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Texas- and Oklahoma-focused regional bank built through decades of community-bank acquisitions.
Texas- and Oklahoma-focused regional bank built through decades of community-bank acquisitions.
Earns the spread on loans and on a large securities portfolio, funded by low-cost deposits from Texas and Oklahoma customers, and keeps costs low by moving acquired community banks onto a common system. Growth comes mainly from buying banks. Heavy securities holdings have made earnings sensitive to interest rates.
Moat: narrow (scale, distribution). Serial-acquisition growth strategy has built a large, efficient Texas/Oklahoma branch network.
Headquarters: Houston, Texas, United States · Founded: 1983 · Employees: 3,941
Size Prosperity Bancshares, Inc.(R) (PB) is a United States Financials company (Regional Banks) with a market value of $8.60B, the 854th largest of 3,117 United States companies the cockpit tracks. Shares closed at $71.87 on 6 Nov 2026.
Performance Over six months the shares gained 3.8%, against +5.8% for the median peer and -1.1% for the United States market (cap-weighted) — 9th lowest of 21 in its peer set.
Growth Revenue grew 19.3% over the last twelve months (peer median +8.9%); the operating margin is 53.8% (peer median 37.7%).
Valuation It trades at 0.88× book value against a peer median of 1.41× (2nd cheapest of 21).
Price implies The share price implies a return on equity of about 7.5%; Prosperity Bancshares, Inc.(R) delivers 6.5%, so the price asks more than the business earns today.
Short interest Short interest is 3.7% of the free float (15 Oct 2026).
Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $2.10B | $1.74B | $1.79B | $1.60B | $1.24B |
| Revenue growth | — | -3% | +12% | +29% | — |
| Net income | $566M | $543M | $479M | $419M | $525M |
| Free cash flow | n/a | $517M | $457M | $618M | $457M |
| Capital expenditure | n/a | $32.5M | $21.1M | $34.2M | $42.4M |
| Total debt | $2.68B | $2.19B | $3.46B | $4.07B | $2.32B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Prosperity Bancshares, Inc.(R) PB | $8.60B | +4% | +19% | 6% | 0.88× | 7.5% |
| Cullen/Frost Bankers CFR | $9.65B | +12% | +2% | 16% | 2.52× | 14.2% |
| First Financial Bankshares FFIN | $4.36B | -6% | +8% | 16% | 2.38× | 17.0% |
| Commerce Bancshares CBSH | $7.82B | +6% | +9% | 15% | 1.87× | 12.1% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +7.8% | +1.3% | 2nd highest of 21 |
| 6-month return | +3.8% | +5.8% | 9th lowest of 21 |
| Return on equity | 6.5% | 9.6% | 2nd lowest of 21 |
| Price / book | 0.88× | 1.41× | 2nd cheapest of 21 |
| Trailing P/E | 13.1× | 15.5× | 7th cheapest of 20 |
| ROE the price implies | 7.5% | 10.5% | 6th least demanding of 20 |
| ROE delivered | 6.5% | 9.9% | 2nd lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Prosperity Bancshares, Inc.(R) PB | United States | $8.60B | +4% | +19% | 6% | 0.88× | 7.5% | 6.5% |
| Columbia Banking System COLB | United States | $8.62B | +1% | +22% | 11% | 1.19× | 9.3% | 11.2% |
| Central Bancompany CBC | United States | $9.04B | +38% | +10% | 13% | 2.35× | 10.9% | 12.6% |
| Western Alliance Bancorp WAL | United States | $8.13B | -8% | +8% | 13% | 1.11× | 12.9% | 13.2% |
| SBI Shinsei Bank 8303.T | Japan | $9.20B | -11% | +27% | 10% | 1.15× | 4.7% | 9.9% |
| Luzerner Kantonalbank LUKN.SW | Switzerland | $7.86B | +28% | -3% | 9% | 1.76× | n/a | 8.9% |
| Commerce Bancshares CBSH | United States | $7.82B | +6% | +9% | 15% | 1.87× | 12.1% | 14.9% |
| Cullen/Frost Bankers CFR | United States | $9.65B | +12% | +2% | 16% | 2.52× | 14.2% | 16.2% |
| Shanghai Commercial & Savings Bank 5876.TW | Taiwan | $7.56B | +34% | -17% | 9% | 1.17× | 4.0% | 8.6% |
| Popular BPOP | United States | $9.83B | +5% | +4% | 17% | 1.58× | 11.1% | 16.6% |
| AU Small Finance Bank AUBANK.NS | India | $7.39B | -10% | +17% | 16% | 3.21× | 44.0% | 15.7% |
| Shizuoka Financial 5831.T | Japan | $10.0B | +6% | +18% | 8% | 1.21× | 10.5% | 8.2% |
| KakaoBank 323410.KS | South Korea | $7.28B | -15% | +6% | 7% | 1.46× | 8.5% | n/a |
| Chang Hwa Commercial Bank 2801.TW | Taiwan | $10.2B | +34% | +3% | 9% | 1.46× | 4.7% | 9.2% |
| Wintrust Financial WTFC | United States | $10.2B | 0% | +6% | 13% | 1.49× | 12.2% | 12.9% |
| Chiba Bank 8331.T | Japan | $10.3B | +9% | +31% | 8% | 1.28× | 6.9% | 8.3% |
| Kyoto Financial Group,Inc 5844.T | Japan | $7.14B | -11% | +19% | 8% | 0.79× | 5.9% | 7.9% |
| IDFC First Bank IDFCFIRSTB.NS | India | $7.05B | +10% | +13% | 6% | 1.35× | 24.3% | 6.3% |
| Bank Millennium MIL.WA | Poland | $7.04B | +26% | -2% | 16% | 2.80× | 38.0% | 15.6% |
| First Horizon FHN | United States | $10.9B | -6% | -8% | 8% | 1.34× | 9.7% | 8.0% |
| Yokohama Financial 7186.T | Japan | $11.1B | +7% | +21% | 8% | 1.21× | 8.1% | 8.0% |