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Western Pennsylvania bank offering commercial, retail and wealth-management banking services.
Western Pennsylvania bank offering commercial, retail and wealth-management banking services.
Earns mainly on the gap between loan interest and deposit costs, with commercial real estate and business loans its largest books, plus fees from wealth management and insurance. Headquartered in Indiana, Pennsylvania, it has expanded beyond its home area through acquisitions of other banks.
Moat: narrow (scale, distribution). Long-standing Western Pennsylvania branch franchise built through community-bank mergers.
Headquarters: Indiana, Pennsylvania, US · Founded: 1902 · Employees: 1,209
Size S&T Bancorp (STBA) is a United States Financials company (Regional Banks) with a market value of $1.79B, the 1870th largest of 3,117 United States companies the cockpit tracks. Shares closed at $50.78 on 6 Nov 2026.
Performance Over six months the shares gained 14.1%, against +4.8% for the median peer and -1.1% for the United States market (cap-weighted) — 5th highest of 21 in its peer set.
Growth Revenue grew 2.3% over the last twelve months (peer median +8.6%); the operating margin is 43.0% (peer median 38.8%).
Valuation It trades at 1.27× book value against a peer median of 0.98× (7th most expensive of 21).
Price implies The share price implies a return on equity of about 10.8%; S&T Bancorp delivers 10.0%, so the price asks more than the business earns today.
Short interest Short interest is 6.8% of the free float (15 Oct 2026).
Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $575M | $568M | $565M | $536M | $399M |
| Revenue growth | — | +1% | +5% | +34% | — |
| Net income | $144M | $134M | $131M | $145M | $135M |
| Free cash flow | n/a | $130M | $170M | $166M | $234M |
| Capital expenditure | n/a | $4.77M | $2.94M | $6.22M | $3.86M |
| Total debt | $215M | $311M | $250M | $552M | $489M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| S&T Bancorp STBA | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% |
| First Commonwealth Financial FCF | $2.03B | +13% | +4% | 11% | 1.37× | 10.4% |
| WesBanco WSBC | $3.70B | +13% | +17% | 9% | 0.96× | 8.2% |
| Northwest Bancshares NWBI | $2.23B | +10% | +13% | 11% | 1.18× | 9.3% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | STBA | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +4.2% | +1.2% | 6th highest of 21 |
| 6-month return | +14.1% | +4.8% | 5th highest of 21 |
| Return on equity | 10.0% | 9.5% | 10th highest of 21 |
| Price / book | 1.27× | 0.98× | 7th most expensive of 21 |
| Trailing P/E | 12.9× | 11.8× | 7th most expensive of 21 |
| ROE the price implies | 10.8% | 8.8% | 6th most demanding of 21 |
| ROE delivered | 10.0% | 9.5% | 10th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| S&T Bancorp STBA | United States | $1.79B | +14% | +2% | 10% | 1.27× | 10.8% | 10.0% |
| Dah Sing Financial 0440.HK | Hong Kong | $1.81B | +4% | -8% | 6% | 0.36× | 4.7% | 5.6% |
| Jiangsu Jiangyin Rural Commercial Bank 002807.SZ | China | $1.77B | +5% | -3% | 10% | 0.57× | 2.9% | 10.5% |
| Paragon Banking PAG.L | United Kingdom | $1.81B | +5% | -7% | 12% | 0.95× | 14.0% | 12.0% |
| Bank of Guizhou 6199.HK | Hong Kong | $1.77B | -4% | -2% | 8% | 0.24× | 3.6% | 8.0% |
| Bank of Lanzhou 001227.SZ | China | $1.82B | -4% | 0% | 6% | 0.38× | 2.5% | 5.5% |
| Kiyo Bank 8370.T | Japan | $1.83B | +39% | +20% | 9% | 1.13× | 8.6% | 9.4% |
| Ogaki Kyoritsu Bank 8361.T | Japan | $1.75B | +45% | +39% | 6% | 0.66× | 6.1% | 5.6% |
| Dime Commercial Bancshares DCOM | United States | $1.85B | +13% | +14% | 9% | 1.39× | 12.4% | 9.4% |
| German American Bancorp GABC | United States | $1.88B | +15% | +12% | 13% | 1.63× | 11.0% | 12.8% |
| Byline Bancorp BY | United States | $1.70B | +15% | +2% | 12% | 1.34× | 10.3% | 12.3% |
| TriCo Bancshares TCBK | United States | $1.67B | +2% | +4% | 11% | 1.26× | 9.6% | 10.6% |
| Bank of Nagoya 8522.T | Japan | $1.67B | -8% | +25% | 7% | 0.83× | 6.1% | 7.3% |
| Nanto Bank 8367.T | Japan | $1.65B | +7% | +13% | 6% | 0.81× | 5.9% | 6.1% |
| Wuxi Rural Commercial Bank 600908.SS | China | $1.94B | +3% | -5% | 10% | 0.54× | 2.8% | 10.1% |
| San-in Godo Bank 8381.T | Japan | $1.95B | +5% | +27% | 8% | 0.91× | 5.9% | 8.1% |
| Origin Bancorp OBK | United States | $1.64B | +14% | +5% | 10% | 1.29× | 10.1% | 10.4% |
| Bank First BFC | United States | $1.64B | +1% | +33% | 12% | 1.98× | 10.9% | 11.9% |
| ConnectOne Bancorp CNOB | United States | $1.63B | +8% | +24% | 10% | 1.10× | 10.7% | 9.6% |
| Bancorp TBBK | United States | $1.97B | -15% | -7% | 33% | 2.96× | 26.3% | 33.0% |
| National Bank NBHC | United States | $1.63B | -14% | +14% | 4% | 1.01× | 9.0% | 3.6% |