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Indian bank originally a development finance institution, now majority-owned by Life Insurance Corporation of India and the government, undergoing privatization.
Indian bank originally a development finance institution, now majority-owned by Life Insurance Corporation of India and the government, undergoing privatization.
Earns mostly the difference between loan interest and deposit costs; its deposits are cheap, but loan growth was held back in the past by bad loans from earlier lending to industry. Life Insurance Corporation and the Indian government together own nearly all the shares, and in 2022 launched a process to sell a majority stake.
Moat: narrow (regulatory licence, distribution). An established branch network and government/LIC backing, though historically burdened by legacy corporate NPAs.
Headquarters: Mumbai, India · Founded: 1964 · Employees: 20,693
Size IDBI Bank (IDBI.NS) is an India Financials company (Major Banks) with a market value of $9.04B, the 132nd largest of 1,058 India companies the cockpit tracks. Shares closed at ₹79.50 on 6 Nov 2026.
Performance Over six months the shares gained 4.9%, against +2.2% for the median peer and 0.0% for the India market (cap-weighted) — 10th highest of 21 in its peer set.
Growth Revenue grew 2.7% over the last twelve months (peer median +7.4%); the operating margin is 54.4% (peer median 40.7%).
Valuation It trades at 1.18× book value against a peer median of 1.17× (10th most expensive of 21).
Price implies The share price implies a return on equity of about 26.1%; IDBI Bank delivers 11.8%, so the price asks more than the business earns today.
Next results Next results expected around 25 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹364B | ₹355B | ₹341B | ₹303B | ₹251B |
| Revenue growth | — | +4% | +13% | +21% | — |
| Net income | ₹83.0B | ₹92.1B | ₹76.3B | ₹57.9B | ₹37.1B |
| Free cash flow | n/a | ₹229B | ₹215B | ₹184B | ₹603B |
| Capital expenditure | n/a | ₹3.27B | ₹3.50B | ₹3.12B | ₹2.94B |
| Total debt | ₹326B | ₹557B | ₹424B | ₹365B | ₹324B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| IDBI Bank IDBI.NS | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% |
| Punjab National Bank PNB.NS | $15.4B | +16% | +3% | 15% | 0.90× | 17.0% |
| Bank of Baroda BANKBARODA.NS | $13.7B | -7% | +8% | 12% | 0.74× | 13.2% |
| Canara Bank CANBK.NS | $11.8B | -10% | -7% | 17% | 0.87× | 17.1% |
| Union Bank of India UNIONBANK.NS | $15.1B | +12% | 0% | 16% | 0.99× | 16.4% |
| Bank of India BANKINDIA.NS | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% |
| Indian Bank INDIANB.NS | $12.9B | +5% | +12% | 16% | 1.40× | 18.5% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | IDBI.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -7.2% | +2.5% | 4th lowest of 21 |
| 6-month return | +4.9% | +2.2% | 10th highest of 21 |
| Return on equity | 11.8% | 10.5% | 8th highest of 21 |
| Price / book | 1.18× | 1.17× | 10th most expensive of 21 |
| Trailing P/E | 10.3× | 11.4× | 9th cheapest of 21 |
| ROE the price implies | 26.1% | 10.4% | 3rd most demanding of 21 |
| ROE delivered | 11.8% | 10.5% | 8th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| IDBI Bank IDBI.NS | India | $9.04B | +5% | +3% | 12% | 1.18× | 26.1% | 11.8% |
| Jyske Bank A/S JYSK.CO | Denmark | $9.02B | +25% | +3% | 10% | 1.32× | 5.3% | 10.3% |
| AL Sydbank A/S ALSYDB.CO | Denmark | $9.20B | +37% | +27% | 10% | 1.78× | 6.3% | 9.6% |
| Federal Bank Ltd. (India) FEDERALBNK.NS | India | $8.81B | +14% | +11% | 13% | 1.97× | 27.7% | 13.1% |
| Old National Bancorp ONB | United States | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% | 11.5% |
| Unicaja Banco UNI.MC | Spain | $9.53B | +20% | -3% | 10% | 1.34× | 12.2% | 10.1% |
| Zions Bancorporation NA Depositary Shs Repr 1/40th Int Ser A Flt Rt Non Cum Perp Pfd ZIONP | United States | $9.72B | -16% | +4% | 16% | 0.31× | 4.0% | 16.5% |
| Huishang Bank 3698.HK | Hong Kong | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% | 10.7% |
| SouthState Bank SSB | United States | $10.1B | +8% | +18% | 10% | 1.11× | 9.3% | 10.3% |
| UMB Financial UMBF | United States | $10.2B | +2% | +17% | 14% | 1.34× | 11.2% | 13.5% |
| Shinkin Central Bank Pfd Subs Cert 8421.T | Japan | $10.3B | -1% | +47% | 3% | 1.02× | 4.4% | 3.0% |
| BOK Financial BOKF | United States | $7.87B | -2% | +3% | 11% | 1.33× | 10.6% | 11.2% |
| Fukuoka Financial 8354.T | Japan | $7.75B | 0% | +22% | 9% | 1.08× | 7.0% | 8.7% |
| Valley National Bancorp VLY | United States | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% | 9.4% |
| Mebuki Financial 7167.T | Japan | $7.57B | +6% | +25% | 9% | 1.16× | 6.2% | 9.2% |
| IndusInd Bank INDUSINDBK.NS | India | $7.48B | -4% | -2% | 5% | 1.04× | 17.8% | 4.5% |
| Credito Emiliano CE.MI | Italy | $7.48B | +26% | -2% | 12% | 1.41× | 13.1% | 12.3% |
| Lion Finance BGEO.L | United Kingdom | $7.39B | +20% | +19% | 27% | 1.89× | 21.1% | 27.3% |
| China Zheshang Bank 601916.SS | China | $11.2B | -2% | -4% | 7% | 0.44× | 2.0% | 7.2% |
| Bank of Maharashtra MAHABANK.NS | India | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% | 23.3% |
| Canara Bank CANBK.NS | India | $11.8B | -10% | -7% | 17% | 0.87× | 17.1% | 16.8% |