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Regional Chinese commercial bank based in Yibin, Sichuan province, serving retail and corporate customers.
Regional Chinese commercial bank based in Yibin, Sichuan province, serving retail and corporate customers.
In one line: A Chinese regional bank.
Moat: narrow (regulatory licence, distribution). Local banking licence and branch network concentrated in Yibin/Sichuan.
Headquarters: Yibin, China · Employees: 1,122
Size Yibin City Commercial Bank (2596.HK) is a Hong Kong Financials company (Regional Banks) with a market value of $1.55B, the 484th largest of 891 Hong Kong companies the cockpit tracks. Shares closed at HK$2.65 on 6 Nov 2026.
Performance Over six months the shares gained 2.1%, against -0.6% for the median peer and -13.4% for the Hong Kong market (cap-weighted) — 9th highest of 21 in its peer set.
Growth Revenue grew 6.1% over the last twelve months (peer median +7.5%); the operating margin is 25.8% (peer median 39.0%).
Valuation It trades at 0.91× book value against a peer median of 0.88× (11th cheapest of 21).
Price implies The share price implies a return on equity of about 5.1%; Yibin City Commercial Bank delivers 5.5%, so the price asks less than the business earns today.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | HK$5.08B | HK$4.75B | HK$4.68B | HK$4.36B | HK$3.87B |
| Revenue growth | — | +2% | +7% | +13% | — |
| Net income | HK$661M | HK$608M | HK$557M | HK$518M | HK$509M |
| Free cash flow | -HK$3.52B | -HK$1.81B | HK$553M | HK$1.83B | -HK$1.16B |
| Capital expenditure | HK$385M | HK$366M | HK$48.6M | HK$76.0M | HK$45.7M |
| Total debt | n/a | HK$21.0B | HK$14.5B | HK$12.9B | HK$12.9B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Yibin City Commercial Bank 2596.HK | $1.55B | +2% | +6% | 6% | 0.91× | 5.1% |
| Bank of Chengdu 601838.SS | $12.8B | +5% | +2% | 15% | 0.92× | 3.1% |
| Zhongyuan Bank 1216.HK | $1.31B | -15% | 0% | 4% | 0.10× | 3.3% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 2596.HK | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -0.2% | -1.7% | 9th highest of 21 |
| 6-month return | +2.1% | -0.6% | 9th highest of 21 |
| Return on equity | 5.5% | 10.1% | 3rd lowest of 21 |
| Price / book | 0.91× | 0.88× | 11th cheapest of 21 |
| Trailing P/E | 18.5× | 12.1× | 2nd most expensive of 19 |
| ROE the price implies | 5.1% | 8.0% | 6th least demanding of 21 |
| ROE delivered | 5.5% | 10.4% | 3rd lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Yibin City Commercial Bank 2596.HK | Hong Kong | $1.55B | +2% | +6% | 6% | 0.91× | 5.1% | 5.5% |
| K Bank 279570.KS | South Korea | $1.53B | -18% | 0% | 6% | 0.93× | 5.3% | n/a |
| Live Oak Bancshares LOB | United States | $1.57B | -10% | +9% | 11% | 1.30× | 17.1% | 11.1% |
| Bank of Tianjin 1578.HK | Hong Kong | $1.52B | -22% | -4% | 5% | 0.14× | 3.3% | 5.2% |
| Keiyo Bank 8544.T | Japan | $1.58B | -1% | +19% | 6% | 0.78× | 6.9% | 5.7% |
| Republic Bancorp RBCAA | United States | $1.59B | +17% | -2% | 12% | 1.52× | 10.1% | 11.5% |
| Lakeland Financial LKFN | United States | $1.51B | -1% | +2% | 15% | 2.07× | 14.8% | 15.4% |
| Zhejiang Shaoxing Ruifeng Rural Commercial Bank 601528.SS | China | $1.60B | +4% | -8% | 10% | 0.51× | 3.4% | 9.9% |
| Jiangsu Suzhou Rural Commercial Bank 603323.SS | China | $1.50B | -1% | -7% | 11% | 0.49× | 2.3% | 10.7% |
| Jiangsu Zhangjiagang Rural Commercial Bank 002839.SZ | China | $1.61B | -4% | -10% | 11% | 0.54× | 2.6% | 10.6% |
| National Bank NBHC | United States | $1.63B | -14% | +14% | 4% | 1.01× | 9.0% | 3.6% |
| ConnectOne Bancorp CNOB | United States | $1.63B | +8% | +24% | 10% | 1.10× | 10.7% | 9.6% |
| Amalgamated Financial AMAL | United States | $1.47B | +18% | +12% | 15% | 1.77× | 13.0% | 15.3% |
| Musashino Bank 8336.T | Japan | $1.47B | -3% | +31% | 6% | 0.82× | 6.0% | 5.8% |
| Bank First BFC | United States | $1.64B | +1% | +33% | 12% | 1.98× | 10.9% | 11.9% |
| Origin Bancorp OBK | United States | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% | 10.4% |
| Nanto Bank 8367.T | Japan | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% | 6.1% |
| CCI 7381.T | Japan | $1.44B | +7% | +49% | 7% | 0.83× | 4.1% | 7.1% |
| Bank of Nagoya 8522.T | Japan | $1.67B | -8% | +25% | 7% | 0.83× | 6.1% | 7.3% |
| TriCo Bancshares TCBK | United States | $1.67B | +2% | +4% | 11% | 1.26× | 9.6% | 10.6% |
| Jammu & Kashmir Bank J&KBANK.NS | India | $1.44B | -12% | +6% | 15% | 0.77× | 12.1% | 14.5% |