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Denmark's third-largest bank, offering retail, corporate and mortgage banking.
Denmark's third-largest bank, offering retail, corporate and mortgage banking.
Earns mainly from the gap between lending and funding costs. Home loans run through its mortgage-credit arm, Jyske Realkredit, which funds them by selling covered bonds to investors rather than from deposits, as Danish mortgage lenders do. Fees from private banking and bond trading, plus leasing and car finance, add to income.
Moat: narrow (scale, distribution, brand). Third-largest Danish bank with an integrated mortgage-credit franchise via BRFkredit.
Headquarters: Silkeborg, Denmark · Founded: 1967 · Employees: 3,817
Size Jyske Bank A/S (JYSK.CO) is a Denmark Financials company (Major Banks) with a market value of $9.02B, the 15th largest of 59 Denmark companies the cockpit tracks. Shares closed at DKK 1,109 on 6 Nov 2026.
Performance Over six months the shares gained 24.8%, against +2.2% for the median peer and +8.8% for the Denmark market (cap-weighted) — 3rd highest of 21 in its peer set.
Growth Revenue grew 2.5% over the last twelve months (peer median +7.4%); the operating margin is 41.8% (peer median 40.7%).
Valuation It trades at 1.32× book value against a peer median of 1.17× (9th most expensive of 21).
Price implies The share price implies a return on equity of about 5.3%; Jyske Bank A/S delivers 10.3%, so the price asks less than the business earns today.
Credit Jyske Bank A/S has 78 bonds outstanding ($58.9B), rated BBB+ by the agencies.
Next results Next results expected around 2 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | DKK 28.2B | DKK 27.3B | DKK 30.4B | DKK 29.6B | DKK 15.7B |
| Revenue growth | — | -10% | +3% | +88% | — |
| Net income | DKK 4.84B | DKK 5.15B | DKK 5.05B | DKK 5.74B | DKK 3.60B |
| Free cash flow | DKK 4.93B | -DKK 11.4B | -DKK 1.50B | -DKK 1.74B | -DKK 5.49B |
| Capital expenditure | DKK 1.30B | DKK 1.46B | DKK 2.44B | DKK 1.73B | DKK 1.67B |
| Total debt | DKK 472B | DKK 496B | DKK 474B | DKK 487B | DKK 464B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Jyske Bank A/S JYSK.CO | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% |
| Danske Bank A/S DANSKE.CO | $42.4B | +11% | +8% | 14% | 1.68× | 6.1% |
| AL Sydbank A/S ALSYDB.CO | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% |
| Ringkjobing Landbobank A/S RILBA.CO | $6.44B | +16% | +2% | 20% | 3.58× | 10.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | JYSK.CO | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.5% | +2.3% | 4th highest of 21 |
| 6-month return | +24.8% | +2.2% | 3rd highest of 21 |
| Return on equity | 10.3% | 10.9% | 10th lowest of 21 |
| Price / book | 1.32× | 1.17× | 9th most expensive of 21 |
| Trailing P/E | 13.2× | 11.1× | 7th most expensive of 21 |
| ROE the price implies | 5.3% | 10.6% | 5th least demanding of 21 |
| ROE delivered | 10.3% | 10.9% | 10th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Jyske Bank A/S JYSK.CO | Denmark | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% | 10.3% |
| IDBI Bank IDBI.NS | India | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% | 11.8% |
| AL Sydbank A/S ALSYDB.CO | Denmark | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% | 9.6% |
| Federal Bank Ltd. (India) FEDERALBNK.NS | India | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% | 13.1% |
| Old National Bancorp ONB | United States | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% | 11.5% |
| Unicaja Banco UNI.MC | Spain | $9.53B | +20% | -3% | 10% | 1.34× | 12.2% | 10.1% |
| Zions Bancorporation NA Depositary Shs Repr 1/40th Int Ser A Flt Rt Non Cum Perp Pfd ZIONP | United States | $9.72B | -16% | +4% | 16% | 0.31× | 4.0% | 16.5% |
| Huishang Bank 3698.HK | Hong Kong | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% | 10.7% |
| SouthState Bank SSB | United States | $10.1B | +8% | +18% | 10% | 1.11× | 9.3% | 10.3% |
| UMB Financial UMBF | United States | $10.2B | +2% | +17% | 14% | 1.34× | 11.2% | 13.5% |
| Shinkin Central Bank Pfd Subs Cert 8421.T | Japan | $10.3B | -1% | +47% | 3% | 1.02× | 4.4% | 3.0% |
| BOK Financial BOKF | United States | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% | 11.2% |
| Fukuoka Financial 8354.T | Japan | $7.75B | 0% | +22% | 9% | 1.08× | 7.0% | 8.7% |
| Valley National Bancorp VLY | United States | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% | 9.4% |
| Mebuki Financial 7167.T | Japan | $7.57B | +6% | +25% | 9% | 1.16× | 6.2% | 9.2% |
| IndusInd Bank INDUSINDBK.NS | India | $7.48B | -4% | -2% | 5% | 1.04× | 17.8% | 4.5% |
| Credito Emiliano CE.MI | Italy | $7.48B | +26% | -2% | 12% | 1.41× | 13.1% | 12.3% |
| Lion Finance BGEO.L | United Kingdom | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% | 27.3% |
| China Zheshang Bank 601916.SS | China | $11.2B | -2% | -4% | 7% | 0.44× | 2.0% | 7.2% |
| Bank of Maharashtra MAHABANK.NS | India | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% | 23.3% |
| Canara Bank CANBK.NS | India | $11.8B | -10% | -7% | 17% | 0.87× | 17.1% | 16.8% |
Jyske Bank A/S has 78 bonds outstanding with $58.9B face value. The agencies rate it BBB+.