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Rural commercial bank serving Wuxi, Jiangsu, lending mainly to local small businesses and households.
Rural commercial bank serving Wuxi, Jiangsu, lending mainly to local small businesses and households.
Earns mainly from the gap between interest on loans to local small businesses and households and the low rates paid on deposits gathered through its own branches, with fees as a supplement.
Moat: narrow (regulatory licence, distribution). Dense local branch network in a wealthy Jiangsu city gives a funding-cost edge.
Headquarters: Wuxi, Jiangsu, China · Employees: 1,797
Size Wuxi Rural Commercial Bank (600908.SS) is a China Financials company (Regional Banks) with a market value of $1.94B, the 1300th largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥5.89 on 6 Nov 2026.
Performance Over six months the shares gained 2.8%, against +4.8% for the median peer and -16.4% for the China market (cap-weighted) — 8th lowest of 21 in its peer set.
Growth Revenue fell 4.5% over the last twelve months (peer median +1.6%); the operating margin is 49.2% (peer median 37.9%).
Valuation It trades at 0.54× book value against a peer median of 1.17× (5th cheapest of 21).
Price implies The share price implies a return on equity of about 2.8%; Wuxi Rural Commercial Bank delivers 10.1%, so the price asks less than the business earns today.
Next results Next results expected around 29 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CN¥8.67B | CN¥8.93B | CN¥9.23B | CN¥8.92B | CN¥8.64B |
| Revenue growth | — | -3% | +3% | +3% | — |
| Net income | CN¥2.36B | CN¥2.21B | CN¥2.15B | CN¥2.10B | CN¥1.90B |
| Free cash flow | CN¥4.77B | CN¥2.85B | -CN¥2.15B | CN¥3.71B | CN¥2.48B |
| Capital expenditure | CN¥100M | CN¥111M | CN¥146M | CN¥178M | CN¥153M |
| Total debt | CN¥16.5B | CN¥16.5B | CN¥16.8B | CN¥15.7B | CN¥16.8B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Wuxi Rural Commercial Bank 600908.SS | $1.94B | +3% | -5% | 10% | 0.54× | 2.8% |
| Jiangsu Changshu Rural Commercial Bank 601128.SS | $3.48B | -4% | -1% | 14% | 0.67× | 2.5% |
| Qingdao Rural Commercial Bank 002958.SZ | $2.47B | -2% | -9% | 8% | 0.41× | 2.5% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 600908.SS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -0.7% | +3.2% | 6th lowest of 21 |
| 6-month return | +2.8% | +4.8% | 8th lowest of 21 |
| Return on equity | 10.1% | 9.8% | 10th highest of 21 |
| Price / book | 0.54× | 1.17× | 5th cheapest of 21 |
| Trailing P/E | 5.5× | 11.5× | 2nd cheapest of 21 |
| ROE the price implies | 2.8% | 10.2% | 3rd least demanding of 21 |
| ROE delivered | 10.1% | 10.0% | 10th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Wuxi Rural Commercial Bank 600908.SS | China | $1.94B | +3% | -5% | 10% | 0.54× | 2.8% | 10.1% |
| San-in Godo Bank 8381.T | Japan | $1.95B | +5% | +27% | 8% | 0.91× | 5.9% | 8.1% |
| Bancorp TBBK | United States | $1.97B | -15% | -7% | 33% | 2.96× | 26.3% | 33.0% |
| German American Bancorp GABC | United States | $1.88B | +15% | +12% | 13% | 1.63× | 11.0% | 12.8% |
| Bank of Zhengzhou 002936.SZ | China | $2.01B | -3% | +1% | 3% | 0.34× | 2.6% | n/a |
| First Commonwealth Financial FCF | United States | $2.03B | +13% | +4% | 11% | 1.37× | 10.4% | 11.4% |
| Dime Commercial Bancshares DCOM | United States | $1.85B | +13% | +14% | 9% | 1.39× | 12.4% | 9.4% |
| Kiyo Bank 8370.T | Japan | $1.83B | +39% | +20% | 9% | 1.13× | 8.6% | 9.4% |
| Bank of Lanzhou 001227.SZ | China | $1.82B | -4% | 0% | 6% | 0.38× | 2.5% | 5.5% |
| Hilltop HTH | United States | $2.07B | -4% | -2% | 7% | 0.98× | 9.1% | 6.6% |
| Paragon Banking PAG.L | United Kingdom | $1.81B | +5% | -7% | 12% | 0.95× | 14.0% | 12.0% |
| Dah Sing Financial 0440.HK | Hong Kong | $1.81B | +4% | -8% | 6% | 0.36× | 4.7% | 5.6% |
| 1st Source SRCE | United States | $2.09B | +18% | +4% | 14% | 1.59× | 10.5% | 13.9% |
| S&T Bancorp STBA | United States | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% | 10.0% |
| Jiangsu Jiangyin Rural Commercial Bank 002807.SZ | China | $1.77B | +5% | -3% | 10% | 0.57× | 2.9% | 10.5% |
| Bank of Guizhou 6199.HK | Hong Kong | $1.77B | -4% | -2% | 8% | 0.24× | 3.6% | 8.0% |
| Ogaki Kyoritsu Bank 8361.T | Japan | $1.75B | +45% | +39% | 6% | 0.66× | 6.1% | 5.6% |
| Western Union WU | United States | $2.15B | -24% | -2% | 44% | 2.35× | 14.3% | 44.0% |
| Bank of N.T. Butterfield & Son Limited (The) NTB | United States | $2.15B | -3% | 0% | 21% | 1.94× | 12.0% | 21.1% |
| Byline Bancorp BY | United States | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% | 12.3% |
| Enterprise Financial Services EFSC | United States | $2.21B | +4% | +2% | 10% | 1.20× | 10.2% | 9.6% |