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Danish regional bank offering retail, corporate and private banking mainly in Jutland and greater Copenhagen.
Danish regional bank offering retail, corporate and private banking mainly in Jutland and greater Copenhagen.
Earns the spread between loan and deposit rates, with income from investment advice, securities trading and asset management for private and corporate customers that is large for a regional bank. Its branch network is concentrated in Jutland and the Copenhagen area.
Moat: narrow (scale, distribution, brand). One of Denmark's largest regional banks with a long-standing local branch network.
Headquarters: Aabenraa, Denmark · Founded: 1970 · Employees: 4,180
Size AL Sydbank A/S (ALSYDB.CO) is a Denmark Financials company (Major Banks) with a market value of $9.20B, the 14th largest of 59 Denmark companies the cockpit tracks. Shares closed at DKK 728.00 on 6 Nov 2026.
Performance Over six months the shares gained 37.0%, against +2.2% for the median peer and +8.8% for the Denmark market (cap-weighted) — highest of 21 in its peer set.
Growth Revenue grew 26.9% over the last twelve months (peer median +3.8%); the operating margin is 29.2% (peer median 41.6%).
Valuation It trades at 1.78× book value against a peer median of 1.17× (4th most expensive of 21).
Price implies The share price implies a return on equity of about 6.3%; AL Sydbank A/S delivers 9.6%, so the price asks less than the business earns today.
Credit AL Sydbank A/S has 3 bonds outstanding ($1.67B).
Next results Next results expected around 3 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | DKK 12.5B | DKK 9.49B | DKK 10.5B | DKK 9.57B | DKK 5.89B |
| Revenue growth | — | -10% | +10% | +62% | — |
| Net income | DKK 2.35B | DKK 1.82B | DKK 2.71B | DKK 3.30B | DKK 1.86B |
| Free cash flow | DKK 3.10B | DKK 1.40B | DKK 2.61B | DKK 3.94B | DKK 327M |
| Capital expenditure | DKK 120M | DKK 84.0M | DKK 94.0M | DKK 92.0M | DKK 72.0M |
| Total debt | DKK 42.0B | DKK 35.3B | DKK 25.3B | DKK 28.7B | DKK 26.4B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| AL Sydbank A/S ALSYDB.CO | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% |
| Danske Bank A/S DANSKE.CO | $42.4B | +11% | +8% | 14% | 1.68× | 6.1% |
| Jyske Bank A/S JYSK.CO | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% |
| Ringkjobing Landbobank A/S RILBA.CO | $6.44B | +16% | +2% | 20% | 3.58× | 10.2% |
| Nordea Bank Abp NDA-FI.HE | $62.3B | +6% | +3% | 15% | 1.77× | 14.6% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | ALSYDB.CO | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +2.2% | +2.5% | 10th lowest of 21 |
| 6-month return | +37.0% | +2.2% | highest of 21 |
| Return on equity | 9.6% | 10.9% | 7th lowest of 21 |
| Price / book | 1.78× | 1.17× | 4th most expensive of 21 |
| Trailing P/E | 22.0× | 11.1× | 3rd most expensive of 21 |
| ROE the price implies | 6.3% | 10.6% | 7th least demanding of 21 |
| ROE delivered | 9.6% | 10.9% | 7th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| AL Sydbank A/S ALSYDB.CO | Denmark | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% | 9.6% |
| IDBI Bank IDBI.NS | India | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% | 11.8% |
| Jyske Bank A/S JYSK.CO | Denmark | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% | 10.3% |
| Old National Bancorp ONB | United States | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% | 11.5% |
| Unicaja Banco UNI.MC | Spain | $9.53B | +20% | -3% | 10% | 1.34× | 12.2% | 10.1% |
| Federal Bank Ltd. (India) FEDERALBNK.NS | India | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% | 13.1% |
| Zions Bancorporation NA Depositary Shs Repr 1/40th Int Ser A Flt Rt Non Cum Perp Pfd ZIONP | United States | $9.72B | -16% | +4% | 16% | 0.31× | 4.0% | 16.5% |
| SouthState Bank SSB | United States | $10.1B | +8% | +18% | 10% | 1.11× | 9.3% | 10.3% |
| UMB Financial UMBF | United States | $10.2B | +2% | +17% | 14% | 1.34× | 11.2% | 13.5% |
| Huishang Bank 3698.HK | Hong Kong | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% | 10.7% |
| Shinkin Central Bank Pfd Subs Cert 8421.T | Japan | $10.3B | -1% | +47% | 3% | 1.02× | 4.4% | 3.0% |
| BOK Financial BOKF | United States | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% | 11.2% |
| Fukuoka Financial 8354.T | Japan | $7.75B | 0% | +22% | 9% | 1.08× | 7.0% | 8.7% |
| Valley National Bancorp VLY | United States | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% | 9.4% |
| Mebuki Financial 7167.T | Japan | $7.57B | +6% | +25% | 9% | 1.16× | 6.2% | 9.2% |
| China Zheshang Bank 601916.SS | China | $11.2B | -2% | -4% | 7% | 0.44× | 2.0% | 7.2% |
| IndusInd Bank INDUSINDBK.NS | India | $7.48B | -4% | -2% | 5% | 1.04× | 17.8% | 4.5% |
| Credito Emiliano CE.MI | Italy | $7.48B | +26% | -2% | 12% | 1.41× | 13.1% | 12.3% |
| Lion Finance BGEO.L | United Kingdom | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% | 27.3% |
| Canara Bank CANBK.NS | India | $11.8B | -10% | -7% | 17% | 0.87× | 17.1% | 16.8% |
| Bank of Maharashtra MAHABANK.NS | India | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% | 23.3% |
AL Sydbank A/S has 3 bonds outstanding with $1.67B face value.