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Gulf South regional bank offering retail, commercial and wealth banking across Mississippi, Louisiana, Alabama, Florida and Texas.
Gulf South regional bank offering retail, commercial and wealth banking across Mississippi, Louisiana, Alabama, Florida and Texas.
Earns mainly the gap between interest on loans and what it pays on deposits, with trust and wealth fees, service charges and card income adding fee income. Lending is split between commercial customers, including energy-related borrowers, and consumers. The 2011 combination of Hancock Bank and Whitney National Bank created its present footprint.
Moat: narrow (brand, distribution). Long-standing Gulf South franchise (150+ years) with strong local brand loyalty; core banking is otherwise competitive.
Headquarters: Gulfport, Mississippi, United States · Founded: 1899 · Employees: 3,627
Size Hancock Whitney (HWC) is a United States Financials company (Regional Banks) with a market value of $5.73B, the 1092nd largest of 3,117 United States companies the cockpit tracks. Shares closed at $71.48 on 6 Nov 2026.
Performance Over six months the shares gained 4.0%, against +5.2% for the median peer and -1.1% for the United States market (cap-weighted) — 9th lowest of 21 in its peer set.
Growth Revenue fell 0.6% over the last twelve months (peer median +4.1%); the operating margin is 34.6% (peer median 43.4%).
Valuation It trades at 1.34× book value against a peer median of 1.21× (7th most expensive of 21).
Price implies The share price implies a return on equity of about 12.2%; Hancock Whitney delivers 9.4%, so the price asks more than the business earns today.
Credit Hancock Whitney has 1 bond outstanding ($0), rated BBB- by the agencies.
Short interest Short interest is 8.0% of the free float (15 Oct 2026).
Next results Next results expected around 19 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.99B | $2.01B | $2.06B | $1.89B | $1.47B |
| Revenue growth | — | -2% | +9% | +29% | — |
| Net income | $409M | $484M | $458M | $389M | $516M |
| Free cash flow | n/a | $534M | $611M | $495M | $752M |
| Capital expenditure | n/a | $18.7M | $10.2M | $25.0M | $94.1M |
| Total debt | $1.52B | $1.34B | $967M | $1.52B | $2.23B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Hancock Whitney HWC | $5.73B | +4% | -1% | 9% | 1.34× | 12.2% |
| Renasant RNST | $3.55B | -2% | +20% | 9% | 0.93× | 9.5% |
| Trustmark TRMK | $2.58B | 0% | -4% | 11% | 1.25× | 9.6% |
| Regions Financial RF | $24.1B | +2% | +1% | 12% | 1.46× | 13.2% |
| Home BancShares HOMB | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% |
| First Horizon FHN | $10.9B | -6% | -8% | 8% | 1.34× | 9.7% |
| Origin Bancorp OBK | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% |
| Simmons First National SFNC | $3.37B | +10% | +122% | 8% | 1.01× | 9.7% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | HWC | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -1.7% | +1.5% | 8th lowest of 21 |
| 6-month return | +4.0% | +5.2% | 9th lowest of 21 |
| Return on equity | 9.4% | 10.0% | 7th lowest of 21 |
| Price / book | 1.34× | 1.21× | 7th most expensive of 21 |
| Trailing P/E | 14.3× | 12.8× | 5th most expensive of 19 |
| ROE the price implies | 12.2% | 8.9% | most demanding of 20 |
| ROE delivered | 9.4% | 10.0% | 8th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Hancock Whitney HWC | United States | $5.73B | +4% | -1% | 9% | 1.34× | 12.2% | 9.4% |
| Gunma Bank 8334.T | Japan | $5.78B | +11% | +22% | 10% | 1.43× | 7.8% | 10.3% |
| Iyogin Holdings,Inc 5830.T | Japan | $5.61B | -3% | +13% | 8% | 0.91× | 8.2% | 7.8% |
| Bank OZK OZK | United States | $5.53B | +4% | 0% | 11% | 0.93× | 8.9% | 11.3% |
| Atlantic Union Bankshares AUB | United States | $5.51B | +4% | +21% | 11% | 1.09× | 9.5% | 10.7% |
| Home BancShares HOMB | United States | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% | 11.1% |
| Ameris Bancorp ABCB | United States | $5.49B | -5% | +3% | 9% | 1.33× | 12.1% | 9.5% |
| Qilu Bank 601665.SS | China | $6.02B | +2% | +1% | 12% | 0.75× | 3.2% | 12.2% |
| Taiwan Business Bank 2834.TW | Taiwan | $5.46B | +7% | -16% | 9% | 1.23× | 4.5% | 9.2% |
| Bank of Changsha 601577.SS | China | $6.03B | 0% | -9% | 11% | 0.52× | 2.8% | 11.1% |
| Intercorp Financial Services IFS | United States | $5.38B | +4% | +9% | 17% | 1.36× | 10.5% | 17.4% |
| Grupo Financiero Galicia SA Sponsored ADR GGAL | United States | $5.36B | -30% | +3% | 2% | 0.76× | 9.6% | 2.0% |
| Hokuhoku Financial 8377.T | Japan | $5.25B | +53% | +27% | 10% | 1.10× | 7.7% | 9.7% |
| Glacier Bancorp GBCI | United States | $6.27B | -1% | +21% | 9% | 1.45× | 11.2% | 8.8% |
| Eastern Bankshares EBC | United States | $5.22B | +14% | +61% | 10% | 1.23× | 9.6% | 9.5% |
| Rakuten Bank 5838.T | Japan | $6.36B | -9% | +38% | 22% | 2.55× | 8.1% | 21.5% |
| Bank of Suzhou 002966.SZ | China | $6.41B | +12% | +5% | 11% | 0.79× | 2.8% | 10.9% |
| Ringkjobing Landbobank A/S RILBA.CO | Denmark | $6.44B | +16% | +2% | 20% | 3.58× | 10.2% | 20.5% |
| Berner Kantonalbank BEKN.SW | Switzerland | $5.07B | +17% | -4% | 7% | 1.34× | n/a | 6.6% |
| Hachijuni Nagano Bank 8359.T | Japan | $6.53B | +6% | +20% | 7% | 0.85× | 5.6% | 6.5% |
| United Bankshares UBSI | United States | $6.57B | +11% | +4% | 9% | 1.20× | 9.7% | 9.4% |
Hancock Whitney has 1 bond outstanding with $0 face value. The agencies rate it BBB-.