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City commercial bank in Lanzhou, Gansu, providing retail and corporate banking in a less-developed western province.
City commercial bank in Lanzhou, Gansu, providing retail and corporate banking in a less-developed western province.
Earns mostly from the gap between loan interest and deposit costs, taking deposits and making loans largely within Gansu province, so its results follow the regional economy and local loan quality.
Moat: narrow (regulatory licence). Local banking licence in a provincial capital with limited competing bank branches.
Headquarters: Lanzhou, Gansu, China · Founded: 1997 · Employees: 4,431
Size Bank of Lanzhou (001227.SZ) is a China Financials company (Regional Banks) with a market value of $1.82B, the 1378th largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥2.13 on 6 Nov 2026.
Performance Over six months the shares fell 4.5%, against +5.1% for the median peer and -16.4% for the China market (cap-weighted) — 3rd lowest of 21 in its peer set.
Growth Revenue grew 0.3% over the last twelve months (peer median +3.8%); the operating margin is 18.5% (peer median 38.8%).
Valuation It trades at 0.38× book value against a peer median of 1.04× (4th cheapest of 21).
Price implies The share price implies a return on equity of about 2.5%; Bank of Lanzhou delivers 5.5%, so the price asks less than the business earns today.
Next results Next results expected around 23 Apr 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CN¥17.5B | CN¥17.2B | CN¥19.0B | CN¥21.0B | CN¥20.2B |
| Revenue growth | — | -9% | -10% | +4% | — |
| Net income | CN¥1.71B | CN¥1.62B | CN¥1.89B | CN¥1.86B | CN¥1.73B |
| Free cash flow | -CN¥26.6B | CN¥8.53B | CN¥4.13B | CN¥4.11B | -CN¥10.2B |
| Capital expenditure | CN¥264M | CN¥166M | CN¥115M | CN¥57.7M | CN¥118M |
| Total debt | CN¥117B | CN¥120B | CN¥96.0B | CN¥85.4B | CN¥83.6B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Bank of Lanzhou 001227.SZ | $1.82B | -4% | 0% | 6% | 0.38× | 2.5% |
| Bank of Guiyang 601997.SS | $3.20B | -3% | -5% | 7% | 0.32× | 2.0% |
| Bank of Zhengzhou 002936.SZ | $2.01B | -3% | +1% | 3% | 0.34× | 2.6% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 001227.SZ | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +0.9% | +2.7% | 9th lowest of 21 |
| 6-month return | -4.5% | +5.1% | 3rd lowest of 21 |
| Return on equity | 5.5% | 10.1% | 2nd lowest of 21 |
| Price / book | 0.38× | 1.04× | 4th cheapest of 21 |
| Trailing P/E | 7.1× | 12.1× | 4th cheapest of 21 |
| ROE the price implies | 2.5% | 9.1% | least demanding of 21 |
| ROE delivered | 5.5% | 10.1% | lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Bank of Lanzhou 001227.SZ | China | $1.82B | -4% | 0% | 6% | 0.38× | 2.5% | 5.5% |
| Kiyo Bank 8370.T | Japan | $1.83B | +39% | +20% | 9% | 1.13× | 8.6% | 9.4% |
| Paragon Banking PAG.L | United Kingdom | $1.81B | +5% | -7% | 12% | 0.95× | 14.0% | 12.0% |
| Dah Sing Financial 0440.HK | Hong Kong | $1.81B | +4% | -8% | 6% | 0.36× | 4.7% | 5.6% |
| Dime Commercial Bancshares DCOM | United States | $1.85B | +13% | +14% | 9% | 1.39× | 12.4% | 9.4% |
| S&T Bancorp STBA | United States | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% | 10.0% |
| Jiangsu Jiangyin Rural Commercial Bank 002807.SZ | China | $1.77B | +5% | -3% | 10% | 0.57× | 2.9% | 10.5% |
| Bank of Guizhou 6199.HK | Hong Kong | $1.77B | -4% | -2% | 8% | 0.24× | 3.6% | 8.0% |
| German American Bancorp GABC | United States | $1.88B | +15% | +12% | 13% | 1.63× | 11.0% | 12.8% |
| Ogaki Kyoritsu Bank 8361.T | Japan | $1.75B | +45% | +39% | 6% | 0.66× | 6.1% | 5.6% |
| Wuxi Rural Commercial Bank 600908.SS | China | $1.94B | +3% | -5% | 10% | 0.54× | 2.8% | 10.1% |
| Byline Bancorp BY | United States | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% | 12.3% |
| San-in Godo Bank 8381.T | Japan | $1.95B | +5% | +27% | 8% | 0.91× | 5.9% | 8.1% |
| Bancorp TBBK | United States | $1.97B | -15% | -7% | 33% | 2.96× | 26.3% | 33.0% |
| TriCo Bancshares TCBK | United States | $1.67B | +2% | +4% | 11% | 1.26× | 9.6% | 10.6% |
| Bank of Nagoya 8522.T | Japan | $1.67B | -8% | +25% | 7% | 0.83× | 6.1% | 7.3% |
| Nanto Bank 8367.T | Japan | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% | 6.1% |
| Bank of Zhengzhou 002936.SZ | China | $2.01B | -3% | +1% | 3% | 0.34× | 2.6% | n/a |
| Origin Bancorp OBK | United States | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% | 10.4% |
| Bank First BFC | United States | $1.64B | +1% | +33% | 12% | 1.98× | 10.9% | 11.9% |
| First Commonwealth Financial FCF | United States | $2.03B | +13% | +4% | 11% | 1.37× | 10.4% | 11.4% |