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Pacific Northwest regional bank (Umpqua Bank) offering community and commercial banking in the Western US.
Pacific Northwest regional bank (Umpqua Bank) offering community and commercial banking in the Western US.
Earns net interest income from lending to Western US businesses and households funded by its deposit base, plus fees from wealth management and mortgage banking. The 2023 merger with Umpqua created one of the larger regional banks in the Pacific Northwest and left it merging overlapping branches and systems.
Moat: narrow (scale, distribution). Combined Columbia-Umpqua branch network gives regional scale in the Pacific Northwest, though banking is competitive.
Headquarters: Tacoma, Washington, United States · Founded: 1993 · Employees: 6,005
Size Columbia Banking System (COLB) is a United States Financials company (Regional Banks) with a market value of $8.62B, the 851st largest of 3,117 United States companies the cockpit tracks. Shares closed at $30.48 on 6 Nov 2026.
Performance Over six months the shares gained 1.5%, against +5.8% for the median peer and -1.1% for the United States market (cap-weighted) — 8th lowest of 21 in its peer set.
Growth Revenue grew 22.1% over the last twelve months (peer median +8.9%); the operating margin is 42.6% (peer median 37.7%).
Valuation It trades at 1.19× book value against a peer median of 1.41× (6th cheapest of 21).
Price implies The share price implies a return on equity of about 9.3%; Columbia Banking System delivers 11.2%, so the price asks less than the business earns today.
Short interest Short interest is 4.1% of the free float (15 Oct 2026).
Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $3.66B | $3.21B | $2.95B | $2.74B | $1.36B |
| Revenue growth | — | +9% | +8% | +101% | — |
| Net income | $834M | $549M | $534M | $349M | $337M |
| Free cash flow | n/a | $706M | $623M | $670M | $1.04B |
| Capital expenditure | n/a | $56.0M | $35.7M | $28.2M | $27.1M |
| Total debt | $4.16B | $4.01B | $3.90B | $4.76B | $1.72B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Columbia Banking System COLB | $8.62B | +1% | +22% | 11% | 1.19× | 9.3% |
| Glacier Bancorp GBCI | $6.27B | -1% | +21% | 9% | 1.45× | 11.2% |
| WaFd WAFD | $2.18B | -17% | 0% | 8% | 0.81× | 8.1% |
| Banner BANR | $2.55B | +7% | +2% | 10% | 1.20× | 10.1% |
| First Interstate BancSystem FIBK | $3.50B | +4% | -4% | 10% | 1.12× | 9.0% |
| Heritage Financial HFWA | $1.15B | +3% | +22% | 8% | 1.06× | 7.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | COLB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +6.8% | +1.3% | 4th highest of 21 |
| 6-month return | +1.5% | +5.8% | 8th lowest of 21 |
| Return on equity | 11.2% | 9.1% | 9th highest of 21 |
| Price / book | 1.19× | 1.41× | 6th cheapest of 21 |
| Trailing P/E | 10.6× | 15.5× | 4th cheapest of 20 |
| ROE the price implies | 9.3% | 10.5% | 9th least demanding of 20 |
| ROE delivered | 11.2% | 9.2% | 9th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Columbia Banking System COLB | United States | $8.62B | +1% | +22% | 11% | 1.19× | 9.3% | 11.2% |
| Prosperity Bancshares, Inc.(R) PB | United States | $8.60B | +4% | +19% | 6% | 0.88× | 7.5% | 6.5% |
| Central Bancompany CBC | United States | $9.04B | +38% | +10% | 13% | 2.35× | 10.9% | 12.6% |
| Western Alliance Bancorp WAL | United States | $8.13B | -8% | +8% | 13% | 1.11× | 12.9% | 13.2% |
| SBI Shinsei Bank 8303.T | Japan | $9.20B | -11% | +27% | 10% | 1.15× | 4.7% | 9.9% |
| Luzerner Kantonalbank LUKN.SW | Switzerland | $7.86B | +28% | -3% | 9% | 1.76× | n/a | 8.9% |
| Commerce Bancshares CBSH | United States | $7.82B | +6% | +9% | 15% | 1.87× | 12.1% | 14.9% |
| Cullen/Frost Bankers CFR | United States | $9.65B | +12% | +2% | 16% | 2.52× | 14.2% | 16.2% |
| Popular BPOP | United States | $9.83B | +5% | +4% | 17% | 1.58× | 11.1% | 16.6% |
| Shanghai Commercial & Savings Bank 5876.TW | Taiwan | $7.56B | +34% | -17% | 9% | 1.17× | 4.0% | 8.6% |
| Shizuoka Financial 5831.T | Japan | $10.0B | +6% | +18% | 8% | 1.21× | 10.5% | 8.2% |
| AU Small Finance Bank AUBANK.NS | India | $7.39B | -10% | +17% | 16% | 3.21× | 44.0% | 15.7% |
| Chang Hwa Commercial Bank 2801.TW | Taiwan | $10.2B | +34% | +3% | 9% | 1.46× | 4.7% | 9.2% |
| Wintrust Financial WTFC | United States | $10.2B | 0% | +6% | 13% | 1.49× | 12.2% | 12.9% |
| KakaoBank 323410.KS | South Korea | $7.28B | -15% | +6% | 7% | 1.46× | 8.5% | n/a |
| Chiba Bank 8331.T | Japan | $10.3B | +9% | +31% | 8% | 1.28× | 6.9% | 8.3% |
| Kyoto Financial Group,Inc 5844.T | Japan | $7.14B | -11% | +19% | 8% | 0.79× | 5.9% | 7.9% |
| IDFC First Bank IDFCFIRSTB.NS | India | $7.05B | +10% | +13% | 6% | 1.35× | 24.3% | 6.3% |
| Bank Millennium MIL.WA | Poland | $7.04B | +26% | -2% | 16% | 2.80× | 38.0% | 15.6% |
| First Horizon FHN | United States | $10.9B | -6% | -8% | 8% | 1.34× | 9.7% | 8.0% |
| Yokohama Financial 7186.T | Japan | $11.1B | +7% | +21% | 8% | 1.21× | 8.1% | 8.0% |