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Regional bank based in Saitama prefecture, serving retail and SME customers in the Tokyo metro area.
Regional bank based in Saitama prefecture, serving retail and SME customers in the Tokyo metro area.
Earns mainly from lending interest, with loans to small and mid-sized businesses and mortgages the bulk, funded by retail deposits; fees from remittances and insurance sales add a smaller part. It has a business alliance with Chiba Bank, signed in 2016, covering shared services across the neighbouring prefectures.
In one line: A Saitama-based community bank in the Tokyo metro periphery.
Moat: narrow (regulatory licence, distribution). Dense branch network across Saitama, one of Japan's most populous prefectures.
Headquarters: Saitama, Japan · Employees: 2,043
Size Musashino Bank (8336.T) is a Japan Financials company (Regional Banks) with a market value of $1.47B, the 582nd largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥2,317 on 6 Nov 2026.
Performance Over six months the shares fell 2.9%, against +5.4% for the median peer and +1.8% for the Japan market (cap-weighted) — 6th lowest of 21 in its peer set.
Growth Revenue grew 30.5% over the last twelve months (peer median +4.1%); the operating margin is 24.3% (peer median 34.5%).
Valuation It trades at 0.82× book value against a peer median of 1.17× (7th cheapest of 21).
Price implies The share price implies a return on equity of about 6.0%; Musashino Bank delivers 5.8%, so the price asks more than the business earns today.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ¥94.4B | ¥98.7B | ¥78.1B | ¥68.6B | ¥70.1B |
| Revenue growth | — | +26% | +14% | -2% | — |
| Net income | ¥15.9B | ¥15.4B | ¥13.1B | ¥11.3B | ¥10.9B |
| Free cash flow | n/a | ¥36.9B | ¥19.6B | ¥2.85B | ¥8.06B |
| Capital expenditure | n/a | ¥2.83B | ¥3.16B | ¥3.41B | ¥2.33B |
| Total debt | ¥83.4B | ¥106B | ¥76.4B | ¥70.9B | ¥144B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Musashino Bank 8336.T | $1.47B | -3% | +31% | 6% | 0.82× | 6.0% |
| Chiba Bank 8331.T | $10.3B | +9% | +31% | 8% | 1.28× | 6.9% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 8336.T | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -23.1% | -0.6% | 3rd lowest of 21 |
| 6-month return | -2.9% | +5.4% | 6th lowest of 21 |
| Return on equity | 5.8% | 10.8% | 6th lowest of 21 |
| Price / book | 0.82× | 1.17× | 7th cheapest of 21 |
| Trailing P/E | 14.4× | 11.6× | 3rd most expensive of 19 |
| ROE the price implies | 6.0% | 9.3% | 8th least demanding of 21 |
| ROE delivered | 5.8% | 10.9% | 5th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Musashino Bank 8336.T | Japan | $1.47B | -3% | +31% | 6% | 0.82× | 6.0% | 5.8% |
| Amalgamated Financial AMAL | United States | $1.47B | +18% | +12% | 15% | 1.77× | 13.0% | 15.3% |
| CCI 7381.T | Japan | $1.44B | +7% | +49% | 7% | 0.83× | 4.1% | 7.1% |
| Jiangsu Suzhou Rural Commercial Bank 603323.SS | China | $1.50B | -1% | -7% | 11% | 0.49× | 2.3% | 10.7% |
| Jammu & Kashmir Bank J&KBANK.NS | India | $1.44B | -12% | +6% | 15% | 0.77× | 12.1% | 14.5% |
| Tompkins Financial TMP | United States | $1.43B | +16% | -15% | 21% | 1.52× | 11.5% | 20.9% |
| Lakeland Financial LKFN | United States | $1.51B | -1% | +2% | 15% | 2.07× | 14.8% | 15.4% |
| Bank of Tianjin 1578.HK | Hong Kong | $1.52B | -22% | -4% | 5% | 0.14× | 3.3% | 5.2% |
| Burke Herbert Financial Services BHRB | United States | $1.41B | +10% | +14% | 10% | 1.23× | 7.1% | 10.5% |
| K Bank 279570.KS | South Korea | $1.53B | -18% | 0% | 6% | 0.93× | 5.3% | n/a |
| Yibin City Commercial Bank 2596.HK | Hong Kong | $1.55B | +2% | +6% | 6% | 0.91× | 5.1% | 5.5% |
| Jiangsu Zijin Rural Commercial Bank 601860.SS | China | $1.39B | -6% | -9% | 6% | 0.43× | 2.9% | 5.7% |
| Peoples Bancorp PEBO | United States | $1.39B | +12% | 0% | 10% | 1.13× | 8.5% | 10.0% |
| Tamilnad Mercantile Bank TMB.NS | India | $1.39B | +11% | +18% | 16% | 1.22× | 14.6% | 15.6% |
| Westamerica Bancorporation WABC | United States | $1.38B | +9% | -4% | 13% | 1.75× | 11.3% | 12.9% |
| Live Oak Bancshares LOB | United States | $1.57B | -10% | +9% | 11% | 1.30× | 17.1% | 11.1% |
| Keiyo Bank 8544.T | Japan | $1.58B | -1% | +19% | 6% | 0.78× | 6.9% | 5.7% |
| Republic Bancorp RBCAA | United States | $1.59B | +17% | -2% | 12% | 1.52× | 10.1% | 11.5% |
| Zhejiang Shaoxing Ruifeng Rural Commercial Bank 601528.SS | China | $1.60B | +4% | -8% | 10% | 0.51× | 3.4% | 9.9% |
| First Mid Bancshares FMBH | United States | $1.35B | +15% | +15% | 11% | 1.23× | 10.1% | 10.9% |
| HBT Financial HBT | United States | $1.35B | +30% | +23% | 13% | 1.78× | 10.1% | 13.2% |