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Taiwanese commercial bank offering retail and corporate banking, historically rooted in Shanghai.
Taiwanese commercial bank offering retail and corporate banking, historically rooted in Shanghai.
In one line: A small regional Taiwanese bank.
Moat: narrow (regulatory licence, brand). Long-standing bank charter and conservative balance sheet build customer trust.
Headquarters: Taipei, Taiwan · Founded: 1915
Size Shanghai Commercial & Savings Bank (5876.TW) is a Taiwan Financials company (Regional Banks) with a market value of $7.56B, the 66th largest of 687 Taiwan companies the cockpit tracks. Shares closed at NT$51.00 on 6 Nov 2026.
Performance Over six months the shares gained 34.1%, against +4.9% for the median peer and -3.4% for the Taiwan market (cap-weighted) — 2nd highest of 21 in its peer set.
Growth Revenue fell 16.8% over the last twelve months (peer median +9.8%); the operating margin is 45.2% (peer median 41.5%).
Valuation It trades at 1.17× book value against a peer median of 1.40× (8th cheapest of 21).
Price implies The share price implies a return on equity of about 4.0%; Shanghai Commercial & Savings Bank delivers 8.6%, so the price asks less than the business earns today.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | NT$86.7B | NT$91.4B | NT$101B | NT$91.5B | NT$61.2B |
| Revenue growth | — | -9% | +10% | +49% | — |
| Net income | NT$17.2B | NT$14.8B | NT$13.5B | NT$14.7B | NT$14.9B |
| Free cash flow | NT$48.0B | NT$28.0B | NT$29.7B | NT$28.3B | NT$23.8B |
| Capital expenditure | NT$3.04B | NT$1.18B | NT$1.75B | NT$2.35B | NT$3.19B |
| Total debt | NT$146B | NT$111B | NT$113B | NT$124B | NT$122B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Shanghai Commercial & Savings Bank 5876.TW | $7.56B | +34% | -17% | 9% | 1.17× | 4.0% |
| Taiwan Business Bank 2834.TW | $5.46B | +7% | -16% | 9% | 1.23× | 4.5% |
| Ctbc Financial 2891.TW | $43.7B | +37% | +9% | 15% | 2.06× | 8.9% |
| E Sun Financial 2884.TW | $25.2B | +55% | +36% | 15% | 2.70× | 7.6% |
| Cathay Financial Hldg 2882.TW | $47.0B | +42% | -16% | 15% | 1.40× | 7.0% |
| Ts Financial 2887.TW | $29.2B | +62% | +200% | 15% | 1.38× | 5.9% |
| Mega Financial 2886.TW | $24.0B | +37% | +1% | 10% | 1.97× | 5.9% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 5876.TW | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +4.8% | +2.4% | 8th highest of 21 |
| 6-month return | +34.1% | +4.9% | 2nd highest of 21 |
| Return on equity | 8.6% | 11.0% | 6th lowest of 21 |
| Price / book | 1.17× | 1.40× | 8th cheapest of 21 |
| Trailing P/E | 14.6× | 13.1× | 8th most expensive of 20 |
| ROE the price implies | 4.0% | 9.7% | 3rd least demanding of 20 |
| ROE delivered | 8.6% | 11.1% | 5th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Shanghai Commercial & Savings Bank 5876.TW | Taiwan | $7.56B | +34% | -17% | 9% | 1.17× | 4.0% | 8.6% |
| AU Small Finance Bank AUBANK.NS | India | $7.39B | -10% | +17% | 16% | 3.21× | 44.0% | 15.7% |
| Commerce Bancshares CBSH | United States | $7.82B | +6% | +9% | 15% | 1.87× | 12.1% | 14.9% |
| KakaoBank 323410.KS | South Korea | $7.28B | -15% | +6% | 7% | 1.46× | 8.5% | n/a |
| Luzerner Kantonalbank LUKN.SW | Switzerland | $7.86B | +28% | -3% | 9% | 1.76× | n/a | 8.9% |
| Kyoto Financial Group,Inc 5844.T | Japan | $7.14B | -11% | +19% | 8% | 0.79× | 5.9% | 7.9% |
| IDFC First Bank IDFCFIRSTB.NS | India | $7.05B | +10% | +13% | 6% | 1.35× | 24.3% | 6.3% |
| Bank Millennium MIL.WA | Poland | $7.04B | +26% | -2% | 16% | 2.80× | 38.0% | 15.6% |
| Western Alliance Bancorp WAL | United States | $8.13B | -8% | +8% | 13% | 1.11× | 12.9% | 13.2% |
| BNP Paribas Bank Polska Spolka Akcyjna BNP.WA | Poland | $6.65B | +20% | -8% | 16% | 1.59× | 14.8% | 16.2% |
| Prosperity Bancshares, Inc.(R) PB | United States | $8.60B | +4% | +19% | 6% | 0.88× | 7.5% | 6.5% |
| Columbia Banking System COLB | United States | $8.62B | +1% | +22% | 11% | 1.19× | 9.3% | 11.2% |
| United Bankshares UBSI | United States | $6.57B | +11% | +4% | 9% | 1.20× | 9.7% | 9.4% |
| Hachijuni Nagano Bank 8359.T | Japan | $6.53B | +6% | +20% | 7% | 0.85× | 5.6% | 6.5% |
| Ringkjobing Landbobank A/S RILBA.CO | Denmark | $6.44B | +16% | +2% | 20% | 3.58× | 10.2% | 20.5% |
| Bank of Suzhou 002966.SZ | China | $6.41B | +12% | +5% | 11% | 0.79× | 2.8% | 10.9% |
| Rakuten Bank 5838.T | Japan | $6.36B | -9% | +38% | 22% | 2.55× | 8.1% | 21.5% |
| Central Bancompany CBC | United States | $9.04B | +38% | +10% | 13% | 2.35× | 10.9% | 12.6% |
| Glacier Bancorp GBCI | United States | $6.27B | -1% | +21% | 9% | 1.45× | 11.2% | 8.8% |
| SBI Shinsei Bank 8303.T | Japan | $9.20B | -11% | +27% | 10% | 1.15× | 4.7% | 9.9% |
| Bank of Changsha 601577.SS | China | $6.03B | 0% | -9% | 11% | 0.52× | 2.8% | 11.1% |