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Louisiana, Texas and Mississippi regional bank (Origin Bank) offering commercial, retail and mortgage banking.
Louisiana, Texas and Mississippi regional bank (Origin Bank) offering commercial, retail and mortgage banking.
Earns mainly from the gap between interest on loans and what it pays on deposits, with mortgage banking and service fees on top. Founded as a small-town bank in Ruston, Louisiana, it has expanded beyond its home state through acquisitions as well as organic growth.
Moat: narrow (scale, distribution). Established multi-state Gulf South branch franchise built through organic growth and M&A.
Headquarters: Ruston, Louisiana, US · Founded: 1912 · Employees: 988
Size Origin Bancorp (OBK) is a United States Financials company (Regional Banks) with a market value of $1.64B, the 1926th largest of 3,117 United States companies the cockpit tracks. Shares closed at $53.24 on 6 Nov 2026.
Performance Over six months the shares gained 13.6%, against +1.5% for the median peer and -1.1% for the United States market (cap-weighted) — 5th highest of 21 in its peer set.
Growth Revenue grew 4.9% over the last twelve months (peer median +3.1%); the operating margin is 38.2% (peer median 41.4%).
Valuation It trades at 1.29× book value against a peer median of 0.92× (6th most expensive of 21).
Price implies The share price implies a return on equity of about 10.1%; Origin Bancorp delivers 10.4%, so the price asks less than the business earns today.
Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $608M | $593M | $615M | $572M | $392M |
| Revenue growth | — | -4% | +8% | +46% | — |
| Net income | $129M | $75.2M | $76.5M | $83.8M | $87.7M |
| Free cash flow | n/a | $151M | $86.4M | $103M | $137M |
| Capital expenditure | n/a | $10.4M | $22.0M | $26.8M | $8.47M |
| Total debt | $32.0M | $93.2M | $230M | $329M | $878M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Origin Bancorp OBK | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% |
| Business First Bancshares BFST | $1.04B | +16% | +7% | 10% | 1.02× | 8.6% |
| Home BancShares HOMB | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% |
| First Horizon FHN | $10.9B | -6% | -8% | 8% | 1.34× | 9.7% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | OBK | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +1.5% | +0.2% | 10th highest of 21 |
| 6-month return | +13.6% | +1.5% | 5th highest of 21 |
| Return on equity | 10.4% | 9.7% | 9th highest of 21 |
| Price / book | 1.29× | 0.92× | 6th most expensive of 21 |
| Trailing P/E | 12.9× | 12.1× | 9th most expensive of 19 |
| ROE the price implies | 10.1% | 6.5% | 8th most demanding of 21 |
| ROE delivered | 10.4% | 9.9% | 9th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Origin Bancorp OBK | United States | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% | 10.4% |
| Bank First BFC | United States | $1.64B | +1% | +33% | 12% | 1.98× | 10.9% | 11.9% |
| Nanto Bank 8367.T | Japan | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% | 6.1% |
| ConnectOne Bancorp CNOB | United States | $1.63B | +8% | +24% | 10% | 1.10× | 10.7% | 9.6% |
| National Bank NBHC | United States | $1.63B | -14% | +14% | 4% | 1.01× | 9.0% | 3.6% |
| Bank of Nagoya 8522.T | Japan | $1.67B | -8% | +25% | 7% | 0.83× | 6.1% | 7.3% |
| TriCo Bancshares TCBK | United States | $1.67B | +2% | +4% | 11% | 1.26× | 9.6% | 10.6% |
| Jiangsu Zhangjiagang Rural Commercial Bank 002839.SZ | China | $1.61B | -4% | -10% | 11% | 0.54× | 2.6% | 10.6% |
| Zhejiang Shaoxing Ruifeng Rural Commercial Bank 601528.SS | China | $1.60B | +4% | -8% | 10% | 0.51× | 3.4% | 9.9% |
| Republic Bancorp RBCAA | United States | $1.59B | +17% | -2% | 12% | 1.52× | 10.1% | 11.5% |
| Byline Bancorp BY | United States | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% | 12.3% |
| Keiyo Bank 8544.T | Japan | $1.58B | -1% | +19% | 6% | 0.78× | 6.9% | 5.7% |
| Live Oak Bancshares LOB | United States | $1.57B | -10% | +9% | 11% | 1.30× | 17.1% | 11.1% |
| Yibin City Commercial Bank 2596.HK | Hong Kong | $1.55B | +2% | +6% | 6% | 0.91× | 5.1% | 5.5% |
| Ogaki Kyoritsu Bank 8361.T | Japan | $1.75B | +45% | +39% | 6% | 0.66× | 6.1% | 5.6% |
| K Bank 279570.KS | South Korea | $1.53B | -18% | 0% | 6% | 0.93× | 5.3% | n/a |
| Bank of Guizhou 6199.HK | Hong Kong | $1.77B | -4% | -2% | 8% | 0.24× | 3.6% | 8.0% |
| Bank of Tianjin 1578.HK | Hong Kong | $1.52B | -22% | -4% | 5% | 0.14× | 3.3% | 5.2% |
| Jiangsu Jiangyin Rural Commercial Bank 002807.SZ | China | $1.77B | +5% | -3% | 10% | 0.57× | 2.9% | 10.5% |
| Lakeland Financial LKFN | United States | $1.51B | -1% | +2% | 15% | 2.07× | 14.8% | 15.4% |
| S&T Bancorp STBA | United States | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% | 10.0% |