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Chicago-based community bank known for SBA lending and equipment leasing alongside traditional commercial banking.
Chicago-based community bank known for SBA lending and equipment leasing alongside traditional commercial banking.
Earns mainly on loans to local businesses funded by Chicago-area deposits, with an active SBA business: it makes government-backed small-business loans, sells the guaranteed part to investors and keeps servicing, which adds fee income. It has also grown by acquisition, including Inland Bancorp in 2019.
Moat: narrow (process know-how). SBA lending and leasing expertise supplement a standard community-banking franchise.
Headquarters: Chicago, Illinois, US · Founded: 1919 · Employees: 1,018
Size Byline Bancorp (BY) is a United States Financials company (Regional Banks) with a market value of $1.70B, the 1901st largest of 3,117 United States companies the cockpit tracks. Shares closed at $38.12 on 6 Nov 2026.
Performance Over six months the shares gained 15.0%, against +3.7% for the median peer and -1.1% for the United States market (cap-weighted) — 4th highest of 21 in its peer set.
Growth Revenue grew 2.0% over the last twelve months (peer median +4.4%); the operating margin is 44.2% (peer median 39.0%).
Valuation It trades at 1.34× book value against a peer median of 0.89× (3rd most expensive of 21).
Price implies The share price implies a return on equity of about 10.3%; Byline Bancorp delivers 12.3%, so the price asks less than the business earns today.
Short interest Short interest is 3.0% of the free float (15 Oct 2026).
Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $638M | $629M | $622M | $534M | $357M |
| Revenue growth | — | +1% | +16% | +49% | — |
| Net income | $154M | $130M | $121M | $108M | $88.0M |
| Free cash flow | n/a | $136M | $170M | $162M | $217M |
| Capital expenditure | n/a | $4.00M | $3.99M | $3.86M | $3.63M |
| Total debt | $419M | $575M | $775M | $554M | $766M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Byline Bancorp BY | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% |
| Live Oak Bancshares LOB | $1.57B | -10% | +9% | 11% | 1.30× | 17.1% |
| First Busey BUSE | $2.33B | +8% | +17% | 10% | 1.03× | 8.8% |
| Wintrust Financial WTFC | $10.2B | 0% | +6% | 13% | 1.49× | 12.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BY | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.4% | +1.2% | 8th highest of 21 |
| 6-month return | +15.0% | +3.7% | 4th highest of 21 |
| Return on equity | 12.3% | 9.7% | highest of 21 |
| Price / book | 1.34× | 0.89× | 3rd most expensive of 21 |
| Trailing P/E | 11.2× | 12.1× | 8th cheapest of 20 |
| ROE the price implies | 10.3% | 7.8% | 6th most demanding of 21 |
| ROE delivered | 12.3% | 9.8% | highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Byline Bancorp BY | United States | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% | 12.3% |
| TriCo Bancshares TCBK | United States | $1.67B | +2% | +4% | 11% | 1.26× | 9.6% | 10.6% |
| Bank of Nagoya 8522.T | Japan | $1.67B | -8% | +25% | 7% | 0.83× | 6.1% | 7.3% |
| Nanto Bank 8367.T | Japan | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% | 6.1% |
| Ogaki Kyoritsu Bank 8361.T | Japan | $1.75B | +45% | +39% | 6% | 0.66× | 6.1% | 5.6% |
| Origin Bancorp OBK | United States | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% | 10.4% |
| Bank of Guizhou 6199.HK | Hong Kong | $1.77B | -4% | -2% | 8% | 0.24× | 3.6% | 8.0% |
| Bank First BFC | United States | $1.64B | +1% | +33% | 12% | 1.98× | 10.9% | 11.9% |
| Jiangsu Jiangyin Rural Commercial Bank 002807.SZ | China | $1.77B | +5% | -3% | 10% | 0.57× | 2.9% | 10.5% |
| ConnectOne Bancorp CNOB | United States | $1.63B | +8% | +24% | 10% | 1.10× | 10.7% | 9.6% |
| National Bank NBHC | United States | $1.63B | -14% | +14% | 4% | 1.01× | 9.0% | 3.6% |
| S&T Bancorp STBA | United States | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% | 10.0% |
| Jiangsu Zhangjiagang Rural Commercial Bank 002839.SZ | China | $1.61B | -4% | -10% | 11% | 0.54× | 2.6% | 10.6% |
| Dah Sing Financial 0440.HK | Hong Kong | $1.81B | +4% | -8% | 6% | 0.36× | 4.7% | 5.6% |
| Paragon Banking PAG.L | United Kingdom | $1.81B | +5% | -7% | 12% | 0.95× | 14.0% | 12.0% |
| Zhejiang Shaoxing Ruifeng Rural Commercial Bank 601528.SS | China | $1.60B | +4% | -8% | 10% | 0.51× | 3.4% | 9.9% |
| Bank of Lanzhou 001227.SZ | China | $1.82B | -4% | 0% | 6% | 0.38× | 2.5% | 5.5% |
| Republic Bancorp RBCAA | United States | $1.59B | +17% | -2% | 12% | 1.52× | 10.1% | 11.5% |
| Kiyo Bank 8370.T | Japan | $1.83B | +39% | +20% | 9% | 1.13× | 8.6% | 9.4% |
| Keiyo Bank 8544.T | Japan | $1.58B | -1% | +19% | 6% | 0.78× | 6.9% | 5.7% |
| Live Oak Bancshares LOB | United States | $1.57B | -10% | +9% | 11% | 1.30× | 17.1% | 11.1% |