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New Jersey-based regional bank offering consumer and commercial banking across the NY/NJ metro area, Florida and Alabama.
New Jersey-based regional bank offering consumer and commercial banking across the NY/NJ metro area, Florida and Alabama.
Earns mostly the gap between interest on loans and what it pays on deposits, with commercial real estate and other business loans making up the biggest part of the book, and fees from wealth management and mortgage services adding a smaller layer. It bought Bank Leumi USA in 2022, a New York-focused business bank. The New York and New Jersey area remains the base.
Moat: narrow (scale, distribution). Dense NY/NJ metro branch network with a sizeable commercial real estate lending book.
Headquarters: Morristown, New Jersey, USA · Founded: 1927 · Employees: 3,675
Size Valley National Bancorp (VLY) is a United States Financials company (Major Banks) with a market value of $7.75B, the 907th largest of 3,117 United States companies the cockpit tracks. Shares closed at $14.08 on 6 Nov 2026.
Performance Over six months the shares gained 5.0%, against +3.8% for the median peer and -1.1% for the United States market (cap-weighted) — 10th highest of 21 in its peer set.
Growth Revenue grew 3.4% over the last twelve months (peer median +6.6%); the operating margin is 40.2% (peer median 38.9%).
Valuation It trades at 1.03× book value against a peer median of 1.25× (6th cheapest of 21).
Price implies The share price implies a return on equity of about 10.6%; Valley National Bancorp delivers 9.4%, so the price asks more than the business earns today.
Credit Valley National Bancorp has 2 bonds outstanding ($650M), rated BB+ by the agencies.
Short interest Short interest is 10.3% of the free float (15 Oct 2026).
Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $3.60B | $3.49B | $3.58B | $3.36B | $2.19B |
| Revenue growth | — | -2% | +6% | +54% | — |
| Net income | $737M | $598M | $380M | $499M | $569M |
| Free cash flow | n/a | $326M | $519M | $292M | $1.21B |
| Capital expenditure | n/a | $18.1M | $16.1M | $76.0M | $68.9M |
| Total debt | $3.06B | $3.43B | $3.69B | $3.71B | $2.10B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Valley National Bancorp VLY | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% |
| M&T Bank MTB | $31.4B | +3% | 0% | 11% | 1.24× | 9.3% |
| Webster Financial WBS | n/a | +7% | n/a | n/a | n/a | n/a |
| F.N.B FNB | $6.28B | 0% | +2% | 9% | 0.92× | 8.9% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | VLY | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +10.4% | +2.1% | highest of 21 |
| 6-month return | +5.0% | +3.8% | 10th highest of 21 |
| Return on equity | 9.4% | 10.9% | 7th lowest of 21 |
| Price / book | 1.03× | 1.25× | 6th cheapest of 21 |
| Trailing P/E | 11.1× | 11.8× | 10th cheapest of 21 |
| ROE the price implies | 10.6% | 11.4% | 10th least demanding of 21 |
| ROE delivered | 9.4% | 10.9% | 7th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Valley National Bancorp VLY | United States | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% | 9.4% |
| Fukuoka Financial 8354.T | Japan | $7.75B | 0% | +22% | 9% | 1.08× | 7.0% | 8.7% |
| BOK Financial BOKF | United States | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% | 11.2% |
| Mebuki Financial 7167.T | Japan | $7.57B | +6% | +25% | 9% | 1.16× | 6.2% | 9.2% |
| IndusInd Bank INDUSINDBK.NS | India | $7.48B | -4% | -2% | 5% | 1.04× | 17.8% | 4.5% |
| Credito Emiliano CE.MI | Italy | $7.48B | +26% | -2% | 12% | 1.41× | 13.1% | 12.3% |
| Lion Finance BGEO.L | United Kingdom | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% | 27.3% |
| Huishang Bank 3698.HK | Hong Kong | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% | 10.7% |
| Bank of Maharashtra MAHABANK.NS | India | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% | 23.3% |
| Federal Bank Ltd. (India) FEDERALBNK.NS | India | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% | 13.1% |
| Bank of India BANKINDIA.NS | India | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% | 14.1% |
| Jyske Bank A/S JYSK.CO | Denmark | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% | 10.3% |
| IDBI Bank IDBI.NS | India | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% | 11.8% |
| AL Sydbank A/S ALSYDB.CO | Denmark | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% | 9.6% |
| Old National Bancorp ONB | United States | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% | 11.5% |
| Unicaja Banco UNI.MC | Spain | $9.53B | +20% | -3% | 10% | 1.34× | 12.2% | 10.1% |
| F.N.B FNB | United States | $6.28B | 0% | +2% | 9% | 0.92× | 8.9% | 9.0% |
| Indian Overseas Bank IOB.NS | India | $6.23B | -13% | +14% | 18% | 1.46× | 17.2% | 17.9% |
| RBL Bank RBLBANK.NS | India | $6.21B | +10% | +9% | 4% | 1.35× | 23.1% | 4.0% |
| Zions Bancorporation NA Depositary Shs Repr 1/40th Int Ser A Flt Rt Non Cum Perp Pfd ZIONP | United States | $9.72B | -16% | +4% | 16% | 0.31× | 4.0% | 16.5% |
| Bank of East Asia 0023.HK | Hong Kong | $6.03B | +27% | -9% | 3% | 0.44× | 5.2% | 3.2% |
Valley National Bancorp has 2 bonds outstanding with $650M face value. The agencies rate it BB+.