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← CockpitCompetitor Analysis › PEBO Peoples Bancorp Inc.Open in the cockpit ↗

Peoples Bancorp Inc.PEBOCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks

Ohio-based bank offering commercial and retail banking across Ohio, West Virginia and Kentucky, plus insurance and leasing.

Momentum strong 65
Mkt cap
$1.39B
US dollars, full cap
Free float
97%
of shares outstanding
$/day
$17.2M
20-day average traded
P/B
1.13×
price to book
ROE
10.0%
delivered
Implied ROE
8.5%
what the price asks
Next earnings
81 days
26 Jan 2027
Close · USD$38.60
1D-0.4%
1W+0.1%
1M+6.3%
3M-5.0%
6M+12.5%
YTD+28.5%
1Y+33.8%
ATR %2.4%
Beta0.32
52w lowhigh8.7% off high

What Peoples Bancorp does

Ohio-based bank offering commercial and retail banking across Ohio, West Virginia and Kentucky, plus insurance and leasing.

Earns mainly from the interest spread between loans and deposits, with insurance, trust and electronic-banking fees as extra income. Its footprint grew through acquisitions of other banks, including Premier Financial in 2021 and Limestone in 2022, adding West Virginia and Kentucky branches.

Products and services

  • Commercial banking
  • Retail banking
  • Equipment leasing
  • Insurance

Customers

  • Ohio Valley small businesses and consumers

Where it sits in the supply chain

  • Financial services
  • Regional banks
  • Tri-state Ohio Valley community banking

What could go right

  • Regional commercial loan and fee-income growth

What could go wrong

  • Net interest margin compression
  • Regional economic slowdown

Moat: narrow (scale, distribution). Multi-state Ohio Valley branch franchise with diversified insurance/leasing income.

Headquarters: Marietta, Ohio, US · Founded: 1902 · Employees: 1,454

Named competitors

Peoples Bancorp at a glance

Size Peoples Bancorp (PEBO) is a United States Financials company (Regional Banks) with a market value of $1.39B, the 2046th largest of 3,117 United States companies the cockpit tracks. Shares closed at $38.60 on 6 Nov 2026.

Performance Over six months the shares gained 12.5%, against +3.2% for the median peer and -1.1% for the United States market (cap-weighted) — 6th highest of 21 in its peer set.

Growth Revenue fell 0.4% over the last twelve months (peer median +6.2%); the operating margin is 33.5% (peer median 34.1%).

Valuation It trades at 1.13× book value against a peer median of 1.07× (11th cheapest of 21).

Price implies The share price implies a return on equity of about 8.5%; Peoples Bancorp delivers 10.0%, so the price asks less than the business earns today.

Short interest Short interest is 6.9% of the free float (15 Oct 2026).

Next results Next results expected around 26 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026PEBO 115Peer median 103
Six months, rebased to 100: Peoples Bancorp against the median of its 20 peers (local-currency closes).

Peoples Bancorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$614M$618M$620M$527M$348M
Revenue growth—0%+18%+51%—
Net income$120M$106M$116M$113M$101M
Free cash flow$183M$141M$136M$129M$111M
Capital expenditure$3.83M$6.04M$6.82M$13.5M$36.8M
Total debt$868M$744M$443M$829M$609M

Quarterly statements and history in the cockpit →

Peoples Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%-10%0%+10%+20%-20%-10%0%601860TMBWABCBHRBTMPFMBHHBTJ&KBANK73818336AMAL1216603323KTKBANKLKFN1578279570CTBI2596UJJIVANSFBPEBO6-month return →1-month return →
Up and to the right = strong over both horizons. Peoples Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.50×10×1.50×601860TMBWABCBHRBTMPFMBHHBTJ&KBANK73818336AMAL1216603323KTKBANKLKFN1578279570CTBIUJJIVANSFBPEBOReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Peoples Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%20%25%10%20%601860TMBWABCBHRBTMPFMBHHBT73818336AMAL1216603323KTKBANKCTBI2596UJJIVANSFBPEBOROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Peoples Bancorp is the large dot.

Peoples Bancorp competitors and peer comparison

Head to head with its named competitors (PEBO vs WSBC vs FCF vs GABC)
CompanyMarket cap6M returnRevenue growthROEPrice / bookImplied ROE
Peoples Bancorp PEBO$1.39B+12%0%10%1.13×8.5%
WesBanco WSBC$3.70B+13%+17%9%0.96×8.2%
First Commonwealth Financial FCF$2.03B+13%+4%11%1.37×10.4%
German American Bancorp GABC$1.88B+15%+12%13%1.63×11.0%

How Peoples Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Peoples Bancorp against its 20 peers (data as of 6 Nov 2026)
MeasurePEBOPeer medianRank in peer set
1-month return+6.3%-2.3%2nd highest of 21
6-month return+12.5%+3.2%6th highest of 21
Return on equity10.0%11.3%8th lowest of 21
Price / book1.13×1.07×11th cheapest of 21
Trailing P/E11.4×11.4×10th most expensive of 20
ROE the price implies8.5%9.9%10th least demanding of 21
ROE delivered10.0%11.7%7th lowest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Peoples Bancorp PEBOUnited States$1.39B+12%0%10%1.13×8.5%10.0%
Jiangsu Zijin Rural Commercial Bank 601860.SSChina$1.39B-6%-9%6%0.43×2.9%5.7%
Tamilnad Mercantile Bank TMB.NSIndia$1.39B+11%+18%16%1.22×14.6%15.6%
Westamerica Bancorporation WABCUnited States$1.38B+9%-4%13%1.75×11.3%12.9%
Burke Herbert Financial Services BHRBUnited States$1.41B+10%+14%10%1.23×7.1%10.5%
Tompkins Financial TMPUnited States$1.43B+16%-15%21%1.52×11.5%20.9%
First Mid Bancshares FMBHUnited States$1.35B+15%+15%11%1.23×10.1%10.9%
HBT Financial HBTUnited States$1.35B+30%+23%13%1.78×10.1%13.2%
Jammu & Kashmir Bank J&KBANK.NSIndia$1.44B-12%+6%15%0.77×12.1%14.5%
CCI 7381.TJapan$1.44B+7%+49%7%0.83×4.1%7.1%
Musashino Bank 8336.TJapan$1.47B-3%+31%6%0.82×6.0%5.8%
Amalgamated Financial AMALUnited States$1.47B+18%+12%15%1.77×13.0%15.3%
Zhongyuan Bank 1216.HKHong Kong$1.31B-15%0%4%0.10×3.3%3.6%
Jiangsu Suzhou Rural Commercial Bank 603323.SSChina$1.50B-1%-7%11%0.49×2.3%10.7%
Karnataka Bank KTKBANK.NSIndia$1.28B+20%+3%12%0.87×12.6%11.7%
Lakeland Financial LKFNUnited States$1.51B-1%+2%15%2.07×14.8%15.4%
Bank of Tianjin 1578.HKHong Kong$1.52B-22%-4%5%0.14×3.3%5.2%
K Bank 279570.KSSouth Korea$1.53B-18%0%6%0.93×5.3%n/a
Community Trust Bancorp CTBIUnited States$1.26B+4%+8%13%1.43×9.8%12.9%
Yibin City Commercial Bank 2596.HKHong Kong$1.55B+2%+6%6%0.91×5.1%5.5%
Ujjivan Small Finance Bank UJJIVANSFB.NSIndia$1.23B-5%+21%17%1.53×23.8%16.6%

Questions

Who are Peoples Bancorp's main competitors?
Named competitors: WesBanco (WSBC), First Commonwealth Financial (FCF), German American Bancorp (GABC). The cockpit's measured peer set (industry) also includes Jiangsu Zijin Rural Commercial Bank (601860.SS), Tamilnad Mercantile Bank (TMB.NS), Westamerica Bancorporation (WABC), Burke Herbert Financial Services (BHRB), Tompkins Financial (TMP), First Mid Bancshares (FMBH).
Is Peoples Bancorp expensive compared with its peers?
On price / book it trades at 1.13× against a peer median of 1.07×, 11th cheapest of 21 in its peer set. The share price implies a return on equity of about 8.5%; Peoples Bancorp delivers 10.0%, so the price asks less than the business earns today.
How has Peoples Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +12.5% against +3.2% for the median peer; over one year +33.8%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.