 2nd most expensive of 21 |
| Trailing P/E | 8.0× | 12.2× | 3rd cheapest of 21 |
| ROE the price implies | 21.1% | 11.4% | 5th most demanding of 21 |
| ROE delivered | 27.3% | 10.2% | highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Lion Finance BGEO.L | United Kingdom | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% | 27.3% |
| Credito Emiliano CE.MI | Italy | $7.48B | +26% | -2% | 12% | 1.41× | 13.1% | 12.3% |
| IndusInd Bank INDUSINDBK.NS | India | $7.48B | -4% | -2% | 5% | 1.04× | 17.8% | 4.5% |
| Mebuki Financial 7167.T | Japan | $7.57B | +6% | +25% | 9% | 1.16× | 6.2% | 9.2% |
| Bank of Maharashtra MAHABANK.NS | India | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% | 23.3% |
| Valley National Bancorp VLY | United States | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% | 9.4% |
| Fukuoka Financial 8354.T | Japan | $7.75B | 0% | +22% | 9% | 1.08× | 7.0% | 8.7% |
| BOK Financial BOKF | United States | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% | 11.2% |
| Bank of India BANKINDIA.NS | India | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% | 14.1% |
| Huishang Bank 3698.HK | Hong Kong | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% | 10.7% |
| F.N.B FNB | United States | $6.28B | 0% | +2% | 9% | 0.92× | 8.9% | 9.0% |
| Indian Overseas Bank IOB.NS | India | $6.23B | -13% | +14% | 18% | 1.46× | 17.2% | 17.9% |
| RBL Bank RBLBANK.NS | India | $6.21B | +10% | +9% | 4% | 1.35× | 23.1% | 4.0% |
| Federal Bank Ltd. (India) FEDERALBNK.NS | India | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% | 13.1% |
| Jyske Bank A/S JYSK.CO | Denmark | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% | 10.3% |
| IDBI Bank IDBI.NS | India | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% | 11.8% |
| Bank of East Asia 0023.HK | Hong Kong | $6.03B | +27% | -9% | 3% | 0.44× | 5.2% | 3.2% |
| AL Sydbank A/S ALSYDB.CO | Denmark | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% | 9.6% |
| Old National Bancorp ONB | United States | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% | 11.5% |
| Unicaja Banco UNI.MC | Spain | $9.53B | +20% | -3% | 10% | 1.34× | 12.2% | 10.1% |
| Yes Bank YESBANK.NS | India | $5.72B | -24% | +5% | 8% | 1.01× | 15.3% | 8.2% |