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Leading regional bank in Nara prefecture, part of the TOMONY Holdings banking group.
Leading regional bank in Nara prefecture, part of the TOMONY Holdings banking group.
Earns the gap between loan interest and deposit cost, plus fees from selling investment trusts and insurance to households, with Nara prefecture supplying most customers. Its large deposit base there makes funding cheap, and higher Japanese interest rates since 2024 have widened what loans can earn.
In one line: Nara's community bank.
Moat: narrow (regulatory licence, distribution). Dominant deposit and branch share in Nara prefecture, historically one of Japan's largest independent regional banks.
Headquarters: Nara, Japan · Employees: 2,352
Size Nanto Bank (8367.T) is a Japan Financials company (Regional Banks) with a market value of $1.65B, the 540th largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥1,584 on 6 Nov 2026.
Performance Over six months the shares gained 6.5%, against +2.3% for the median peer and +1.8% for the Japan market (cap-weighted) — 7th highest of 21 in its peer set.
Growth Revenue grew 12.7% over the last twelve months (peer median +3.1%); the operating margin is 25.6% (peer median 39.0%).
Valuation It trades at 0.81× book value against a peer median of 0.92× (9th cheapest of 21).
Price implies The share price implies a return on equity of about 5.9%; Nanto Bank delivers 6.1%, so the price asks less than the business earns today.
Next results Next results expected around 10 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ¥113B | ¥112B | ¥98.7B | ¥80.9B | ¥63.1B |
| Revenue growth | — | +13% | +22% | +28% | — |
| Net income | ¥18.1B | ¥17.1B | ¥13.5B | ¥12.0B | ¥4.73B |
| Free cash flow | n/a | ¥6.54B | ¥23.6B | ¥6.52B | -¥8.56B |
| Capital expenditure | n/a | ¥7.03B | ¥11.7B | ¥4.88B | ¥6.29B |
| Total debt | ¥388B | ¥360B | ¥606B | ¥613B | ¥500B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Nanto Bank 8367.T | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% |
| Kiyo Bank 8370.T | $1.83B | +39% | +20% | 9% | 1.13× | 8.6% |
| TOMONY 8600.T | $1.13B | +6% | +12% | 6% | 0.60× | 4.5% |
| Chugin Financial Group,Inc 5832.T | $3.76B | +10% | +34% | 8% | 0.86× | 6.5% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 8367.T | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -23.9% | +0.2% | 3rd lowest of 21 |
| 6-month return | +6.5% | +2.3% | 7th highest of 21 |
| Return on equity | 6.1% | 9.7% | 8th lowest of 21 |
| Price / book | 0.81× | 0.92× | 9th cheapest of 21 |
| Trailing P/E | 13.7× | 12.1× | 5th most expensive of 19 |
| ROE the price implies | 5.9% | 6.5% | 9th least demanding of 21 |
| ROE delivered | 6.1% | 9.9% | 7th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Nanto Bank 8367.T | Japan | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% | 6.1% |
| Origin Bancorp OBK | United States | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% | 10.4% |
| Bank of Nagoya 8522.T | Japan | $1.67B | -8% | +25% | 7% | 0.83× | 6.1% | 7.3% |
| TriCo Bancshares TCBK | United States | $1.67B | +2% | +4% | 11% | 1.26× | 9.6% | 10.6% |
| Bank First BFC | United States | $1.64B | +1% | +33% | 12% | 1.98× | 10.9% | 11.9% |
| ConnectOne Bancorp CNOB | United States | $1.63B | +8% | +24% | 10% | 1.10× | 10.7% | 9.6% |
| National Bank NBHC | United States | $1.63B | -14% | +14% | 4% | 1.01× | 9.0% | 3.6% |
| Jiangsu Zhangjiagang Rural Commercial Bank 002839.SZ | China | $1.61B | -4% | -10% | 11% | 0.54× | 2.6% | 10.6% |
| Byline Bancorp BY | United States | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% | 12.3% |
| Zhejiang Shaoxing Ruifeng Rural Commercial Bank 601528.SS | China | $1.60B | +4% | -8% | 10% | 0.51× | 3.4% | 9.9% |
| Republic Bancorp RBCAA | United States | $1.59B | +17% | -2% | 12% | 1.52× | 10.1% | 11.5% |
| Keiyo Bank 8544.T | Japan | $1.58B | -1% | +19% | 6% | 0.78× | 6.9% | 5.7% |
| Live Oak Bancshares LOB | United States | $1.57B | -10% | +9% | 11% | 1.30× | 17.1% | 11.1% |
| Ogaki Kyoritsu Bank 8361.T | Japan | $1.75B | +45% | +39% | 6% | 0.66× | 6.1% | 5.6% |
| Yibin City Commercial Bank 2596.HK | Hong Kong | $1.55B | +2% | +6% | 6% | 0.91× | 5.1% | 5.5% |
| Bank of Guizhou 6199.HK | Hong Kong | $1.77B | -4% | -2% | 8% | 0.24× | 3.6% | 8.0% |
| Jiangsu Jiangyin Rural Commercial Bank 002807.SZ | China | $1.77B | +5% | -3% | 10% | 0.57× | 2.9% | 10.5% |
| K Bank 279570.KS | South Korea | $1.53B | -18% | 0% | 6% | 0.93× | 5.3% | n/a |
| S&T Bancorp STBA | United States | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% | 10.0% |
| Bank of Tianjin 1578.HK | Hong Kong | $1.52B | -22% | -4% | 5% | 0.14× | 3.3% | 5.2% |
| Dah Sing Financial 0440.HK | Hong Kong | $1.81B | +4% | -8% | 6% | 0.36× | 4.7% | 5.6% |