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← CockpitCompetitor Analysis › HOMB Home BancShares, Inc.Open in the cockpit ↗

Home BancShares, Inc.HOMBCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks

Arkansas-based regional bank (Centennial Bank) offering community and commercial banking across the South.

Momentum strong 66
Mkt cap
$5.97B
US dollars, full cap
Free float
94%
of shares outstanding
$/day
$53.0M
20-day average traded
P/B
1.31×
price to book
ROE
11.1%
delivered
Implied ROE
10.2%
what the price asks
Next earnings
76 days
21 Jan 2027
Close · USD$29.86
1D-0.7%
1W+0.3%
1M+4.8%
3M-2.9%
6M+11.6%
YTD+7.5%
1Y+10.2%
ATR %2.1%
Beta0.31
52w lowhigh5.8% off high

What Home BancShares does

Arkansas-based regional bank (Centennial Bank) offering community and commercial banking across the South.

Earns mostly from the spread between interest on loans and the cost of deposits, with commercial real estate and construction lending a big part of the book, plus service-charge and mortgage fees. Growth has come largely from buying other banks in new states, as with Happy Bancshares in Texas.

Products and services

  • Community/retail banking
  • Commercial banking
  • Commercial real estate lending

Customers

  • Consumers and businesses in Arkansas, Florida, Tex

Where it sits in the supply chain

  • Financials
  • Banks
  • Regional/community bank

What could go right

  • Southern US population/business growth
  • Accretive bank M&A

What could go wrong

  • Commercial real estate credit risk
  • Net interest margin sensitivity to rates

Moat: narrow (scale, distribution). Growth via numerous bank acquisitions built a diversified Southern footprint, though banking is a competitive commodity.

Headquarters: Conway, Arkansas, United States · Founded: 1998 · Employees: 2,543

Named competitors

Home BancShares at a glance

Size Home BancShares (HOMB) is a United States Financials company (Regional Banks) with a market value of $5.97B, the 1068th largest of 3,117 United States companies the cockpit tracks. Shares closed at $29.86 on 6 Nov 2026.

Performance Over six months the shares gained 11.6%, against +4.4% for the median peer and -1.1% for the United States market (cap-weighted) — 6th highest of 21 in its peer set.

Growth Revenue grew 2.4% over the last twelve months (peer median +4.1%); the operating margin is 56.5% (peer median 43.4%).

Valuation It trades at 1.31× book value against a peer median of 1.21× (9th most expensive of 21).

Price implies The share price implies a return on equity of about 10.2%; Home BancShares delivers 11.1%, so the price asks less than the business earns today.

Short interest Short interest is 4.8% of the free float (15 Oct 2026).

Next results Next results expected around 21 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026HOMB 114Peer median 106
Six months, rebased to 100: Home BancShares against the median of its 20 peers (local-currency closes).

Home BancShares financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$1.50B$1.47B$1.46B$1.34B$1.05B
Revenue growth—+1%+9%+28%—
Net income$485M$475M$402M$393M$305M
Free cash flown/a$482M$419M$415M$411M
Capital expendituren/a$22.3M$38.9M$8.55M$9.02M
Total debt$691M$970M$1.25B$1.93B$1.27B

Quarterly statements and history in the cockpit →

Home BancShares competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-10%0%+10%+20%-20%0%6016656015778334HWCGBCI58305838002966RILBAOZKAUBABCB83592834UBSIIFSBNPGGAL8377EBCHOMB6-month return →1-month return →
Up and to the right = strong over both horizons. Home BancShares is the large dot.

Fundamentals: return on equity against price-to-book

10%15%20%10×20×6016656015778334HWCGBCI58305838RILBAOZKAUBABCB83592834IFSBNPGGAL8377HOMBReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Home BancShares is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%20%5%10%15%20%6016656015778334HWCGBCI58305838RILBAOZK83592834UBSIIFSBNPGGAL8377HOMBROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Home BancShares is the large dot.

Home BancShares competitors and peer comparison

Head to head with its named competitors (HOMB vs SFNC vs OZK vs RNST)
CompanyMarket cap6M returnRevenue growthROEPrice / bookImplied ROE
Home BancShares HOMB$5.97B+12%+2%11%1.31×10.2%
Simmons First National SFNC$3.37B+10%+122%8%1.01×9.7%
Bank OZK OZK$5.53B+4%0%11%0.93×8.9%
Renasant RNST$3.55B-2%+20%9%0.93×9.5%

How Home BancShares compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Home BancShares against its 20 peers (data as of 6 Nov 2026)
MeasureHOMBPeer medianRank in peer set
1-month return+4.8%+0.8%7th highest of 21
6-month return+11.6%+4.4%6th highest of 21
Return on equity11.1%10.0%7th highest of 21
Price / book1.31×1.21×9th most expensive of 21
Trailing P/E12.2×13.0×8th cheapest of 20
ROE the price implies10.2%9.2%7th most demanding of 21
ROE delivered11.1%10.0%7th highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Home BancShares HOMBUnited States$5.97B+12%+2%11%1.31×10.2%11.1%
Qilu Bank 601665.SSChina$6.02B+2%+1%12%0.75×3.2%12.2%
Bank of Changsha 601577.SSChina$6.03B0%-9%11%0.52×2.8%11.1%
Gunma Bank 8334.TJapan$5.78B+11%+22%10%1.43×7.8%10.3%
Hancock Whitney HWCUnited States$5.73B+4%-1%9%1.34×12.2%9.4%
Glacier Bancorp GBCIUnited States$6.27B-1%+21%9%1.45×11.2%8.8%
Iyogin Holdings,Inc 5830.TJapan$5.61B-3%+13%8%0.91×8.2%7.8%
Rakuten Bank 5838.TJapan$6.36B-9%+38%22%2.55×8.1%21.5%
Bank of Suzhou 002966.SZChina$6.41B+12%+5%11%0.79×2.8%10.9%
Ringkjobing Landbobank A/S RILBA.CODenmark$6.44B+16%+2%20%3.58×10.2%20.5%
Bank OZK OZKUnited States$5.53B+4%0%11%0.93×8.9%11.3%
Atlantic Union Bankshares AUBUnited States$5.51B+4%+21%11%1.09×9.5%10.7%
Ameris Bancorp ABCBUnited States$5.49B-5%+3%9%1.33×12.1%9.5%
Hachijuni Nagano Bank 8359.TJapan$6.53B+6%+20%7%0.85×5.6%6.5%
Taiwan Business Bank 2834.TWTaiwan$5.46B+7%-16%9%1.23×4.5%9.2%
United Bankshares UBSIUnited States$6.57B+11%+4%9%1.20×9.7%9.4%
Intercorp Financial Services IFSUnited States$5.38B+4%+9%17%1.36×10.5%17.4%
BNP Paribas Bank Polska Spolka Akcyjna BNP.WAPoland$6.65B+20%-8%16%1.59×14.8%16.2%
Grupo Financiero Galicia SA Sponsored ADR GGALUnited States$5.36B-30%+3%2%0.76×9.6%2.0%
Hokuhoku Financial 8377.TJapan$5.25B+53%+27%10%1.10×7.7%9.7%
Eastern Bankshares EBCUnited States$5.22B+14%+61%10%1.23×9.6%9.5%

Questions

Who are Home BancShares's main competitors?
Named competitors: Simmons First National (SFNC), Bank OZK (OZK), Renasant Corporation (RNST). The cockpit's measured peer set (industry) also includes Qilu Bank (601665.SS), Bank of Changsha (601577.SS), Gunma Bank (8334.T), Hancock Whitney (HWC), Glacier Bancorp (GBCI), Iyogin Holdings,Inc (5830.T).
Is Home BancShares expensive compared with its peers?
On price / book it trades at 1.31× against a peer median of 1.21×, 9th most expensive of 21 in its peer set. The share price implies a return on equity of about 10.2%; Home BancShares delivers 11.1%, so the price asks less than the business earns today.
How has Home BancShares stock performed?
Over six months to 6 Nov 2026 the shares returned +11.6% against +4.4% for the median peer; over one year +10.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.