Virginia-based regional bank offering retail, commercial and wealth banking across Virginia, Maryland and North Carolina.
Virginia-based regional bank offering retail, commercial and wealth banking across Virginia, Maryland and North Carolina.
Earns mostly from the spread between interest on loans and the cost of deposits, with wealth-management and mortgage fees adding income. Growth has come largely from buying other Virginia banks, such as StellarOne, Xenith and Access National.
Moat: narrow (scale, distribution). Growing Mid-Atlantic franchise built through bank mergers; core banking remains a competitive commodity business.
Headquarters: Richmond, Virginia, United States · Founded: 1900 · Employees: 3,064
Size Atlantic Union Bankshares (AUB) is a United States Financials company (Regional Banks) with a market value of $5.51B, the 1118th largest of 3,117 United States companies the cockpit tracks. Shares closed at $39.34 on 6 Nov 2026.
Performance Over six months the shares gained 3.6%, against +5.3% for the median peer and -1.1% for the United States market (cap-weighted) — 8th lowest of 21 in its peer set.
Growth Revenue grew 20.8% over the last twelve months (peer median +4.0%); the operating margin is 46.5% (peer median 43.4%).
Valuation It trades at 1.09× book value against a peer median of 1.27× (8th cheapest of 21).
Price implies The share price implies a return on equity of about 9.5%; Atlantic Union Bankshares delivers 10.7%, so the price asks less than the business earns today.
Credit Atlantic Union Bankshares has 1 bond outstanding ($250M).
Short interest Short interest is 5.3% of the free float (15 Oct 2026).
Next results Next results expected around 26 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $2.22B | $2.04B | $1.35B | $1.02B | $770M |
| Revenue growth | — | +52% | +33% | +32% | — |
| Net income | $532M | $274M | $209M | $202M | $235M |
| Free cash flow | $543M | $355M | $301M | $262M | $385M |
| Capital expenditure | $25.4M | $12.4M | $7.39M | $5.10M | $2.85M |
| Total debt | $1.75B | $1.63B | $620M | $1.39B | $1.76B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Atlantic Union Bankshares AUB | $5.51B | +4% | +21% | 11% | 1.09× | 9.5% |
| United Bankshares UBSI | $6.57B | +11% | +4% | 9% | 1.20× | 9.7% |
| Truist Financial TFC | $59.2B | +1% | -5% | 8% | 1.06× | 9.6% |
| WesBanco WSBC | $3.70B | +13% | +17% | 9% | 0.96× | 8.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | AUB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.7% | +1.5% | 9th highest of 21 |
| 6-month return | +3.6% | +5.3% | 8th lowest of 21 |
| Return on equity | 10.7% | 10.6% | 11th highest of 21 |
| Price / book | 1.09× | 1.27× | 8th cheapest of 21 |
| Trailing P/E | 10.8× | 12.4× | 7th cheapest of 19 |
| ROE the price implies | 9.5% | 8.2% | 9th most demanding of 20 |
| ROE delivered | 10.7% | 10.6% | 11th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Atlantic Union Bankshares AUB | United States | $5.51B | +4% | +21% | 11% | 1.09× | 9.5% | 10.7% |
| Ameris Bancorp ABCB | United States | $5.49B | -5% | +3% | 9% | 1.33× | 12.1% | 9.5% |
| Bank OZK OZK | United States | $5.53B | +4% | 0% | 11% | 0.93× | 8.9% | 11.3% |
| Taiwan Business Bank 2834.TW | Taiwan | $5.46B | +7% | -16% | 9% | 1.23× | 4.5% | 9.2% |
| Iyogin Holdings,Inc 5830.T | Japan | $5.61B | -3% | +13% | 8% | 0.91× | 8.2% | 7.8% |
| Intercorp Financial Services IFS | United States | $5.38B | +4% | +9% | 17% | 1.36× | 10.5% | 17.4% |
| Grupo Financiero Galicia SA Sponsored ADR GGAL | United States | $5.36B | -30% | +3% | 2% | 0.76× | 9.6% | 2.0% |
| Hancock Whitney HWC | United States | $5.73B | +4% | -1% | 9% | 1.34× | 12.2% | 9.4% |
| Hokuhoku Financial 8377.T | Japan | $5.25B | +53% | +27% | 10% | 1.10× | 7.7% | 9.7% |
| Gunma Bank 8334.T | Japan | $5.78B | +11% | +22% | 10% | 1.43× | 7.8% | 10.3% |
| Eastern Bankshares EBC | United States | $5.22B | +14% | +61% | 10% | 1.23× | 9.6% | 9.5% |
| Home BancShares HOMB | United States | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% | 11.1% |
| Berner Kantonalbank BEKN.SW | Switzerland | $5.07B | +17% | -4% | 7% | 1.34× | n/a | 6.6% |
| Qilu Bank 601665.SS | China | $6.02B | +2% | +1% | 12% | 0.75× | 3.2% | 12.2% |
| Bank of Changsha 601577.SS | China | $6.03B | 0% | -9% | 11% | 0.52× | 2.8% | 11.1% |
| Bank of Qingdao 3866.HK | Hong Kong | $4.84B | +6% | +12% | 14% | 0.57× | 6.1% | 13.8% |
| Glacier Bancorp GBCI | United States | $6.27B | -1% | +21% | 9% | 1.45× | 11.2% | 8.8% |
| Noba Bank NOBA.ST | Sweden | $4.81B | +20% | +6% | 17% | 1.82× | 6.9% | 17.0% |
| Rakuten Bank 5838.T | Japan | $6.36B | -9% | +38% | 22% | 2.55× | 8.1% | 21.5% |
| Bank of Suzhou 002966.SZ | China | $6.41B | +12% | +5% | 11% | 0.79× | 2.8% | 10.9% |
| Ringkjobing Landbobank A/S RILBA.CO | Denmark | $6.44B | +16% | +2% | 20% | 3.58× | 10.2% | 20.5% |
Atlantic Union Bankshares has 1 bond outstanding with $250M face value.