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A Japan-listed regional banking group per exchange classification; specific subsidiary bank/prefecture not confirmed.
A Japan-listed regional banking group per exchange classification; specific subsidiary bank/prefecture not confirmed.
Moat: none
Headquarters: Japan · Employees: 1,950
Size CCI (7381.T) is a Japan Financials company (Regional Banks) with a market value of $1.44B, the 586th largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥1,007 on 6 Nov 2026.
Performance Over six months the shares gained 7.0%, against +0.8% for the median peer and +1.8% for the Japan market (cap-weighted) — 10th highest of 21 in its peer set.
Growth Revenue grew 49.5% over the last twelve months (peer median +4.1%); the operating margin is -28.2% (peer median 33.1%).
Valuation It trades at 0.83× book value against a peer median of 1.17× (8th cheapest of 21).
Price implies The share price implies a return on equity of about 4.1%; CCI delivers 7.1%, so the price asks less than the business earns today.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ¥125B | ¥162B | ¥87.3B | ¥88.8B | ¥81.9B |
| Revenue growth | — | +86% | -2% | +8% | — |
| Net income | ¥18.2B | ¥12.6B | ¥8.12B | ¥9.05B | ¥8.74B |
| Free cash flow | n/a | -¥29.0B | ¥26.1B | -¥58.2B | -¥179B |
| Capital expenditure | n/a | ¥20.8B | ¥15.4B | ¥12.1B | ¥5.05B |
| Total debt | ¥1.17T | ¥1.39T | ¥1.19T | ¥768B | ¥940B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 7381.T | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -26.8% | -1.3% | 2nd lowest of 21 |
| 6-month return | +7.0% | +0.8% | 10th highest of 21 |
| Return on equity | 7.1% | 10.8% | 8th lowest of 21 |
| Price / book | 0.83× | 1.17× | 8th cheapest of 21 |
| Trailing P/E | 12.3× | 11.6× | 7th most expensive of 19 |
| ROE the price implies | 4.1% | 9.3% | 5th least demanding of 21 |
| ROE delivered | 7.1% | 10.9% | 7th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| CCI 7381.T | Japan | $1.44B | +7% | +49% | 7% | 0.83× | 4.1% | 7.1% |
| Jammu & Kashmir Bank J&KBANK.NS | India | $1.44B | -12% | +6% | 15% | 0.77× | 12.1% | 14.5% |
| Tompkins Financial TMP | United States | $1.43B | +16% | -15% | 21% | 1.52× | 11.5% | 20.9% |
| Musashino Bank 8336.T | Japan | $1.47B | -3% | +31% | 6% | 0.82× | 6.0% | 5.8% |
| Amalgamated Financial AMAL | United States | $1.47B | +18% | +12% | 15% | 1.77× | 13.0% | 15.3% |
| Burke Herbert Financial Services BHRB | United States | $1.41B | +10% | +14% | 10% | 1.23× | 7.1% | 10.5% |
| Jiangsu Suzhou Rural Commercial Bank 603323.SS | China | $1.50B | -1% | -7% | 11% | 0.49× | 2.3% | 10.7% |
| Jiangsu Zijin Rural Commercial Bank 601860.SS | China | $1.39B | -6% | -9% | 6% | 0.43× | 2.9% | 5.7% |
| Peoples Bancorp PEBO | United States | $1.39B | +12% | 0% | 10% | 1.13× | 8.5% | 10.0% |
| Tamilnad Mercantile Bank TMB.NS | India | $1.39B | +11% | +18% | 16% | 1.22× | 14.6% | 15.6% |
| Westamerica Bancorporation WABC | United States | $1.38B | +9% | -4% | 13% | 1.75× | 11.3% | 12.9% |
| Lakeland Financial LKFN | United States | $1.51B | -1% | +2% | 15% | 2.07× | 14.8% | 15.4% |
| Bank of Tianjin 1578.HK | Hong Kong | $1.52B | -22% | -4% | 5% | 0.14× | 3.3% | 5.2% |
| K Bank 279570.KS | South Korea | $1.53B | -18% | 0% | 6% | 0.93× | 5.3% | n/a |
| First Mid Bancshares FMBH | United States | $1.35B | +15% | +15% | 11% | 1.23× | 10.1% | 10.9% |
| HBT Financial HBT | United States | $1.35B | +30% | +23% | 13% | 1.78× | 10.1% | 13.2% |
| Yibin City Commercial Bank 2596.HK | Hong Kong | $1.55B | +2% | +6% | 6% | 0.91× | 5.1% | 5.5% |
| Live Oak Bancshares LOB | United States | $1.57B | -10% | +9% | 11% | 1.30× | 17.1% | 11.1% |
| Keiyo Bank 8544.T | Japan | $1.58B | -1% | +19% | 6% | 0.78× | 6.9% | 5.7% |
| Republic Bancorp RBCAA | United States | $1.59B | +17% | -2% | 12% | 1.52× | 10.1% | 11.5% |
| Zhongyuan Bank 1216.HK | Hong Kong | $1.31B | -15% | 0% | 4% | 0.10× | 3.3% | 3.6% |