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← CockpitCompetitor Analysis › 601577.SS Bank of Changsha Co., Ltd. Class AOpen in the cockpit ↗

Bank of Changsha Co., Ltd. Class A601577.SSCompetitor analysis, valuation and peers

China · CNY·Financials›Regional Banks

City commercial bank based in Changsha, serving Hunan province's retail and corporate customers.

≈ A mid-sized Chinese regional bankMomentum leader 86
Mkt cap
$6.03B
US dollars, full cap
Free float
47%
of shares outstanding
$/day
$35.7M
20-day average traded
P/B
0.52×
price to book
ROE
11.1%
delivered
Implied ROE
2.8%
what the price asks
Next earnings
171 days
26 Apr 2027
Close · CNYCN¥10.00
1D+0.9%
1W+0.1%
1M+1.2%
3M+3.0%
6M+0.3%
YTD+3.1%
1Y+4.7%
ATR %2.2%
52w lowhigh1.8% off high

What Bank of Changsha does

City commercial bank based in Changsha, serving Hunan province's retail and corporate customers.

In one line: A mid-sized Chinese regional bank.

Products and services

  • Corporate lending
  • Retail banking/deposits

Customers

  • Local businesses
  • Retail depositors
  • SMEs

Where it sits in the supply chain

  • Financials
  • Banking
  • Retail, corporate & wealth banking

What could go right

  • Hunan regional economic growth

What could go wrong

  • Local government debt exposure
  • Property-sector loan risk

Moat: narrow (regulatory licence, distribution). Local branch density and licence in Hunan's provincial capital support a stable deposit base.

Headquarters: Changsha, China · Founded: 1997 · Employees: 9,798

Named competitors

Bank of Changsha at a glance

Size Bank of Changsha (601577.SS) is a China Financials company (Regional Banks) with a market value of $6.03B, the 413th largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥10.00 on 6 Nov 2026.

Performance Over six months the shares gained 0.3%, against +5.2% for the median peer and -16.4% for the China market (cap-weighted) — 6th lowest of 21 in its peer set.

Growth Revenue fell 9.1% over the last twelve months (peer median +4.1%); the operating margin is 40.4% (peer median 45.2%).

Valuation It trades at 0.52× book value against a peer median of 1.23× (cheapest of 21).

Price implies The share price implies a return on equity of about 2.8%; Bank of Changsha delivers 11.1%, so the price asks less than the business earns today.

Next results Next results expected around 26 Apr 2027 (exchange calendar; dates can move).

Relative performance

9010011011 May 202611 Aug 20266 Nov 2026Peer median 107601577.SS 102
Six months, rebased to 100: Bank of Changsha against the median of its 20 peers (local-currency closes).

Bank of Changsha financials

Reported figures in CNY; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueCN¥43.4BCN¥45.7BCN¥45.8BCN¥46.1BCN¥41.2B
Revenue growth—0%0%+12%—
Net incomeCN¥8.46BCN¥7.71BCN¥7.51BCN¥7.19BCN¥6.49B
Free cash flowCN¥158BCN¥16.7BCN¥17.2BCN¥16.2BCN¥14.8B
Capital expenditureCN¥755MCN¥1.00BCN¥525MCN¥647MCN¥1.29B
Total debtCN¥404BCN¥371BCN¥323BCN¥272BCN¥245B

Quarterly statements and history in the cockpit →

Bank of Changsha competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-10%0%+10%+20%-20%0%601665HOMBGBCI8334HWC5838002966RILBA58308359OZKAUBABCBBNP2834IFSGGAL8377EBC601577.SS6-month return →1-month return →
Up and to the right = strong over both horizons. Bank of Changsha is the large dot.

Fundamentals: return on equity against price-to-book

10%15%20%10×20×601665HOMBGBCI8334HWC5838002966RILBA58308359UBSIOZKAUBBNP2834IFSGGAL8377601577.SSReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Bank of Changsha is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%20%5%10%15%20%601665HOMBGBCI8334HWC5838002966RILBA58308359OZKBNP2834IFSGGAL8377601577.SSROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Bank of Changsha is the large dot.

Bank of Changsha competitors and peer comparison

Head to head with its named competitors (601577.SS vs 601665.SS vs 002966.SZ vs 601077.SS)
CompanyMarket cap6M returnRevenue growthROEPrice / bookImplied ROE
Bank of Changsha 601577.SS$6.03B0%-9%11%0.52×2.8%
Qilu Bank 601665.SS$6.02B+2%+1%12%0.75×3.2%
Bank of Suzhou 002966.SZ$6.41B+12%+5%11%0.79×2.8%
Chongqing Rural Commercial Bank 601077.SS$11.7B-1%-1%9%0.57×2.3%

How Bank of Changsha compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Bank of Changsha against its 20 peers (data as of 6 Nov 2026)
Measure601577.SSPeer medianRank in peer set
1-month return+1.2%+1.0%11th highest of 21
6-month return+0.3%+5.2%6th lowest of 21
Return on equity11.1%10.0%8th highest of 21
Price / book0.52×1.23×cheapest of 21
Trailing P/E4.8×13.0×cheapest of 20
ROE the price implies2.8%9.6%least demanding of 21
ROE delivered11.1%10.0%7th highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Bank of Changsha 601577.SSChina$6.03B0%-9%11%0.52×2.8%11.1%
Qilu Bank 601665.SSChina$6.02B+2%+1%12%0.75×3.2%12.2%
Home BancShares HOMBUnited States$5.97B+12%+2%11%1.31×10.2%11.1%
Glacier Bancorp GBCIUnited States$6.27B-1%+21%9%1.45×11.2%8.8%
Gunma Bank 8334.TJapan$5.78B+11%+22%10%1.43×7.8%10.3%
Hancock Whitney HWCUnited States$5.73B+4%-1%9%1.34×12.2%9.4%
Rakuten Bank 5838.TJapan$6.36B-9%+38%22%2.55×8.1%21.5%
Bank of Suzhou 002966.SZChina$6.41B+12%+5%11%0.79×2.8%10.9%
Ringkjobing Landbobank A/S RILBA.CODenmark$6.44B+16%+2%20%3.58×10.2%20.5%
Iyogin Holdings,Inc 5830.TJapan$5.61B-3%+13%8%0.91×8.2%7.8%
Hachijuni Nagano Bank 8359.TJapan$6.53B+6%+20%7%0.85×5.6%6.5%
United Bankshares UBSIUnited States$6.57B+11%+4%9%1.20×9.7%9.4%
Bank OZK OZKUnited States$5.53B+4%0%11%0.93×8.9%11.3%
Atlantic Union Bankshares AUBUnited States$5.51B+4%+21%11%1.09×9.5%10.7%
Ameris Bancorp ABCBUnited States$5.49B-5%+3%9%1.33×12.1%9.5%
BNP Paribas Bank Polska Spolka Akcyjna BNP.WAPoland$6.65B+20%-8%16%1.59×14.8%16.2%
Taiwan Business Bank 2834.TWTaiwan$5.46B+7%-16%9%1.23×4.5%9.2%
Intercorp Financial Services IFSUnited States$5.38B+4%+9%17%1.36×10.5%17.4%
Grupo Financiero Galicia SA Sponsored ADR GGALUnited States$5.36B-30%+3%2%0.76×9.6%2.0%
Hokuhoku Financial 8377.TJapan$5.25B+53%+27%10%1.10×7.7%9.7%
Eastern Bankshares EBCUnited States$5.22B+14%+61%10%1.23×9.6%9.5%

Questions

Who are Bank of Changsha's main competitors?
Named competitors: Qilu Bank (601665.SS), Bank of Suzhou (002966.SZ), Chongqing Rural Commercial Bank (601077.SS). The cockpit's measured peer set (industry) also includes Qilu Bank (601665.SS), Home BancShares (HOMB), Glacier Bancorp (GBCI), Gunma Bank (8334.T), Hancock Whitney (HWC), Rakuten Bank (5838.T).
Is Bank of Changsha expensive compared with its peers?
On price / book it trades at 0.52× against a peer median of 1.23×, cheapest of 21 in its peer set. The share price implies a return on equity of about 2.8%; Bank of Changsha delivers 11.1%, so the price asks less than the business earns today.
How has Bank of Changsha stock performed?
Over six months to 6 Nov 2026 the shares returned +0.3% against +5.2% for the median peer; over one year +4.7%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.