Loading…
New York metro-area bank (Long Island/NYC) focused on commercial real estate and business banking.
New York metro-area bank (Long Island/NYC) focused on commercial real estate and business banking.
Earns mainly from interest on loans funded by deposits, with a book built on loans against apartment buildings, including rent-regulated ones, that it is diversifying with business lending. The 2021 merger with Bridge Bancorp joined it with a Long Island commercial bank.
Moat: narrow (scale, distribution). Deep New York metro commercial real estate lending relationships built over decades.
Headquarters: Hauppauge, New York, US · Founded: 1864 · Employees: 902
Size Dime Commercial Bancshares (DCOM) is a United States Financials company (Regional Banks) with a market value of $1.85B, the 1853rd largest of 3,117 United States companies the cockpit tracks. Shares closed at $42.21 on 6 Nov 2026.
Performance Over six months the shares gained 13.4%, against +4.8% for the median peer and -1.1% for the United States market (cap-weighted) — 7th highest of 21 in its peer set.
Growth Revenue grew 13.6% over the last twelve months (peer median +2.1%); the operating margin is 38.8% (peer median 38.2%).
Valuation It trades at 1.39× book value against a peer median of 0.93× (3rd most expensive of 21).
Price implies The share price implies a return on equity of about 12.4%; Dime Commercial Bancshares delivers 9.4%, so the price asks more than the business earns today.
Short interest Short interest is 9.7% of the free float (15 Oct 2026).
Next results Next results expected around 22 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $759M | $728M | $645M | $638M | $474M |
| Revenue growth | — | +13% | +1% | +35% | — |
| Net income | $140M | $109M | $28.7M | $94.9M | $151M |
| Free cash flow | $254M | $182M | $92.8M | $85.2M | $291M |
| Capital expenditure | $14.4M | $101M | $21.3M | $13.7M | $33.7M |
| Total debt | $613M | $826M | $979M | $1.57B | $1.39B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Dime Commercial Bancshares DCOM | $1.85B | +13% | +14% | 9% | 1.39× | 12.4% |
| Valley National Bancorp VLY | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% |
| ConnectOne Bancorp CNOB | $1.63B | +8% | +24% | 10% | 1.10× | 10.7% |
| Flagstar Bank, National Association FLG | $4.21B | -26% | -18% | 1% | 0.59× | 7.4% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | DCOM | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +9.5% | +2.0% | 3rd highest of 21 |
| 6-month return | +13.4% | +4.8% | 7th highest of 21 |
| Return on equity | 9.4% | 9.7% | 11th highest of 21 |
| Price / book | 1.39× | 0.93× | 3rd most expensive of 21 |
| Trailing P/E | 13.8× | 11.8× | 2nd most expensive of 21 |
| ROE the price implies | 12.4% | 7.3% | 3rd most demanding of 21 |
| ROE delivered | 9.4% | 10.0% | 10th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Dime Commercial Bancshares DCOM | United States | $1.85B | +13% | +14% | 9% | 1.39× | 12.4% | 9.4% |
| Kiyo Bank 8370.T | Japan | $1.83B | +39% | +20% | 9% | 1.13× | 8.6% | 9.4% |
| Bank of Lanzhou 001227.SZ | China | $1.82B | -4% | 0% | 6% | 0.38× | 2.5% | 5.5% |
| Paragon Banking PAG.L | United Kingdom | $1.81B | +5% | -7% | 12% | 0.95× | 14.0% | 12.0% |
| German American Bancorp GABC | United States | $1.88B | +15% | +12% | 13% | 1.63× | 11.0% | 12.8% |
| Dah Sing Financial 0440.HK | Hong Kong | $1.81B | +4% | -8% | 6% | 0.36× | 4.7% | 5.6% |
| S&T Bancorp STBA | United States | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% | 10.0% |
| Jiangsu Jiangyin Rural Commercial Bank 002807.SZ | China | $1.77B | +5% | -3% | 10% | 0.57× | 2.9% | 10.5% |
| Bank of Guizhou 6199.HK | Hong Kong | $1.77B | -4% | -2% | 8% | 0.24× | 3.6% | 8.0% |
| Wuxi Rural Commercial Bank 600908.SS | China | $1.94B | +3% | -5% | 10% | 0.54× | 2.8% | 10.1% |
| Ogaki Kyoritsu Bank 8361.T | Japan | $1.75B | +45% | +39% | 6% | 0.66× | 6.1% | 5.6% |
| San-in Godo Bank 8381.T | Japan | $1.95B | +5% | +27% | 8% | 0.91× | 5.9% | 8.1% |
| Bancorp TBBK | United States | $1.97B | -15% | -7% | 33% | 2.96× | 26.3% | 33.0% |
| Byline Bancorp BY | United States | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% | 12.3% |
| Bank of Zhengzhou 002936.SZ | China | $2.01B | -3% | +1% | 3% | 0.34× | 2.6% | n/a |
| First Commonwealth Financial FCF | United States | $2.03B | +13% | +4% | 11% | 1.37× | 10.4% | 11.4% |
| TriCo Bancshares TCBK | United States | $1.67B | +2% | +4% | 11% | 1.26× | 9.6% | 10.6% |
| Bank of Nagoya 8522.T | Japan | $1.67B | -8% | +25% | 7% | 0.83× | 6.1% | 7.3% |
| Nanto Bank 8367.T | Japan | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% | 6.1% |
| Hilltop HTH | United States | $2.07B | -4% | -2% | 7% | 0.98× | 9.1% | 6.6% |
| Origin Bancorp OBK | United States | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% | 10.4% |