City commercial bank based in Changsha, serving Hunan province's retail and corporate customers.
City commercial bank based in Changsha, serving Hunan province's retail and corporate customers.
In one line: A mid-sized Chinese regional bank.
Moat: narrow (regulatory licence, distribution). Local branch density and licence in Hunan's provincial capital support a stable deposit base.
Headquarters: Changsha, China · Founded: 1997 · Employees: 9,798
Size Bank of Changsha (601577.SS) is a China Financials company (Regional Banks) with a market value of $6.03B, the 413th largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥10.00 on 6 Nov 2026.
Performance Over six months the shares gained 0.3%, against +5.2% for the median peer and -16.4% for the China market (cap-weighted) — 6th lowest of 21 in its peer set.
Growth Revenue fell 9.1% over the last twelve months (peer median +4.1%); the operating margin is 40.4% (peer median 45.2%).
Valuation It trades at 0.52× book value against a peer median of 1.23× (cheapest of 21).
Price implies The share price implies a return on equity of about 2.8%; Bank of Changsha delivers 11.1%, so the price asks less than the business earns today.
Next results Next results expected around 26 Apr 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CN¥43.4B | CN¥45.7B | CN¥45.8B | CN¥46.1B | CN¥41.2B |
| Revenue growth | — | 0% | 0% | +12% | — |
| Net income | CN¥8.46B | CN¥7.71B | CN¥7.51B | CN¥7.19B | CN¥6.49B |
| Free cash flow | CN¥158B | CN¥16.7B | CN¥17.2B | CN¥16.2B | CN¥14.8B |
| Capital expenditure | CN¥755M | CN¥1.00B | CN¥525M | CN¥647M | CN¥1.29B |
| Total debt | CN¥404B | CN¥371B | CN¥323B | CN¥272B | CN¥245B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Bank of Changsha 601577.SS | $6.03B | 0% | -9% | 11% | 0.52× | 2.8% |
| Qilu Bank 601665.SS | $6.02B | +2% | +1% | 12% | 0.75× | 3.2% |
| Bank of Suzhou 002966.SZ | $6.41B | +12% | +5% | 11% | 0.79× | 2.8% |
| Chongqing Rural Commercial Bank 601077.SS | $11.7B | -1% | -1% | 9% | 0.57× | 2.3% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 601577.SS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +1.2% | +1.0% | 11th highest of 21 |
| 6-month return | +0.3% | +5.2% | 6th lowest of 21 |
| Return on equity | 11.1% | 10.0% | 8th highest of 21 |
| Price / book | 0.52× | 1.23× | cheapest of 21 |
| Trailing P/E | 4.8× | 13.0× | cheapest of 20 |
| ROE the price implies | 2.8% | 9.6% | least demanding of 21 |
| ROE delivered | 11.1% | 10.0% | 7th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Bank of Changsha 601577.SS | China | $6.03B | 0% | -9% | 11% | 0.52× | 2.8% | 11.1% |
| Qilu Bank 601665.SS | China | $6.02B | +2% | +1% | 12% | 0.75× | 3.2% | 12.2% |
| Home BancShares HOMB | United States | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% | 11.1% |
| Glacier Bancorp GBCI | United States | $6.27B | -1% | +21% | 9% | 1.45× | 11.2% | 8.8% |
| Gunma Bank 8334.T | Japan | $5.78B | +11% | +22% | 10% | 1.43× | 7.8% | 10.3% |
| Hancock Whitney HWC | United States | $5.73B | +4% | -1% | 9% | 1.34× | 12.2% | 9.4% |
| Rakuten Bank 5838.T | Japan | $6.36B | -9% | +38% | 22% | 2.55× | 8.1% | 21.5% |
| Bank of Suzhou 002966.SZ | China | $6.41B | +12% | +5% | 11% | 0.79× | 2.8% | 10.9% |
| Ringkjobing Landbobank A/S RILBA.CO | Denmark | $6.44B | +16% | +2% | 20% | 3.58× | 10.2% | 20.5% |
| Iyogin Holdings,Inc 5830.T | Japan | $5.61B | -3% | +13% | 8% | 0.91× | 8.2% | 7.8% |
| Hachijuni Nagano Bank 8359.T | Japan | $6.53B | +6% | +20% | 7% | 0.85× | 5.6% | 6.5% |
| United Bankshares UBSI | United States | $6.57B | +11% | +4% | 9% | 1.20× | 9.7% | 9.4% |
| Bank OZK OZK | United States | $5.53B | +4% | 0% | 11% | 0.93× | 8.9% | 11.3% |
| Atlantic Union Bankshares AUB | United States | $5.51B | +4% | +21% | 11% | 1.09× | 9.5% | 10.7% |
| Ameris Bancorp ABCB | United States | $5.49B | -5% | +3% | 9% | 1.33× | 12.1% | 9.5% |
| BNP Paribas Bank Polska Spolka Akcyjna BNP.WA | Poland | $6.65B | +20% | -8% | 16% | 1.59× | 14.8% | 16.2% |
| Taiwan Business Bank 2834.TW | Taiwan | $5.46B | +7% | -16% | 9% | 1.23× | 4.5% | 9.2% |
| Intercorp Financial Services IFS | United States | $5.38B | +4% | +9% | 17% | 1.36× | 10.5% | 17.4% |
| Grupo Financiero Galicia SA Sponsored ADR GGAL | United States | $5.36B | -30% | +3% | 2% | 0.76× | 9.6% | 2.0% |
| Hokuhoku Financial 8377.T | Japan | $5.25B | +53% | +27% | 10% | 1.10× | 7.7% | 9.7% |
| Eastern Bankshares EBC | United States | $5.22B | +14% | +61% | 10% | 1.23× | 9.6% | 9.5% |