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Tulsa, Oklahoma regional bank holding company with strong energy-lending, real estate and wealth-management franchises.
Tulsa, Oklahoma regional bank holding company with strong energy-lending, real estate and wealth-management franchises.
Earns the spread on energy, commercial real estate and business loans, plus an unusually large share of fee income from mortgage banking, trading, brokerage and wealth management, and from its TransFund electronic payments network. George Kaiser, a Tulsa billionaire, is the controlling shareholder.
Moat: narrow (scale, process know-how). Deep energy-sector lending expertise across Oklahoma, Texas and the Southwest.
Headquarters: Tulsa, Oklahoma, USA · Founded: 1910 · Employees: 5,034
Size BOK Financial (BOKF) is a United States Financials company (Major Banks) with a market value of $7.87B, the 899th largest of 3,117 United States companies the cockpit tracks. Shares closed at $129.48 on 6 Nov 2026.
Performance Over six months the shares fell 2.3%, against +5.0% for the median peer and -1.1% for the United States market (cap-weighted) — 5th lowest of 21 in its peer set.
Growth Revenue grew 3.1% over the last twelve months (peer median +9.1%); the operating margin is 37.2% (peer median 40.7%).
Valuation It trades at 1.33× book value against a peer median of 1.17× (9th most expensive of 21).
Price implies The share price implies a return on equity of about 10.6%; BOK Financial delivers 11.2%, so the price asks less than the business earns today.
Short interest Short interest is 4.4% of the free float (15 Oct 2026).
Next results Next results expected around 15 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $3.47B | $3.36B | $3.50B | $3.15B | $2.14B |
| Revenue growth | — | -4% | +11% | +47% | — |
| Net income | $666M | $574M | $519M | $526M | $516M |
| Free cash flow | $444M | $1.15B | $962M | $354M | $487M |
| Capital expenditure | $196M | $164M | $172M | $166M | $215M |
| Total debt | $6.00B | $4.86B | $4.70B | $9.21B | $7.35B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| BOK Financial BOKF | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% |
| Cullen/Frost Bankers CFR | $9.65B | +12% | +2% | 16% | 2.52× | 14.2% |
| Commerce Bancshares CBSH | $7.82B | +6% | +9% | 15% | 1.87× | 12.1% |
| Prosperity Bancshares, Inc.(R) PB | $8.60B | +4% | +19% | 6% | 0.88× | 7.5% |
| UMB Financial UMBF | $10.2B | +2% | +17% | 14% | 1.34× | 11.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BOKF | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +2.4% | +2.6% | 11th highest of 21 |
| 6-month return | -2.3% | +5.0% | 5th lowest of 21 |
| Return on equity | 11.2% | 10.5% | 10th highest of 21 |
| Price / book | 1.33× | 1.17× | 9th most expensive of 21 |
| Trailing P/E | 11.7× | 11.1× | 10th most expensive of 21 |
| ROE the price implies | 10.6% | 11.4% | 10th least demanding of 21 |
| ROE delivered | 11.2% | 10.5% | 10th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| BOK Financial BOKF | United States | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% | 11.2% |
| Fukuoka Financial 8354.T | Japan | $7.75B | 0% | +22% | 9% | 1.08× | 7.0% | 8.7% |
| Valley National Bancorp VLY | United States | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% | 9.4% |
| Mebuki Financial 7167.T | Japan | $7.57B | +6% | +25% | 9% | 1.16× | 6.2% | 9.2% |
| IndusInd Bank INDUSINDBK.NS | India | $7.48B | -4% | -2% | 5% | 1.04× | 17.8% | 4.5% |
| Credito Emiliano CE.MI | Italy | $7.48B | +26% | -2% | 12% | 1.41× | 13.1% | 12.3% |
| Huishang Bank 3698.HK | Hong Kong | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% | 10.7% |
| Lion Finance BGEO.L | United Kingdom | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% | 27.3% |
| Bank of Maharashtra MAHABANK.NS | India | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% | 23.3% |
| Federal Bank Ltd. (India) FEDERALBNK.NS | India | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% | 13.1% |
| Jyske Bank A/S JYSK.CO | Denmark | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% | 10.3% |
| IDBI Bank IDBI.NS | India | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% | 11.8% |
| AL Sydbank A/S ALSYDB.CO | Denmark | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% | 9.6% |
| Bank of India BANKINDIA.NS | India | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% | 14.1% |
| Old National Bancorp ONB | United States | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% | 11.5% |
| Unicaja Banco UNI.MC | Spain | $9.53B | +20% | -3% | 10% | 1.34× | 12.2% | 10.1% |
| Zions Bancorporation NA Depositary Shs Repr 1/40th Int Ser A Flt Rt Non Cum Perp Pfd ZIONP | United States | $9.72B | -16% | +4% | 16% | 0.31× | 4.0% | 16.5% |
| F.N.B FNB | United States | $6.28B | 0% | +2% | 9% | 0.92× | 8.9% | 9.0% |
| Indian Overseas Bank IOB.NS | India | $6.23B | -13% | +14% | 18% | 1.46× | 17.2% | 17.9% |
| RBL Bank RBLBANK.NS | India | $6.21B | +10% | +9% | 4% | 1.35× | 23.1% | 4.0% |
| SouthState Bank SSB | United States | $10.1B | +8% | +18% | 10% | 1.11× | 9.3% | 10.3% |